PAYPAL HOLDINGS, INC


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"Products" offered by PAYPAL HOLDINGS, INC with at least one, but usually more complaints:

Bank account or service - (CD) Certificate of deposit
Bank account or service - Cashing a check without an account
Bank account or service - Checking account
Bank account or service - Other bank product/service
Bank account or service - Savings account
Checking or savings account - CD (Certificate of Deposit)
Checking or savings account - Checking account
Checking or savings account - Other banking product or service
Checking or savings account - Savings account
Consumer Loan - Installment loan
Consumer Loan - Personal line of credit
Consumer Loan - Vehicle loan
Credit card -
Credit card - General-purpose credit card or charge card
Credit card - Store credit card
Credit card or prepaid card -
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose prepaid card
Credit card or prepaid card - Gift card
Credit card or prepaid card - Government benefit card
Credit card or prepaid card - Payroll card
Credit card or prepaid card - Store credit card
Credit card or prepaid card - Student prepaid card
Credit reporting -
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting or other personal consumer reports - Other personal consumer report
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Auto
Debt collection - Auto debt
Debt collection - Credit card
Debt collection - Credit card debt
Debt collection - I do not know
Debt collection - Medical
Debt collection - Other (i.e. phone, health club, etc.)
Debt collection - Other debt
Debt collection - Payday loan debt
Debt collection - Telecommunications debt
Debt or credit management - Credit repair services
Debt or credit management - Debt settlement
Money transfer, virtual currency, or money service - Check cashing service
Money transfer, virtual currency, or money service - Debt settlement
Money transfer, virtual currency, or money service - Domestic (US) money transfer
Money transfer, virtual currency, or money service - Foreign currency exchange
Money transfer, virtual currency, or money service - International money transfer
Money transfer, virtual currency, or money service - Mobile or digital wallet
Money transfer, virtual currency, or money service - Money order
Money transfer, virtual currency, or money service - Money order, traveler's check or cashier's
Money transfer, virtual currency, or money service - Refund anticipation check
Money transfer, virtual currency, or money service - Traveler's check or cashier's check
Money transfer, virtual currency, or money service - Virtual currency
Money transfers - Domestic (US) money transfer
Money transfers - International money transfer
Mortgage - Other mortgage
Other financial service - Check cashing
Other financial service - Debt settlement
Other financial service - Foreign currency exchange
Other financial service - Money order
Other financial service - Refund anticipation check
Payday loan -
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Payday loan
Payday loan, title loan, or personal loan - Personal line of credit
Payday loan, title loan, or personal loan - Title loan
Payday loan, title loan, personal loan, or advance loan - Installment loan
Payday loan, title loan, personal loan, or advance loan - Personal line of credit
Prepaid card - General purpose card
Prepaid card - General-purpose prepaid card
Prepaid card - Gift card
Prepaid card - Gift or merchant card
Prepaid card - Mobile wallet
Prepaid card - Other special purpose card
Prepaid card - Payroll card

Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.
Complaint ID: 3612680

Date Received: 2020-04-18

Issue: Managing an account

Subissue: Problem using a debit or ATM card

Consumer Complaint: I purchased 2 round trip plane tickets for my aunty and autistic cousin for a family trip we were taking to Florida. Due to the COVID -19 pandemic, the trip was canceled. Although I received a full refund for the portion of the trip ( which was most of it ) that I had paid for in miles, XXXX XXXX refuses to refund the portion paid with my Paypal debit card, even though some of the flights on the tickets were canceled. I submitted a dispute through my card issuer, Paypal, but their options for dispute and follow up are very limited, and didn't really cover the reasons for my disputes. On XX/XX/2020 I received email communication stating that the disputes had been denied. I have been trying to reach out to Paypal since then to have them re-reviewed but it has been impossible to get a response from them. Below is information regarding the original transactions, and the claim number Paypal assigned to them : Merchant : XXXX XXXX USD XX/XX/2020 at XXXX XXXX ESTTransaction ID : XXXX Payment Status : COMPLETED Payment Type : In Store Purchase Gross amount - {$170.00} USD Dispute ID : XXXX Merchant : XXXX XXXX USD XX/XX/2020 at XXXX XXXX ESTTransaction ID : XXXX Payment Status : COMPLETED Payment Type : In Store Purchase Gross amount : {$170.00} USD Dispute ID : XXXX Merchant : XXXX XXXX USD XX/XX/2020 at XXXX XXXX ESTTransaction ID : XXXX Payment Status : COMPLETED Payment Type : In Store Purchase Gross amount : {$150.00} USD Dispute ID : XXXX Merchant : XXXX XXXX USD XX/XX/2020 at XXXX XXXX ESTTransaction ID : XXXX Payment Status : COMPLETED Payment Type : In Store Purchase Gross amount : {$150.00} USD Dispute ID : XXXX I believe that I am entitled to a full refund since XXXX XXXX 1 ) canceled one of the flights on the tickets and ; 2 ) Refunded my other portion of the flight. I have been trying to talk to someone at Paypal but all I get is agents who direct me to reply to unmonitored emails.

