PAYPAL HOLDINGS, INC


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"Products" offered by PAYPAL HOLDINGS, INC with at least one, but usually more complaints:

Bank account or service - (CD) Certificate of deposit
Bank account or service - Cashing a check without an account
Bank account or service - Checking account
Bank account or service - Other bank product/service
Bank account or service - Savings account
Checking or savings account - CD (Certificate of Deposit)
Checking or savings account - Checking account
Checking or savings account - Other banking product or service
Checking or savings account - Savings account
Consumer Loan - Installment loan
Consumer Loan - Personal line of credit
Consumer Loan - Vehicle loan
Credit card -
Credit card - General-purpose credit card or charge card
Credit card - Store credit card
Credit card or prepaid card -
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose prepaid card
Credit card or prepaid card - Gift card
Credit card or prepaid card - Government benefit card
Credit card or prepaid card - Payroll card
Credit card or prepaid card - Store credit card
Credit card or prepaid card - Student prepaid card
Credit reporting -
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting or other personal consumer reports - Other personal consumer report
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Auto
Debt collection - Auto debt
Debt collection - Credit card
Debt collection - Credit card debt
Debt collection - I do not know
Debt collection - Medical
Debt collection - Other (i.e. phone, health club, etc.)
Debt collection - Other debt
Debt collection - Payday loan debt
Debt collection - Telecommunications debt
Debt or credit management - Credit repair services
Debt or credit management - Debt settlement
Money transfer, virtual currency, or money service - Check cashing service
Money transfer, virtual currency, or money service - Debt settlement
Money transfer, virtual currency, or money service - Domestic (US) money transfer
Money transfer, virtual currency, or money service - Foreign currency exchange
Money transfer, virtual currency, or money service - International money transfer
Money transfer, virtual currency, or money service - Mobile or digital wallet
Money transfer, virtual currency, or money service - Money order
Money transfer, virtual currency, or money service - Money order, traveler's check or cashier's
Money transfer, virtual currency, or money service - Refund anticipation check
Money transfer, virtual currency, or money service - Traveler's check or cashier's check
Money transfer, virtual currency, or money service - Virtual currency
Money transfers - Domestic (US) money transfer
Money transfers - International money transfer
Mortgage - Other mortgage
Other financial service - Check cashing
Other financial service - Debt settlement
Other financial service - Foreign currency exchange
Other financial service - Money order
Other financial service - Refund anticipation check
Payday loan -
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Payday loan
Payday loan, title loan, or personal loan - Personal line of credit
Payday loan, title loan, or personal loan - Title loan
Payday loan, title loan, personal loan, or advance loan - Installment loan
Payday loan, title loan, personal loan, or advance loan - Personal line of credit
Prepaid card - General purpose card
Prepaid card - General-purpose prepaid card
Prepaid card - Gift card
Prepaid card - Gift or merchant card
Prepaid card - Mobile wallet
Prepaid card - Other special purpose card
Prepaid card - Payroll card

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Complaint ID: 3644519

Date Received: 2020-05-09

Issue: Fraud or scam

Subissue:

Consumer Complaint: I ordered a pair of pants online on XXXX XXXX2020 from an online fashion account on XXXX (XXXX ). I sent him a Paypal payment of XXXX CAD. He claimed that the production of the pants would only take a week or two and that shipping to XXXX would only take 2 weeks at most. I messaged " XXXX '' multiple times over the course of a month asking him for updates on shipping and begging for tracking numbers. Sometimes he would respond and say he would get it done later that week but eventually he would not respond to me for days and then try to tell me he would get it done next week. Its been over a month and he has yet to send me a tracking number or even a picture of the pair of pants that I ordered. Really frustrated with this guy and I'm sick of him playing these games with me and always pushing back these dates. Last time I got a message from him was Thursday after he promised to send out my package on Wednesday .... would be happy to provide screenshots of messages between me and him.

Company Response:

State: CO

Zip: 80130

Submitted Via: Web

Date Sent: 2020-05-09

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 3644437

Date Received: 2020-05-09

Issue: Trouble using the card

Subissue: Trouble using the card to spend money in a store or online

Consumer Complaint: I purchased a {$50.00} XXXX XXXX XXXX XXXX E-Gift Card from PAYPAL via PAYPALS website on XX/XX/XXXX. When redemption of the XXXX XXXX was attempted in person at XXXX XXXX XXXX XXXX on XX/XX/XXXX, it was denied and XXXX XXXX stated that they had not honored such cards since XXXX. They further stated that they were unaware that they were still being marketed at all. As it regards paypal, they have refused a refund, stating all questions should be directed to XXXXXXXX XXXX XXXX XXXX. They further stated that the gift card was marketed with XXXX XXXX consent. Thusly, I feel I have been defrauded by both companies. Paypal are marketing a product that can not be redeemed either online or in person and refusing a refund and XXXX XXXX is apparently allowing this. Both sides are liable in this matter, Paypal as the broker for a worthless product and XXXX XXXX XXXX XXXX, who are refusing redemption while no doubt sharing in the ill gotten gains with Paypal.

