Date Received: 2020-11-17
Issue: Incorrect information on your report
Subissue: Information belongs to someone else
Consumer Complaint: on XX/XX/20 I was checking my credit for accuracy when i realize that there were accounts in my credit that didn't belong to me .these accounts are fraudulent I did not authorized these accounts, they should be removed from my credit.
Company Response:
State: GA
Zip: 30542
Submitted Via: Web
Date Sent: 2020-11-17
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-11-16
Issue: Incorrect information on your report
Subissue: Information belongs to someone else
Consumer Complaint: The Fair Credit Reporting Act promotes the accuracy, fairness, and privacy of information in the files of consumer reporting agencies ( CRAs ). To ensure compliance, the agency pursues an aggressive enforcement program aimed at the main players in the consumer reporting system CRAs, those who send them information, and consumer report users. The FTC has sued CRAs, charged companies with furnishing inaccurate information to CRAs, and charged users of consumer reports with failing to notify consumers when they make negative decisions about them based on a consumer report underage with XXXX XXXX - ( ACCOUNTS NEVER LATE ), XXXX XXXX, XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX The Fair Credit Reporting Act, 15 U.S.C. 1681, is U.S. Federal Government legislation enacted to promote the accuracy, fairness, and privacy of consumer information contained in the files of consumer reporting agencies. see attach ftc violations Fair Lending Laws and Regulations XXXX to Pay {$570.00} XXXX as Part of Settlement with FTC, CFPB, and States Related to XXXX Data Breach. The FTC enforces the Fair Debt Collection Practices Act ( FDCPA ), which prohibits deceptive, unfair, and abusive debt collection practices. ... The FTC has sued over 30 debt collection companies for violating the law, banning some from the business and making them pay steep financial penalties. XX/XX/XXXX - And as the FTC 's multi-million dollar settlement with XXXX XXXX XXXX ... federal, and local government, have violated my civil rights as well as the ... FTC Action Halts Operation That Billed More Than {$25.00} XXXX ... www.ftc.gov news-events press-releases XXXX XX/XX/XXXX - ... to debit hundreds of thousands of consumers ' bank accounts and bill ... and hired a company with call centers in the U.S., the XXXX, and XXXX ... is being violated and it appears to the Commission that a proceeding is in ... Volume 90 : Pages 608-668 - Federal Trade Commissionwww.ftc.gov default files documents volume-90 PDF between Perpetual and American Security or between Perpetual and. XXXX XXXX would constitute a violation of the antitrust laws. PAR. 15. ( a ) The boards of ... XXXX XXXX to Pay {$23.00} XXXX and Cease Operations to ... www.ftc.gov news-events press-releases XXXX XX/XX/XXXX - Under a proposed consent order, XXXX 's XXXX XXXX XXXX ... all of its U.S.-based assets, to settle Federal Trade Commission charges that it ... participating in deceptive acts or practices in violation of the FTC Act, ... FTC to law violators : Don't bank on bankruptcy | Federal Trade ... www.ftc.gov blogs business-blog XXXX ftc-la ... XX/XX/XXXX - He and his family then chose to work with the sources of our antitrust groups who were restraining us through unfair trade practices to assure the ... Complaint for injunctive and Other Equitable Relief - Federal ... www.ftc.gov files documents cases XXXX PDF the bank accounts of consumers for fraudulent and unauthorized charges, in violation of the Federal Trade Commission Act, 15. U.S.C. Section 45 ( a ). ... as fraud or unauthorized and implied that XXXX XXXX XXXX 's customers were therefore ... Online Lending Company Agrees to Settle FTC Charges It ... www.ftc.gov news-events press-releases XXXX XX/XX/XXXX - ... to consent to automatic payments from their bank accounts. ... The Commission has also charged the online lending company with the following law violations : ... The settlement order was filed with U.S. District Court for the ... FTC Returns Nearly {$100.00} XXXX to XXXX Homeowners ... www.ftc.gov news-events press-releases XXXX XX/XX/XXXX - The FTC 's XX/XX/XXXX settlement order required XXXX, which is now owned by XXXX XXXX XXXX, to pay {$100.00} XXXX to be used for ... Proceed with Caution : Expanded Role for the FTC on the ... XXXX XXXX XXXX XXXX XXXX XXXX, XXXX - Although banks are not subject to the FTC 's consumer protection ... and a penalty of {$520.00} XXXX against a bank, for violations of the Bank Secrecy Act, ... The FTC also has been actively enforcing the XXXX-US Privacy Shield ... Searches related to XXXX XXXX XXXX ftc violations ftc XXXX XXXX XXXX, sanctuary bay promoters jailed Page Navigation The Fair Credit Reporting Act ( FCRA ) is a federal law that regulates credit reporting agencies and compels them to insure the information they gather and distribute is a fair and accurate summary of a consumer 's credit history. ... The law is intended to protect consumers from misinformation being used against them. XX/XX/XXXX - Latest News XXXX will pay at least {$800.00} XXXX and potentially ... from the breach, which costs the consumer tens of thousands of dollars?