Company Response:

State: NY

Zip: 11372

Submitted Via: Web

Date Sent: 2020-04-18

Company Response to Consumer: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 3612510

Date Received: 2020-04-18

Issue: Fraud or scam

Subissue:

Consumer Complaint: There were three recent money transactions through Paypal I need to get back as soon as possible. The seller did not give me the product I paid for, so I need the money I sent them back. The first transaction was {$50.00} and its transaction ID is XXXX. The next transaction was {$50.00} and its transaction ID is XXXX. The final transaction was {$100.00} and its transaction ID is XXXX. This was done on my Paypal account. Thank you for your time.

Company Response:

State: PA

Zip: 19026

Submitted Via: Web

Date Sent: 2020-04-18

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 3612256

Date Received: 2020-04-18

Issue: Fraud or scam

Subissue:

Consumer Complaint: Today just a few minutes ago {$500.00} was sent to a paypal account linked to XXXX. XXXX XXXX Details Sent to XXXX XXXX XXXX Transaction ID XXXX My personal email is XXXX I assume they hacked into my paypal and sent funds to their account.

Company Response:

State: FL

Zip: 32725

Submitted Via: Web

Date Sent: 2020-04-18

Company Response to Consumer: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 3612251

Date Received: 2020-04-18

Issue: Money was not available when promised

Subissue:

Consumer Complaint: Fri, XXXX XXXX, XXXX XXXX ( 7 days ago ) to me paypal Dear n/a, Congratulations! Your withdrawal limit has now been lifted. You can now withdraw unlimited funds from your PayPal account. Yours sincerely, PayPal

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2020-04-18

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 3611637

Date Received: 2020-04-17

Issue: Unexpected or other fees

Subissue:

Consumer Complaint: Paypal transaction id XXXX sent on XX/XX/2020. Above transaction should be friend-to-friend but was sent in mistake as " merchant '', we corrected immediately by refunding to the original sender. PayPal still charged " paypal fees '' and refused to refund.

Company Response:

State: WA

Zip: 98074

Submitted Via: Web

Date Sent: 2020-04-17

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 3611338

Date Received: 2020-04-17

Issue: Other transaction problem

Subissue:

Consumer Complaint: I posted my timeshare week of XX/XX/20 - XX/XX/20 on XXXX for my XXXX XXXX XXXX XXXX XXXX for {$2300.00}, and specified " no refund for cancellation ''. On XX/XX/20 I rented to XXXX XXXX and she used Paypal to pay for rent at {$1900.00}, Around 1 week before check-in day ( XX/XX/20 ), she wanted to cancel the vacation and asked refund of {$1900.00}, I told her that there is no refund, because XXXX didn't close the resort, and I didn't stop her taking the vacation, according to Federal law, if she cancelled it, then she can not get the refund even it's beause of COVID19, According to Paypal that she filed an " unauthorized transaction '' with her bank ( or credit card ), so Paypal put an - {$1900.00} on my Paypal account without hearing my side of the story. I tried every way possible with Paypal ( online chat, message, emails, ... ) to resolve this matter to no avil, The money matter is between Paypal and my renter XXXX XXXX 's bank which I have no idea who that is, and I can't talk to her bank. So I desperately need your help to solve this problem, Thanks.

