PAYPAL HOLDINGS, INC


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"Products" offered by PAYPAL HOLDINGS, INC with at least one, but usually more complaints:

Bank account or service - (CD) Certificate of deposit
Bank account or service - Cashing a check without an account
Bank account or service - Checking account
Bank account or service - Other bank product/service
Bank account or service - Savings account
Checking or savings account - CD (Certificate of Deposit)
Checking or savings account - Checking account
Checking or savings account - Other banking product or service
Checking or savings account - Savings account
Consumer Loan - Installment loan
Consumer Loan - Personal line of credit
Consumer Loan - Vehicle loan
Credit card -
Credit card - General-purpose credit card or charge card
Credit card - Store credit card
Credit card or prepaid card -
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose prepaid card
Credit card or prepaid card - Gift card
Credit card or prepaid card - Government benefit card
Credit card or prepaid card - Payroll card
Credit card or prepaid card - Store credit card
Credit card or prepaid card - Student prepaid card
Credit reporting -
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting or other personal consumer reports - Other personal consumer report
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Auto
Debt collection - Auto debt
Debt collection - Credit card
Debt collection - Credit card debt
Debt collection - I do not know
Debt collection - Medical
Debt collection - Other (i.e. phone, health club, etc.)
Debt collection - Other debt
Debt collection - Payday loan debt
Debt collection - Telecommunications debt
Debt or credit management - Credit repair services
Debt or credit management - Debt settlement
Money transfer, virtual currency, or money service - Check cashing service
Money transfer, virtual currency, or money service - Debt settlement
Money transfer, virtual currency, or money service - Domestic (US) money transfer
Money transfer, virtual currency, or money service - Foreign currency exchange
Money transfer, virtual currency, or money service - International money transfer
Money transfer, virtual currency, or money service - Mobile or digital wallet
Money transfer, virtual currency, or money service - Money order
Money transfer, virtual currency, or money service - Money order, traveler's check or cashier's
Money transfer, virtual currency, or money service - Refund anticipation check
Money transfer, virtual currency, or money service - Traveler's check or cashier's check
Money transfer, virtual currency, or money service - Virtual currency
Money transfers - Domestic (US) money transfer
Money transfers - International money transfer
Mortgage - Other mortgage
Other financial service - Check cashing
Other financial service - Debt settlement
Other financial service - Foreign currency exchange
Other financial service - Money order
Other financial service - Refund anticipation check
Payday loan -
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Payday loan
Payday loan, title loan, or personal loan - Personal line of credit
Payday loan, title loan, or personal loan - Title loan
Payday loan, title loan, personal loan, or advance loan - Installment loan
Payday loan, title loan, personal loan, or advance loan - Personal line of credit
Prepaid card - General purpose card
Prepaid card - General-purpose prepaid card
Prepaid card - Gift card
Prepaid card - Gift or merchant card
Prepaid card - Mobile wallet
Prepaid card - Other special purpose card
Prepaid card - Payroll card

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Complaint ID: 3729172

Date Received: 2020-07-03

Issue: Unauthorized transactions or other transaction problem

Subissue:

Consumer Complaint: PayPal - negative {$2300.00} XX/XX/2020 Transfer Loading transaction details for PayPal - negative {$2300.00} XX/XX/2020 Transfer Paid with Balance Transaction ID XXXX Seller info PayPal Note {$2300.00} USD ; PayPal Posting Date : XX/XX/2020 ; Payment to : Paypal ; PayPal 's damages caused by Acceptable Use Policy violation ;.

Company Response:

State: TX

Zip: 75043

Submitted Via: Web

Date Sent: 2020-07-03

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 3729171

Date Received: 2020-07-03

Issue: Unauthorized transactions or other transaction problem

Subissue:

Consumer Complaint: P PayPal - negative {$10000.00} XX/XX/2019 Transfer Loading transaction details for PayPal - negative {$10000.00} XX/XX/2019 Transfer There is an open dispute associated with this transaction. Visit the Resolution Center to view status. Paid with Balance Transaction ID XXXX Seller info PayPal Note {$10000.00} USD ; PayPal Posting Date : XX/XX/2019 ; Payment to : Paypal ; PayPal 's damages caused by Acceptable Use Policy violation

Company Response:

State: CA

Zip: 95821

Submitted Via: Web

Date Sent: 2020-07-03

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 3729170

Date Received: 2020-07-03

Issue: Unauthorized transactions or other transaction problem

Subissue:

Consumer Complaint: PayPal - negative {$7300.00} XX/XX/2019 Transfer Loading transaction details for PayPal - negative {$7300.00} XX/XX/2019 Transfer There is an open dispute associated with this transaction. Visit the Resolution Center to view status. Paid with Balance Transaction ID XXXX Seller info PayPal Note {$7300.00} USD ; PayPal Posting Date : XX/XX/2019 ; Payment to : Paypal ; PayPal 's damages caused by Acceptable Use Policy violation

Company Response:

State: ID

Zip: 833XX

Submitted Via: Web

Date Sent: 2020-07-03

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 3729168

Date Received: 2020-07-03

Issue: Unauthorized transactions or other transaction problem

Subissue:

Consumer Complaint: PayPal - negative {$3600.00} XX/XX/2019 Transfer Loading transaction details for PayPal - negative {$3600.00} XX/XX/2019 Transfer There is an open dispute associated with this transaction. Visit the Resolution Center to view status. Paid with Balance Transaction ID XXXX Seller info PayPal Note {$3600.00} USD ; PayPal Posting Date : XX/XX/2019 ; Payment to : Paypal ; PayPal 's damages caused by Acceptable Use Policy violation

Company Response:

State: FL

Zip: 320XX

Submitted Via: Web

Date Sent: 2020-07-03

Company Response to Consumer: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 3729117

Date Received: 2020-07-03

Issue: Unauthorized transactions or other transaction problem

Subissue:

Consumer Complaint: XX/XX/2020 PayPal - negative {$8100.00} XX/XX/2020 Transfer P PayPal - negative {$8100.00} XX/XX/2020 Transfer Loading transaction details for PayPal - negative {$8100.00} XX/XX/2020 Transfer Paid with Balance Transaction ID XXXX Seller info PayPal Note {$8100.00} USD ; PayPal Posting Date : XX/XX/2020 ; Payment to : Paypal ; PayPal 's damages caused by Acceptable Use Policy violation ;.