Company Response:
State: LA
Zip: 714XX
Submitted Via: Web
Date Sent: 2020-11-16
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-11-16
Issue: Incorrect information on your report
Subissue: Personal information incorrect
Consumer Complaint: I was alerted from my credit union that multiple Social Secuirty numbers appear under my name. I was told at least 4-5 different numbers show under my name and date of birth and address. I spoke to LEXIS NEXIS and was given no help regarding the matter. I would like to have this inaccurate information removed from my name and profile.
Company Response:
State: CA
Zip: 945XX
Submitted Via: Web
Date Sent: 2020-11-16
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-11-16
Issue: Incorrect information on your report
Subissue: Information is incorrect
Consumer Complaint: The information on CLUE is inaccurate as the accidents stated below listed me as " At Fault. '' These should be listed as " Not At Fault. '' XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX No such event occurred. When I spoke with XXXX they are listed as not at fault. This is creating high car insurance charges. I need these removed immediately!
Company Response:
State: DE
Zip: 198XX
Submitted Via: Web
Date Sent: 2020-11-30
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-11-15
Issue: Incorrect information on your report
Subissue: Information belongs to someone else
Consumer Complaint: All this below is an FCRA law violation. XXXX XXXX XXXX {$7000.00} - Primary XXXX XXXX Her old phone number I have : XXXX ( she did not pay the rent ) - Ex-girlfriend. Account opened : XX/XX/XXXX. XXXX XXXX XXXX {$6300.00} - Placed me as authorized user XXXX XXXX XXXX Ive never received the physical card in my hand, I have never ever given her my social security number either. Account opened : XX/XX/XXXX. XXXX XXXX XXXX XXXX {$26000.00} - Primary account owner is XXXX XXXX, she did not pay off her account. I dont have more information. XXXX phone number : XXXX Account opened : XX/XX/XXXX. XXXX XXXX XXXX XXXX | XXXX {$3600.00} Account opened : XX/XX/XXXX Never got card in my hand to me, never gave her my social security, ex girlfriend opened card her name is XXXX XXXX XXXX. Phone:XXXX. Email : XXXX Address:XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX , CO XXXX DOB:XX/XX/XXXX. XXXX XXXX XXXX {$22000.00} - XXXX XXXX XXXX he is in jail right now, he said he will pay cash to me, he kept XXXX XXXX ( I have more documents Ive attached of my conversation with his legal wife XXXX, Ive also attached my FTC document and my own screenshotted text message in a document that is written in XXXX but, I've also translated to English about XXXX and XXXX in a second document as well, please review everything. ) Account opened : XX/XX/XXXX. XXXX XXXX {$25000.00} - tied to line of business credit with XXXX XXXX, now legal name XXXX XXXX, she agreed in person and in phone call she was going to pay the account, we shut down the business. ( I have tried to hire attorney, the attorney needs her current address otherwise they needed to hire an