Company Response:

State: CA

Zip: 93117

Submitted Via: Web

Date Sent: 2020-04-17

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 3610917

Date Received: 2020-04-17

Issue: Fraud or scam

Subissue:

Consumer Complaint: Fraud I did not purchase - the dispute is with Pay pal - A full and correct investigation needs to be done. Pay pal closed my case with out doing proper and invetigiation. Pure laziness. Below is the information I have of the fraud activity is to a shipping addresss in the state of PA when I reside in the state of DE. XX/XX/2020 XXXX - XXXX XXXX XXXX XXXX ) Payment - {$270.00} Shipped to XXXX XXXX XXXX XXXX, PA XXXX United States Have you received this order? XXXX XX/XX/2020, Sent by USPS Status : Shipped Category Retail Transaction ID XXXX

Company Response:

State: DE

Zip: 19701

Submitted Via: Web

Date Sent: 2020-04-17

Company Response to Consumer: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 3610613

Date Received: 2020-04-17

Issue: Other transaction problem

Subissue:

Consumer Complaint: On XX/XX/20, I submitted an unauthorized transaction request to PayPal for transactions totaling {$1800.00}. I was given the generic message that they would investigate and I would hear back within 10 days. Much to my surprise, I received an email approximately 4 hours later telling me my claim was denied. According to PayPal, this was due to the transactions being 'consistent with [ my ] PayPal payment history ', which is not the case. I use PayPal sparingly and I haven't used it for anywhere near that amount. The most I have spent via PayPal has been approximately {$300.00} USD, ( this amount is approximate due to the purchase being in XXXX XXXX and currency exchange ), and the rest of my transactions have been under {$100.00}. I would like a refund. Dispute Case ID : XXXX.

Company Response:

State: TX

Zip: 76014

Submitted Via: Web

Date Sent: 2020-04-17

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 3610612

Date Received: 2020-04-17

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: I buy and sell items on XXXX and use PayPal as my virtual wallet for transactions. I have used this account for about 10 years and it has been in good standing the entire time and is still in good standing. Recently, I had some transactions on XXXX that were normal transactions and Paypal randomly decided to restrict my account without warning holding {$1200.00} in funds in my wallet hostage. Paypal will not give me any explanation as to why the funds have been stolen by Paypal and refuses to allow me to withdraw my funds. I have provided all information requested by Paypal but they refuse to respond to me through all available channels. I am attach a printout of all of the ridiculous documentation Paypal keeps asking for that has been provided. There are about 20 documents they have requested at this point, all of which they already had prior to their requests so they were second requests for documents they already had. Paypal has stolen my money and will not release it to me. Paypal knows that I am a long time customer and that this is normal activity. When I call PayPal they are using COVID-19 as an excuse not to provide customer service but they conveniently have enough people to staff stealing my money yet none to respond to me and fix the issue. It is sad that Paypal is using the death of Americans to make a profit.

Company Response:

State: OR

Zip: 97301

Submitted Via: Web

Date Sent: 2020-04-17

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 3609751

Date Received: 2020-04-16

Issue: Unexpected or other fees

Subissue:

Consumer Complaint: Ok so my mom bought me a prepaid XXXX XXXX serve card for XXXX dollars, XX/XX/20 there was a XXXX dollar transaction, I have no idea on what but its there, Today XX/XX/XXXX I tried to buy something on the XXXX, The preferred payment method I use on PayPal is this prepaid card. I attempted to buy something today for XXXX dollars and it said that it didnt go through said I needed to update my payment method on PayPal, So i did, and then I clicked the link that lead me to the PayPal website and I got charge a dollar for activating it I guess, even though it was already on my PayPal account??? Then I retried to make my purchase and it failed again, Same thing happend, update payment method, so I did, and it didnt go through again, ( I do that one more time ) Then I thought okay Ill try to add the card with XXXX XXXX and lay with that, so I added the card to it, but it didnt show up in my wallet, so I decided to do it again, ten minutes later I get two charges for XXXX dollars for the XXXX XXXX. So In total I was scammed for XXXX dollars. If the card needed an activation fee the XXXX dollar purchase should have been enough to activate it. I want my money back I dont know what company is responsible for this because it could be PayPals fault for charging for a card I already had or it could XXXX XXXX serve because they transactions are there but not on my PayPal account. I looking for a way to get a refund in the XXXX website but theres nothing and since PayPal doesnt have any record of my transactions I cant ask for a refund I want my money back please try to cover most of not all the charges Please contact me at XXXX XXXX

Company Response:

State: VA

Zip: 22601

Submitted Via: Web

Date Sent: 2020-05-04

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.