Company Response:

State: TX

Zip: 751XX

Submitted Via: Web

Date Sent: 2020-07-03

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 3729115

Date Received: 2020-07-03

Issue: Unauthorized transactions or other transaction problem

Subissue:

Consumer Complaint: PayPal - negative {$7100.00} XX/XX/2020 Transfer Loading transaction details for PayPal - negative {$7100.00} XX/XX/2020 Transfer Paid with Balance Transaction ID XXXX Seller info PayPal Note {$7100.00} USD ; PayPal Posting Date : XX/XX/2020 ; Payment to : Paypal ; PayPal 's damages caused by Acceptable Use Policy violation ;.

Company Response:

State: CA

Zip: 95060

Submitted Via: Web

Date Sent: 2020-07-03

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 3729112

Date Received: 2020-07-03

Issue: Unauthorized transactions or other transaction problem

Subissue:

Consumer Complaint: - negative {$4800.00} XX/XX/2020 Transfer Loading transaction details for PayPal - negative {$4800.00} XX/XX/2020 Transfer Paid with Balance Transaction ID XXXX Seller info PayPal Note {$4800.00} USD ; PayPal Posting Date : XX/XX/2020 ; Payment to : Paypal ; PayPal 's damages caused by Acceptable Use Policy violation

Company Response:

State: TX

Zip: 75204

Submitted Via: Web

Date Sent: 2020-07-03

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 3728462

Date Received: 2020-07-03

Issue: Money was not available when promised

Subissue:

Consumer Complaint: i sent off {$100.00} on Monday XX/XX/2020 and up today the money is not in the account of the person I sent it to and I can not reach anyone on Paypal to solve this problem. This was a case of emergency due to medical concerns and I have decided to complain about this company that I need a full refund including the fee they charge for sending it. They said that is due to the covid 19 situation due to skeleton staff but I was not told this before I sent the money. i am really mad and I wish I had done it in a different way..

Company Response:

State: FL

Zip: 347XX

Submitted Via: Web

Date Sent: 2020-07-03

Company Response to Consumer: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 3728256

Date Received: 2020-07-03

Issue: Problem with a purchase shown on your statement

Subissue: Card was charged for something you did not purchase with the card

Consumer Complaint: On XX/XX/XXXX I noticed a $ XXXXcharge to my PayPal Business Credit Card . I called PayPal and was never given an opportunity to speak to anyone. I tried to make a claim on the website through the resolution center but since it was still pending the website would not let me make the claim. I finally got into a Chat-on-line and explained to the agent that this was an unauthorized charge, I think my card number has been stolen. They said since it was pending the merchant hasnt captured the payment. I asked if the card number was stolen and they said No. I again expressed concern that this wasnt right and they gave me instructions on how to claim on the website, which I said I already tried and it wont let me. I was told to wait for the pending status to change. So clarify Im told to wait to find out if my credit card number has been stolen, that is PayPals recommendation. On XX/XX/XXXX I get a new unauthorized charge. This time to XXXX for {$230.00}. Again, I cant dispute the charge because its still pending however this charge did completely wipe out {$140.00} dollars, I had in my PayPal account. This time I was just canceled my card on-line. Had PayPal closed the account, or stopped payment on XX/XX/XXXX with the {$0.00} charge, like I had requested the second charge of {$230.00} would not have been able to go through and my money would be accessible to me. PayPal was negligent in not taking my concern seriously the first time and has led to more unauthorized charges and inconvenience to me because I dont have access to my money that was in PayPal especially over a holiday weekend.

Company Response:

State: NE

Zip: 681XX

Submitted Via: Web

Date Sent: 2020-07-22

Company Response to Consumer: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 3728255

Date Received: 2020-07-03

Issue: Unauthorized transactions or other transaction problem

Subissue:

Consumer Complaint: XX/XX/XXXX I attempted to make an internet purchase via the XXXX classified ads. I paid {$600.00} to a XXXX XXXX ( XXXX XXXX ) for the purchase of a kite. Soon after verifying payment, the seller claimed he couldn't access the funds and wanted me to send more. I identified this as fraud and immediately called paypal. Paypal will ONLY process customer concerns via chat, they claim their phone systems are " down due to covid. '' With every line of text, I am sent to a new agent, no progress is made. This happened countless times. 7 hours with customer service provided no results. At one point I was told I would be transfered to a resolution center, only to be met with a new agent requesting the discussion be started from scratch again. When i requested a transcript of the text, as. per their website instructions, my call was transfered, then abandoned. I found the resolution center on my own, filed a request for review at midnight, and it was closed as " resolved '' minutes later. Logs of all calls and text between Paypal and fraudulent seller are available on request.

Company Response:

State: CA

Zip: 913XX

Submitted Via: Web

Date Sent: 2020-07-03

Company Response to Consumer: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.