investigator so he can find the address and serve her. Ex wife told my sons not to give out current address. ) Dont have her current address. XXXX phone number : XXXX DOB:XX/XX/XXXX email : XXXX Account opened : XX/XX/XXXX. ATTORNEY GENERAL-XXXX | XXXX {$82000.00} - Name XXXX XXXX : Ex wife, we had an agreement with ( now legal name is XXXX XXXX ) The agreement was if I leave the house, she will have 100 % child custody and keep the house that was worth {$480000.00} ( house address : XXXX XXXX XXXX, XXXX XXXX, TX XXXX ) still owed {$120000.00}. She had a lot of equity from her parents trust fund, she kept all the equity for herself. Phone call agreement she will keep the house for the kids, I left then was traveling back to the XXXX at the time. She agreed to me she will not file child custody. She still decided to put child support on me. We was in a agreement about her parents trust fund, we agreed that I will never dip into her parents trust fund legally if she will pay off all the debt on her end as we are legally tied at that time, she agreed and promised no child support if I gave full custody and do not get any percentage of her parents trust fund. She has a trust fund worth XXXX XXXX USD Note : ( {$8.00} XXXX revenue in my previous projects closed out in XXXX XXXX TX. That is why the child support is this high, she knew how to get more money out of me. ) XXXX XXXX XXXX XXXX | XXXX XXXX XXXX {$3100.00} ( Dont know who opened account under my social security or name, it could be anyone above ) Account opened : XX/XX/XXXX. XXXX XXXX XXXX XXXX XXXX {$270.00} ( Dont know who opened account under my social security or name, it could be anyone above ) Account opened : XX/XX/XXXX. XXXX XXXX XXXX | XXXX XXXX XXXX XXXX {$100.00} ( Dont know who opened account under my social security or name, it could be anyone above ) Account opened : XX/XX/XXXX. XXXX XXXX XXXX | XXXX XXXX XXXX XXXX | XXXX {$1400.00} ( Dont know who opened account under my social security or name, it could be anyone above ) Account opened : XX/XX/XXXX. XXXX XXXX XXXX | XXXX XXXX XXXX {$160.00} ( Dont know who opened account under my social security or name, it could be anyone above ) Account opened : XX/XX/XXXX. XXXX XXXX XXXX XXXX {$14000.00} ( Dont know who opened account under my social security or name, it could be anyone above ) Account opened : XX/XX/XXXX. XXXX XXXX XXXX XXXX, XXXX.-MT | Date of Inquiry : XX/XX/XXXX XXXX/XXXX | Date of Inquiry : XX/XX/XXXX XXXX XXXX | Date of Inquiry : XX/XX/XXXX XXXX XXXX/XXXX XXXX XXXX Inquired on XX/XX/XXXX XXXX XXXX XXXX XXXX, TX XXXX ( XXXX ) XXXX XXXX/XXXX XXXX XXXX Inquired on XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX, CO XXXX ( XXXX ) XXXX Remove inaccurate, incomplete, unverifiable, unauthorized, or fraudulent negative items from my credit report. FRAUDULENT APPLICATIONS SUBMITTED IN MY NAME AND MY IDENTITY HAVE BEEN USED WITHOUT MY CONSENT TO FRAUDULENTLY OBTAIN GOODS OR SERVICES. DO NOT EXTEND CREDIT WITHOUT FIRST CONTACTING ME PERSONALLY AND VERIFYING ALL APPLICATION INFORMATION AT DAY OR EVENING XXXX.
