Date Received: 2020-02-13
Issue: Written notification about debt
Subissue: Didn't receive enough information to verify debt
Consumer Complaint: As of XX/XX/XXXX each time XX/XX/XXXX XX/XX/XXXX I have asked for validation of debt with original signatures and Original dates when account first open and they refuse to send it. I keep getting back debt verify with a statement. It was taking off my credit report back in XXXX by Lvnv funding LLC then it comes back as finger hut, then that is taking off then come back again as Lvnv funding LLC. Its like theyre going back and forth between companies reporting and not sending the information that is needed. The amount is XXXX as of XXXX it was just added back to my credit reports.
Company Response:
State: PA
Zip: 19143
Submitted Via: Web
Date Sent: 2020-02-13
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-02-13
Issue: Written notification about debt
Subissue: Didn't receive enough information to verify debt
Consumer Complaint: I have contacted the creditor/company many times but they have failed to provide me with necessary documents that will prove this account or debt belongs to me and it has resulted in loss of credit rating.
Company Response:
State: RI
Zip: 02904
Submitted Via: Web
Date Sent: 2020-02-13
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-02-11
Issue: Attempts to collect debt not owed
Subissue: Debt was result of identity theft
Consumer Complaint: I am writing to dispute an account fraudulently opened in my name. I am a victim of identity theft and did not open this account. I am a victim of the XXXX data breach. State issued ID have been compromised and my social security has been compromised. My postal mail was being forwarded out of state where theft of my personal information took place. I am not responsible for any charges made to these mentioned accounts. According to federal laws you are required to provide undeniable proof that this debt is valid. I HAVE LISTED BELOW THE APPLICATIONS FOR CREDIT/AND CREDIT CARDS SUBMITTED FRAUDULENTLY WITHOUT MY AUTHORIZATION OR PERMISSION TRYING TO OBTAIN CREDIT OR GOODS USING FRAUD. ANY OTHER REQUEST FOR CREDIT BY ANY OF THESE COMPANIES LISTED BELOW SHOULD ALSO BE FLAGGED AS FRAUD AND I DEMAND AND REQUEST THESE BE REMOVED, BLOCKED AND DELETED IMMEDIATELY FROM ALL MAJOR CREDIT REPORTING AGENCIES.
Company Response:
State: NJ
Zip: 07621
Submitted Via: Web
Date Sent: 2020-02-11
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-02-11
Issue: Written notification about debt
Subissue: Didn't receive enough information to verify debt
Consumer Complaint: I saw an account with LVNV funding on my credit report. I do not know who that is. I have written them several times and disputed with the credit bureaus. They have not responded to me in writing as I have asked. Instead they have just continued to threaten me with a lawsuit via phone calls repeatedly at work. I am so tired of this. PLEASE HELP ME
Company Response:
State: PA
Zip: 19335
Submitted Via: Web
Date Sent: 2020-02-11
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-02-11
Issue: Incorrect information on your report
Subissue: Old information reappears or never goes away
Consumer Complaint: LVNV Funding, LLC Recently put an account that was removed from my credit due to false information and fraud. When I started applying for credit to buy a house they popped back up there again, without me receiving any notice or information regarding an account that they posted to my credit.
Company Response:
State: TX
Zip: 773XX
Submitted Via: Web
Date Sent: 2020-02-11
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-02-10
Issue: Written notification about debt
Subissue: Didn't receive enough information to verify debt
Consumer Complaint: On XX/XX/XXXX I disputed an Item on my credit report in the amount of {$910.00}, the collection company was LVNV Funding LLC C/O Resurgent Capital Services, After several previous attempts the collection company deleted the item off my credit report, I took a snap shot picture of the deletion on XX/XX/XXXX showing the collection account was closed with LVNV Funding LLC. On XX/XX/XXXX I notice that the collection account was back on my credit report, according to the FCRA section 611 ( a ) ( 5 ) ( B ) ( ii ) If any information that has been deleted from a consumer 's file pursuant to subparagraph ( A ) is reinserted in the file, the consumer reporting agency shall notify the consumer of the reinsertion in writing not later than 5 business days after the reinsertion or, if authorized by the consumer for that purpose, by any other means available by the agency. To this day I have received no such notification of the reinsertion. I do not owe this company any money nor did I sign anything saying I did, I have asked several times for proof of my signature showing any kind of validation that I was responsible of owing anything to this company, they have sent me nothing but a print out with no signature..
Company Response:
State: WA
Zip: 98682
Submitted Via: Web
Date Sent: 2020-02-10
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-02-10
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: I received a credit alert that LVNV Funding LLC reported a collection on my credit report. I never had any communication from this company prior to this event. No letters or a single phone call. This has caused stress. I have never had an account with their client and I do not recognize the debt that they are claiming that I owe.
Company Response:
State: AL
Zip: 35235
Submitted Via: Web
Date Sent: 2020-02-10
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-02-10
Issue: Attempts to collect debt not owed
Subissue: Debt was result of identity theft
Consumer Complaint: While residing in XXXX Il at XXXX XXXX XXXX a Credit card was opened in my name by XXXX XXXX. Ms. XXXX was dating my uncle which lived in the apartment below. She had access to my apartment because my uncle watched my kids at night while I worked. She would enter the upstairs apartment and use my personal computer. Which was not an issue as I thought she could be trusted. However, the moment I moved from XXXX in 2014. I started receiving mail in a different state, Informing me that I was late on payments for a XXXX XXXX credit card. I NEVER OPENED THAT ACCOUNT. Payments apparently fell behind when she no longer had access to my personal information. I moved from XXXX XX/XX/2014 and was alerted to the information by the summer of 2014. I HAVE MAINTAINED ONE CREDIT CARD AND ITS BEEN A XXXX XXXX CARD. I have ALSO made several attempts asking that she make this right/ after she admitted that she had opened the account. She begged and pleaded that I not go to the authorities. After she made no attempts to make payments. I contacted the authorities and was told I need her confession. She has also been arrested for fraudulently opening an credit in My uncle name as well. I REPEAT I DID NOT OPEN THAT ACCOUNT. PLEASE SEE THE VIDEO ATTACHMENT BELOW OF HER BEING ARRESTED AND ESCORTED OUT OF OUR APARTMENT BUILDING. https : XXXX
Company Response:
State: KY
Zip: 40258
Submitted Via: Web
Date Sent: 2020-02-10
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-02-09
Issue: Written notification about debt
Subissue: Didn't receive enough information to verify debt
Consumer Complaint: LVNV funding never provided me a dunning letter. I tried several times to get them to provide proof of the debt with them and they have not been able to provide proper proof. I also recently had dispute comments removed from my credit report and LVNV funding has placed them back on there without my consent. I demand that this account be removed from my credit reports asap
Company Response:
State: GA
Zip: 307XX
Submitted Via: Web
Date Sent: 2020-02-09
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-02-09
Issue: Written notification about debt
Subissue: Didn't receive enough information to verify debt
Consumer Complaint: I asked several times for lvnv Funding to verify my 2 debts. Lvnv Funding has continously sent me blank statements saying that it was verification. I asked if they would delete if paid. They said no. I recently removed dispute comments from all of my credit reports, to start the mortgage process ... ..I took a significant hit on my points. Less than 2 weeks later ... .LVNV funding has decided to ruin my life a little more and put the comments back. This is rediculous!!! Now to remove the comments again ... .I 'll have to take another hit on points. I want these 2 accounts they hold deleted!!!!
Company Response:
State: GA
Zip: 307XX
Submitted Via: Web
Date Sent: 2020-02-09
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A