Company Response:

State: FL

Zip: 337XX

Submitted Via: Web

Date Sent: 2020-05-29

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 3644267

Date Received: 2020-05-09

Issue: Money was not available when promised

Subissue:

Consumer Complaint: PayPal closer my account Ive had open for over a year & they held on to my funds for over 180 days without any options to withdrawal money that wasnt theres too hold. My employer lives out of state and therefore we used paypal as an easy money transferring option. Well I was a victim of identity theft years ago and have filed all proper reports with the FTC identity theft local police etc. My employer and I had many verified transactions back and forth but recently in XX/XX/2020, PayPal decides to freeze my account after my employer sent me my {$600.00} paycheck. Needless Im a single mother of XXXX little boys so I called to find out what the deal was. PayPal told me I needed to fix issues in another account I had never heard of! It was a fraudulent account created from the theft of my identity. So after contacting all the right paypal consumer channels I reported this newly learned account as fraud and notified them of the identity theft etc. they would not do anything. It took a month to get on the line with a supervisor whom told me if I uploaded the identity theft reports that I would be able to withdrawal my funds within 72hours. So I went the site he advised at paypal.com/ whatever and uploaded all requested documents dispute being apprehensive to provide my personal information bc of the previous theft. PayPal didnt care.. after 3 days I recieved an email from paypal stating my account was now closed and ny remaining funds would be held for 180 days! Mind you this whole process had already taken over a month & I was waiting on withdrawal if funds that were rightfully mine that were being held bc of a fraudulent account that I had no knowledge of and gave all information requested and had previously verified all transactions and paypal even verified the funds from my employer! They were messing with me and my money and have caused me a great deal of complications and hardship. There was one dispute opened at this time as well and the dispute was awarded in my favor. But if I couldnt access my own money or withdrawal it how can paypal just take money from my account or hold or freeze funds that have already been verified? My funds are still in the 180 day waiting period since my account closed in XXXX! I have yet to recieve my paycheck which is the remaining {$700.00} from my account & it is now XX/XX/2020. I have names of all the employees I spoke with including the supervisor that said Id have my funds within 72hours and then closed my account and put a 180 day hold on my funds. They are awful company and when I legally requested for them to close that fraudulent account they blatantly refused & I gave them all verified documents and reports showing it was fraudulent! I would never open another PayPal account again nor will I advise anyone I know to do business with these scammmers all they do is take your money and try to get you to jump through all these impossible hoops when they know they are going to keep your money! On top of it all the customer service is outsourced internationally so you can hardly understand a word their telecommunications team is trying to say & their customer service is below par as I was hung up on 3 times after being put on hold for hours at a time.

Company Response:

State: NV

Zip: 890XX

Submitted Via: Web

Date Sent: 2020-05-09

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 3644100

Date Received: 2020-05-09

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: I am trying to get Paypal to mail me my money in the form of a check ( which they usually charge an extortionate {$1.00} per check btw ) but they can't/wo n't. They demand I link a bank account to them, or sign up for their XXXX Paypal Cash. Frankly, with my prior experience I don't trust them not to take a huge chunk out of my bank account with minimal notice again. But they won't release the money otherwise. Please help me get my money back! Other people with the same problem : https : XXXX

Company Response:

State: CA

Zip: 91745

Submitted Via: Web

Date Sent: 2020-05-09

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 3643945

Date Received: 2020-05-08

Issue: Other features, terms, or problems

Subissue: Problem with customer service

Consumer Complaint: I am waiting for the Coronavirus stimulus check to be deposited into my PayPal account. The IRS website states that the money was deposited into my PayPal account on XX/XX/2020. It is now XX/XX/2020 and I still haven't received the money into the account and PayPal has NO customer service right now due to the epidemic. I can't reach ANYONE!!! WHERE IS MY MONEY?!