Company Response:
State: CO
Zip: 802XX
Submitted Via: Web
Date Sent: 2020-11-15
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-11-15
Issue: Incorrect information on your report
Subissue: Information belongs to someone else
Consumer Complaint: All this below is an FCRA law violation. XXXX XXXX XXXX {$7000.00} - Primary XXXX XXXX Her old phone number I have : XXXX ( she did not pay the rent ) - Ex-girlfriend. Account opened : XX/XX/XXXX. XXXX XXXX XXXX {$6300.00} - Placed me as authorized user XXXX XXXX XXXX Ive never received the physical card in my hand, I have never ever given her my social security number either. Account opened : XX/XX/XXXX. XXXX XXXX XXXX XXXX {$26000.00} - Primary account owner is XXXX XXXX, she did not pay off her account. I dont have more information. XXXX phone number : XXXX Account opened : XX/XX/XXXX. XXXX XXXX XXXX XXXX | XXXX {$3600.00} Account opened : XX/XX/XXXX Never got card in my hand to me, never gave her my social security, ex girlfriend opened card her name is XXXX XXXX XXXX. XXXX. Email : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX , CO XXXX DOB:XX/XX/XXXX. XXXX XXXX XXXX {$22000.00} - XXXX XXXX XXXX he is in XXXX right now, he said he will pay cash to me, he kept XXXX XXXX. ( I have more documents Ive attached of my conversation with his legal wife XXXX, Ive also attached my FTC document and my own screenshotted text message in a document that is written in XXXX but, I've also translated to English about XXXX and XXXX in a second document as well, please review everything. ) Account opened : XX/XX/XXXX. XXXX XXXX {$25000.00} - tied to line of XXXX credit with XXXX XXXX, now legal name XXXX XXXX, she agreed in person and in phone call she was going to pay the account, we shut down the XXXX. ( I have tried to hire attorney, the attorney needs her current address otherwise they needed to hire an investigator so he can find the address and serve her. Ex wife told my sons not to give out current address. ) Dont have her current address. XXXX phone number : XXXX XXXX email : XXXX Account opened : XX/XX/XXXX. ATTORNEY GENERAL-CHI | XXXX {$82000.00} - Name XXXX XXXX : Ex wife, we had an agreement with ( now legal name is XXXX XXXX ) The agreement was if I leave the house, she will have 100 % child custody and keep the house that was worth {$480000.00} ( house address : XXXX XXXX XXXX, XXXX XXXX, TX XXXX ) still owed {$120000.00}. She had a lot of equity from her parents trust fund, she kept all the equity for herself. Phone call agreement she will keep the house for the kids, I left then was traveling back to the XXXX at the time. She agreed to me she will not file child custody. She still decided to put child support on me. We was in a agreement about her parents trust fund, we agreed that I will never dip into her parents trust fund legally if she will pay off all the debt on her end as we are legally tied at that time, she agreed and promised no child support if I gave full custody and do not get any percentage of her parents trust fund. She has a trust fund worth XXXX XXXX USD Note : ( {$8.00} XXXX revenue in my previous projects closed out in XXXX XXXX TX. That is why the child support is this high, she knew how to get more money out of me. ) XXXX XXXX XXXX XXXX | XXXX XXXX XXXX {$3100.00} ( Dont know who opened account under my social security or name, it could be anyone above ) Account opened : XX/XX/XXXX. XXXX XXXX XXXX XXXX XXXX {$270.00} ( Dont know who opened account under my social security or name, it could be anyone above ) Account opened : XX/XX/XXXX. XXXX XXXX XXXX | XXXX XXXX XXXX XXXX {$100.00} ( Dont know who opened account under my social security or name, it could be anyone above ) Account opened : XX/XX/XXXX. XXXX XXXX XXXX | XXXX XXXX XXXX XXXX | XXXX {$1400.00} ( Dont know who opened account under my social security or name, it could be anyone above ) Account opened : XX/XX/XXXX. XXXX XXXX XXXX | XXXX XXXX XXXX {$160.00} ( Dont know who opened account under my social security or name, it could be anyone above ) Account opened : XX/XX/XXXX. XXXX XXXX XXXX XXXX {$14000.00} ( Dont know who opened account under my social security or name, it could be anyone above ) Account opened : XX/XX/XXXX. XXXX XXXX XXXX XXXX, XXXX.-MT | Date of Inquiry : XX/XX/XXXX XXXX/XXXX | Date of Inquiry : XX/XX/XXXX XXXX XXXX | Date of Inquiry : XX/XX/XXXX XXXX XXXX/XXXX XXXX XXXX Inquired on XX/XX/XXXX XXXX XXXX XXXX XXXX, TX XXXX ( XXXX ) XXXX XXXX/XXXX XXXX XXXX Inquired on XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX, CO XXXX ( XXXX ) XXXX Remove inaccurate, incomplete, unverifiable, unauthorized, or fraudulent negative items from my credit report. FRAUDULENT APPLICATIONS SUBMITTED IN MY NAME AND MY IDENTITY HAVE BEEN USED WITHOUT MY CONSENT TO FRAUDULENTLY OBTAIN GOODS OR SERVICES. DO NOT EXTEND CREDIT WITHOUT FIRST CONTACTING ME PERSONALLY AND VERIFYING ALL APPLICATION INFORMATION AT DAY OR EVENING XXXX.
