Date Received: 2023-01-29
Issue: Incorrect information on your report
Subissue: Information is incorrect
Consumer Complaint: I have mailed several letters to LexisNexis on XX/XX/2022, XX/XX/2022, and XX/XX/2022. They have incorrect addresses and names on my report. Those names and addresses are not mines.
Company Response:
State: GA
Zip: XXXXX
Submitted Via: Web
Date Sent: 2023-01-29
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-01-29
Issue: Trouble using the card
Subissue: Trouble using the card to spend money in a store or online
Consumer Complaint: i found out about the unathorized use of non personal information concerning XXXX without my knowledge i sent actual written verifiable proof that the court did not furnish or know anything about this. i contacted lexis/nexis and gave them verifiable proof of this and they are violation consumer laws without giving me a fair and equitable response.i am the living natual consumer and i did not authorize the social security administration verbal or written to share any of my non personal information this is an invasion of my privacy and a violation of federal law.
Company Response:
State: MN
Zip: 554XX
Submitted Via: Web
Date Sent: 2023-01-29
Company Response to Consumer: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-01-27
Issue: Problem with a credit reporting company's investigation into an existing problem
Subissue: Their investigation did not fix an error on your report
Consumer Complaint: XXXX is reporting an unverified incorrect erroneous bankruptcy on my credit report i have disputed the bankruptcy and they claimed to have verified it with LexisNexis why are you supplying your client in accurate unverified information i would like you to fix that since my report has no bankruptcy being reported on there i submitted a previous request to investigate and i was told that it was investigated and i had to be authenticated to be sent the results which i was i will be attaching a copy of the letter and a copy of my report showing no bankruptcy being reported on there so why are u supplying incorrect info to your clients
Company Response:
State: MD
Zip: 20735
Submitted Via: Web
Date Sent: 2023-01-27
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-01-27
Issue: Improper use of your report
Subissue: Reporting company used your report improperly
Consumer Complaint: LexisNexis must submit disputes to the originating consumer reporting agency and forward the results received from the nationwide consumer reporting agencies to the consumer when the nationwide consumer reporting agencies complete their??? Could you provide me a description of your procedures as to how do you respond back to XXXX XXXX And or XXXX dispute process compliance under FCRA XXXX A ( XXXX ) it is my legal right and you must provide me of your company compliance and FCRA guidelines within 15 days please and I think you XXXX
Company Response:
State: MN
Zip: 55311
Submitted Via: Web
Date Sent: 2023-01-27
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-01-28
Issue: Incorrect information on your report
Subissue: Information belongs to someone else
Consumer Complaint: To whom it may concern : This letter is being sent to you in response to notices sent to me from your company and more importantly, due to your erroneous reporting to the Credit Bureaus, the highly negative impact on my personal credit report. Please be advised that this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 { b } that your claim is disputed, and validation is requested. This is NOT a request for " verification '' or proof of my mailing address, but a request for VALIDATION made pursuant to the above-named Title and Section. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you. If your company fails to respond to this validation request within XXXX days from the date of your receipt, all references to this account must be deleted and completely removed from my credit report and a copy of such deletion ( to any/all of the XXXX major credit reporting agencies : XXXX, XXXX, and XXXX ) request shall be sent to me immediately. This is an attempt to correct your records, any information obtained shall be used for that purpose. Sincerely, XXXX XXXX
Company Response:
State: PA
Zip: 19149
Submitted Via: Web
Date Sent: 2023-01-28
Company Response to Consumer: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-01-26
Issue: Improper use of your report
Subissue: Reporting company used your report improperly
Consumer Complaint: Cease and desist furnishing my personal data without my consent and remove all inquires on my report.
Company Response:
State: PA
Zip: 19119
Submitted Via: Web
Date Sent: 2023-01-26
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-01-26
Issue: Problem with a credit reporting company's investigation into an existing problem
Subissue: Problem with personal statement of dispute
Consumer Complaint: The US Bankruptcy Court XXXX XXXX of Michigan, located in XXXX, Mi. Says they do not report or release court documents to third parties such as LexisNexis, XXXX, XXXX, or XXXX. They report to XXXX an website for court reports not credit. I have a letter from the US Bankruptcy Court XXXX XXXX XXXX Michigan explaining they do not give XXXX, XXXX, or XXXX the bankruptcy XXXX information it was illegally token from XXXX So how is it verified? BANKRUPTCY XXXX XXXX XXXXXXXX
Company Response:
State: MI
Zip: 483XX
Submitted Via: Web
Date Sent: 2023-01-26
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-01-26
Issue: Improper use of your report
Subissue: Reporting company used your report improperly
Consumer Complaint: LExis nexis continues to violate my consumer rights. Violated 15 usc6802 they never gave me the ability to opt out of having non public personal information reported to third parties.
Company Response:
State: IN
Zip: 477XX
Submitted Via: Web
Date Sent: 2023-01-26
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-01-26
Issue: Improper use of your report
Subissue: Reporting company used your report improperly
Consumer Complaint: I tried to put credit freezes on these credit agencies reporting my non public personal information without the consent of the consumer controlling his principle. I did not give these credit agencies my consent in no way shape or form to traffic and communicate any information pertaining to my principle. This is aggravated identity theft these companies are getting unjust enrichment while the consumer does not benefit from the use of his own non public personal credit information. These financial institutions did not allow the consumer to remove his non public personal information in which the consumer never gave consent to. The consumer has the right to his non public personal information kept private and these credit agencies violated my privacy rights.
Company Response:
State: NY
Zip: 10550
Submitted Via: Web
Date Sent: 2023-01-26
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-01-27
Issue: Incorrect information on your report
Subissue: Public record information inaccurate
Consumer Complaint: LexisNexis refuses to provide documentation they rely on to report an inaccurate bankruptcy they allege is mine. Last request was to provide identity documentation which was provided to them on XXXX.
Company Response:
State: WA
Zip: 98391
Submitted Via: Web
Date Sent: 2023-01-27
Company Response to Consumer: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A