Date Received: 2022-04-12
Issue: Improper use of your report
Subissue: Reporting company used your report improperly
Consumer Complaint: Your agency Violated my rights to privacy. Previous Letter I gave you a chance to delete this item. Now this my last attempt before i take legal action. The law you are violating is clearly here. The civil liability law which i will sue under is clearly here.. 15 U.S. Code 1681 ( a ) ( 4 ) - Congressional findings and statement of purpose ( Consumer Right to Privacy ) ( a ) Accuracy and fairness of credit reportingThe Congress makes the following findings : ( 4 ) There is a need to insure that consumer reporting agencies exercise their grave responsibilities with fairness, impartiality, and a respect for the consumers right to privacy.
Company Response:
State: FL
Zip: 34234
Submitted Via: Web
Date Sent: 2022-04-12
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-04-12
Issue: Improper use of your report
Subissue: Reporting company used your report improperly
Consumer Complaint: Your agency Violated my rights to privacy. Previous Letter I gave you a chance to delete this item. Now this my last attempt before i take legal action. The law you are violating is clearly here. The civil liability law which i will sue under is clearly here.. 15 U.S. Code 1681 ( a ) ( 4 ) - Congressional findings and statement of purpose ( Consumer Right to Privacy ) ( a ) Accuracy and fairness of credit reportingThe Congress makes the following findings : ( 4 ) There is a need to insure that consumer reporting agencies exercise their grave responsibilities with fairness, impartiality, and a respect for the consumers right to privacy.
Company Response:
State: GA
Zip: 31313
Submitted Via: Web
Date Sent: 2022-04-12
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-04-12
Issue: Incorrect information on your report
Subissue: Public record information inaccurate
Consumer Complaint: LexisNexis refused to accept my proper method of identification I have submitted. This is XXXX XXXX. This is a statement verifying my identity along with my proper identification. I would like to receive correspondence at the address XXXX XXXX XXXX, XXXX NY XXXX listed on my ID. Any future correspondence from this day forward is from me.
Company Response:
State: NY
Zip: 119XX
Submitted Via: Web
Date Sent: 2022-04-12
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-04-12
Issue: Improper use of your report
Subissue: Reporting company used your report improperly
Consumer Complaint: ***New Information I have recently new paperwork from lexis nexis and have sent my coraspondace to attorney general I would for CFPB to do its job
Company Response: Company believes it acted appropriately as authorized by contract or law
State: IN
Zip: 477XX
Submitted Via: Web
Date Sent: 2022-04-12
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-04-11
Issue: Problem with a credit reporting company's investigation into an existing problem
Subissue: Was not notified of investigation status or results
Consumer Complaint: After sending information to verify myself with my disputes, LexisNexis has failed to respond to my latest dispute. They have violated the FCRA, it has been more than 30-days.
Company Response:
State: IL
Zip: 60628
Submitted Via: Web
Date Sent: 2022-04-11
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-04-11
Issue: Incorrect information on your report
Subissue: Public record information inaccurate
Consumer Complaint: NEXIS LEXIS, XXXX XXXX XXXX, AND CLUE CONSUMER REPORTING ARE ALL REPORTING FRAUDULENT INFORMATION IN MY NAME AND DRIVER 'S LICENSE HISTORY DAMAGING AND SLANDERING MY GOOD NAME. LISTING TRAFFIC TICKETS AND FALSE INSURANCE CLAIMS. I HAVE NEVER RECEIVED A TRAFFIC TICKET CITATION OR HAD A TRAFFIC ACCIDENT IN MY LIFE. THIS IS GENERAL NEGLIGENCE. AND A CLEAR VIOLATION OF THE FCRA RULE OF LAW.
Company Response:
State: UT
Zip: XXXXX
Submitted Via: Web
Date Sent: 2022-04-11
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-04-11
Issue: Improper use of your report
Subissue: Reporting company used your report improperly
Consumer Complaint: Made contact with LexisNexus on XX/XX/2022 to address a reporting of a Bankruptcy to my credit report. I asked that they provide me information on how they validated the bankruptcy. Account number they have on file is Incident : XXXX. I did not receive any information on how they validated this bankruptcy as mine. I contacted the Bankruptcy court listed on my credit report and they responded that they do not provide any verification of bankruptcies to any credit reporting agencies. I have attached a copy of the letter received from the courts. In accordance with the Fair Credit Reporting act LexisNexus XXXX has violated my rights. 15 U.S.C 1681 Section 602 A. States I have the right to privacy. 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions.
Company Response:
State: NC
Zip: 28078
Submitted Via: Web
Date Sent: 2022-04-11
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-04-11
Issue: Incorrect information on your report
Subissue: Information belongs to someone else
Consumer Complaint: ON XX/XX/2022, I CONTACTED XXXX XXXX. CREDIT REPORTING TO DISPUTE THE CREDITORS LISTED ON THE FTC ID THEFT REPORT THAT IS ATTACHED TO THIS COMPLAINT. WHICH IS THE RESULT OF THE LISTING OF FRAUDULENT ACCOUNTS ON MY XXXX LEXIS NEXIS CREDIT REPORTS. FOR SOME REASON XXXX XXXX AND LEXIS NEXIS HAVE NOT REMOVED OR BLOCKED THESE FRAUDULENT ACCOUNTS. I AM A PERSON WITH A XXXX I CAN NOT NOT FILE THE NESSARRY LEGAL COURT DOCUMENTS RIGHT NOW, SO I NEED THE HELP OF THE CFPB DEPARTMENT. TO ENFORCE THE FCRA RULE OF LAW.
Company Response:
State: UT
Zip: XXXXX
Submitted Via: Web
Date Sent: 2022-04-11
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-04-10
Issue: Improper use of your report
Subissue: Reporting company used your report improperly
Consumer Complaint: Lexis Nexus, XXXX XXXX, and XXXX out of California are reporting information about me to the Credit bureaus ( XXXX XXXX, XXXX, and XXXX ) without my written consent. According to 15 USC 1681 as an consumer I have a right to privacy. For instance bankruptcies ; the court district does not verify a persons information to the Credit bureaus. Also all my personal information like my name, address, phone numbers, or emails are inaccurate on my report and they refuse to correct it. Any inquiry that is not associated with a line of credit attached to it was not me and submitted as fraud.
Company Response:
State: MI
Zip: 482XX
Submitted Via: Web
Date Sent: 2022-04-10
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-04-08
Issue: Incorrect information on your report
Subissue: Information is incorrect
Consumer Complaint: RECENTLY I HAVE TRYED TO APPLY FOR A STUDENT LOAN FOR MY EDUCATION AND THE FINANCE COMPANY SAYS MY PERSONAL INFORMATION DOES NOT MUTCH WITH LEXISNEXIS. I HAVE TRYED TO CORRECT MY PERSONAL INFORMATION WITH THEM BUT THEY DO NOT WANT TO DO IT. I HAVE SENT THEM MY DRIVER LICENSE MY CURRENT UTILITY BILL AND A BANK STATEMENT. PLEASE HELP ME SO I CAN GET MY STUDENT LOAN.
Company Response:
State: CA
Zip: 91605
Submitted Via: Web
Date Sent: 2022-04-08
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A