Company Response:

State: NY

Zip: 11221

Submitted Via: Web

Date Sent: 2020-05-29

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 3643905

Date Received: 2020-05-08

Issue: Trouble using the card

Subissue: Problem with direct deposit

Consumer Complaint: So the irs says my money was deposited on the XXXX of XXXX. I talked to multiple people on the PayPal chat and got guaranteed me it would be there on the XXXX but here it is four days la tu or and nothing. They put a trace on the deposit and said they dont see it.. IRS SAID IT WAS DEPOSITED.

Company Response:

State: FL

Zip: 32225

Submitted Via: Web

Date Sent: 2020-05-29

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 3643408

Date Received: 2020-05-08

Issue: Unauthorized transactions or other transaction problem

Subissue:

Consumer Complaint: Paypal is holding my money without giving me any reason. I have tried multiple times to make a withdrawal and each time it fails without giving me a reason, saying to try again later. Paypal agents told me that it would be fixed if I tried again 24 hours later. It has been over a week and still not fixed. The total currently being held is {$7200.00}.

Company Response:

State: NY

Zip: 10901

Submitted Via: Web

Date Sent: 2020-05-08

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 3643216

Date Received: 2020-05-08

Issue: Other transaction problem

Subissue:

Consumer Complaint: I have three transactions with Paypal that have not been resolved. I ordered three different products from three different vendors in XXXX. None of them have arrived and Paypal has not refunded my money. Their resolution center isn't working either. I am fed up.

Company Response:

State: CA

Zip: XXXXX

Submitted Via: Web

Date Sent: 2020-05-08

Company Response to Consumer: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 3643200

Date Received: 2020-05-08

Issue: Fraud or scam

Subissue:

Consumer Complaint: I was mislead by a seller and sent money on XX/XX/2020 to a individual for merchandise and shortly after sending the money the seller disappeared. I reached out to the company and they said they can not help me resolve the issue.

Company Response:

State: GA

Zip: 310XX

Submitted Via: Web

Date Sent: 2020-05-08

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 3643180

Date Received: 2020-05-08

Issue: Lost or stolen check

Subissue:

Consumer Complaint: Due to the COVID-19 epidemic, all eligible tax-payers have been sent Economic Impact Payments. I was able to enter my information on the IRS.gov site and IRS updated the " Get My Payment '' portal on XX/XX/XXXX stating the following, " We scheduled your payment to be deposited on XX/XX/XXXX to the bank account below. '' The bank account I submitted to IRS is attached to my PayPal account and as of XX/XX/XXXX XXXX PST I still have not received the funds. I contacted PayPal multiple times to check the status and their customer service support has been anything but helpful. Here are a few of the responses they have given me : " XXXX XXXX XXXX XXXX XX/XX/XXXX ) Thank you for the information, it typically takes 3-5 business days for the deposits to be processed by the IRS. However, I don't see any deposits in your account. I would suggest you to wait end of the day, If the funds doesn't reflect, I would suggest you to check with the IRS. '' " XXXX XXXX XXXX ( XX/XX/XXXX ) Hello XXXX! My name is XXXX and Ill be assisting you as XXXX is not available. I have reviewed the previous conversation and understand youre concern with regard to direct deposit. I appreciate you bringing this to our attention, so that we can deal with this immediately. It usually takes 3-5 business days for the payment to reflect on your PayPal account when IRS disbursed the funds. It's still 4th business day today. I would request you to wait until tomorrow end of the day and if you still don't see payment on your PayPal account then you can contact us back. '' " XXXX XXXX XXXX XXXX ( XX/XX/XXXX ) Hello XXXX! My name is XXXX and Ill be assisting you as XXXX is not available. I would like to inform you that the IRS checks takes 5-7 business days to clear and credit it to you. Thank you for understanding in this matter. '' " XXXX XXXX XXXX XXXX ( XX/XX/XXXX ) XXXX, it was sent to you on XX/XX/XXXX and XX/XX/XXXX is bank holiday, 2nd and 3rd are weekend. From 4th XXXX it is now 4th day today. Please wait it will be credited to you. '' " XXXX XXXX XXXX ( XX/XX/XXXX ) Sorry for the inconvenience caused, The deposits are worked in batches. Those batches are worked throughout the day and there's no real rhyme or reason to who ends up in what batch when. As soon as your deposit gets processed to us we deposit it to the account. This process is done throughout the day until the close of banking business XXXX XXXX Pacific Standard Time. '' At no time was I able to speak with a representative on the phone, raise my issue to a supervisor or gain any meaningful update about the status of the payment. I am going to be homeless in a few days and I really have no hope for remedying this situation

Company Response:

State: CA

Zip: 94518

Submitted Via: Web

Date Sent: 2020-05-08

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.