Company Response:
State: CO
Zip: 802XX
Submitted Via: Web
Date Sent: 2020-11-15
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-11-14
Issue: Incorrect information on your report
Subissue: Information belongs to someone else
Consumer Complaint: I requested a copy of my personal information file from Lexis Nexis in early XX/XX/2020. I found numerous information entries for a person other than myself in the file. These entries included personal identification information, property ownership information, insurance policy information and insurance claim information. The other person 's information also included her social security number and drivers license number which are easily determined to be different from mine. Her social security number differs from mine by 1 digit. I have made four calls to Lexis Nexis between XXXX and XXXX pointing out the facts above and demanding that this other person 's information be deleted from my file. I must emphasize again that anyone with a brain could see that she and I are not the same person. During the last call about a month ago, I went through the file page by page, paragraph by paragraph with the representative to point out the erroneous information needing to be removed. After receiving correspondence today about the dispute I reviewed the file and find that the erroneous information has still not been removed. The response they keep sending is ludicrous. It says that the information I want removed is " accurate based on my dispute ''. I have no doubt the information is accurate ; but it does not belong in my file. There continues to be no explanation why the issue can not be resolved.
Company Response:
State: OR
Zip: 97304
Submitted Via: Web
Date Sent: 2020-11-14
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-11-14
Issue: Credit monitoring or identity theft protection services
Subissue: Billing dispute for services
Consumer Complaint: A posted Judgment filed on XXXX in the amount {$1200.00} for apt XXXX at XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. XXXX XXXX stated there was mix up due someone living with my same name. XXXX. Vendor info- LexisNexis XXXX XXXX XXXX XXXX XXXX ... I also called XXXX XXXX where case # XXXX XXXX Texas they said I needed to get with the apt complex. It was filed on XXXX. During all this time supposedly I lived there, I lived at XXXX XXXX XXXX XXXX XXXX.
Company Response:
State: TX
Zip: 78217
Submitted Via: Web
Date Sent: 2020-11-14
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-11-14
Issue: Incorrect information on your report
Subissue: Information belongs to someone else
Consumer Complaint: In 2017, I and XXXX made a conference call to Lexus Nexus to have information corrected on my report. XXXX XXXX XXXX filed a claim on my insurance intentionally and knowingly that I was not the own or had knowledge of the vehicle related to a hit and run. A name was given to XXXX as a relative being me and XXXX insurance agent decide to find my insurance policy and file it with my insurance. A fraud report was report to XXXX Police Department on the agent for file the fraud report and I contacted XXXX XXXX -Manager which, stated the false information was taken off my record and confirmed remove by XXXX XXXX However, XXXX insurance failed to remove the information from Lexus Nexus which, is causing my rates to be tripled on comparison with other insurance companies. Lexus nexus never removed it from my record
Company Response:
State: TX
Zip: 77053
Submitted Via: Web
Date Sent: 2020-11-14
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-11-13
Issue: Incorrect information on your report
Subissue: Account status incorrect
Consumer Complaint: I was going over my credit file notice my XXXX XXXX # XXXX, XXXX XXXX # XXXX, XXXX XXXX # XXXX XXXX # XXXX, XXXX XXXX # XXXX. account has not been properly updated to a positive status yet. FCRA 623 ( a ) ( 5 ) ( A ) This " date of delinquency '' determines how long the debt can be reported on a consumer 's credit report. This account is due to have the late payments removed from reporting from my XXXX, XXXX XXXX, XXXX. I also saw that there is an unverified and HIPPA Act violation account from XXXX XXXX XXXX # XXXX I never have done any business with that company, it is an error please delete at once.
Company Response:
State: OH
Zip: 43211
Submitted Via: Web
Date Sent: 2020-11-13
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A