Date Received: 2020-02-16
Issue: Took or threatened to take negative or legal action
Subissue: Sued you without properly notifying you of lawsuit
Consumer Complaint: The LVNVfunding LLC.. Took me to court without properly notifying me.. All they seek to garnishes my state taxes.. which is illegal ... This is not a federally funded company or A State government organization.. They illegally but not limited too.. harrassment and threats of blocking my social security number.. the debit is not a federal debt for school or child support etc.. Its almost 4yrs old..
Company Response:
State: MI
Zip: 48227
Submitted Via: Web
Date Sent: 2020-02-17
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-02-15
Issue: Attempts to collect debt not owed
Subissue: Debt was already discharged in bankruptcy and is no longer owed
Consumer Complaint: LVNV FUNDING, LLC. $ XXXX XXXX. COLLECTIONS OF A DEBT PASSED THE STATUTE OF LIMITATIONS IN WY. INCLUDING FEDERAL STATUTE OF LIMITATIONS. DISCHARGED IN BK # XXXX JOINT ACCT. *DISPUTING THE ILLEGAL COLLECTION PRACTICES OF THIS FIRM. *
Company Response:
State: WY
Zip: 82007
Submitted Via: Web
Date Sent: 2020-02-15
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-02-15
Issue: Communication tactics
Subissue: You told them to stop contacting you, but they keep trying
Consumer Complaint: XX/XX/2020 There are several complaints on this company for communications tactics on your database. They still have provided enough information that I have requested several times and they have not provided. I've submitted several complaints and they chose to ignore the FAIR CREDIT ACT. So what can be done about them?
Company Response:
State: IN
Zip: 461XX
Submitted Via: Web
Date Sent: 2020-02-15
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-02-14
Issue: Problem with a credit reporting company's investigation into an existing problem
Subissue: Their investigation did not fix an error on your report
Consumer Complaint: I've been disputing with XXXX on an existing debt collection account ( LVNV Funding ) that they keep reporting. XXXX and XXXX have deleted this account due to unverifiable documents while XXXX continues to respond that the account is verified. I've disputed online and and recently via mail. How can XXXX continue to tell me this account is verified when no documentation has be sent to me and the other two bureaus immediately deleted the account due to unverifiable documents?
Company Response:
State: IL
Zip: 60619
Submitted Via: Web
Date Sent: 2020-02-14
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-02-14
Issue: Attempts to collect debt not owed
Subissue: Debt was paid
Consumer Complaint: This is an account i had with XXXX XXXX years ago. Yes i had fell behind on my payments because of hardship at the time but I did a check over the phone in 2010 for a settlement amount with my XX/XX/XXXX account at the time. So this is totally wrong for them to threaten to garnish any wages of mines.This account should have been closed! And i'm trying to find somewhere to live with my grandbabies and ill mother. I will fight this all the way, in Jesus name.
Company Response:
State: AL
Zip: XXXXX
Submitted Via: Web
Date Sent: 2020-02-14
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-02-14
Issue: Written notification about debt
Subissue: Didn't receive enough information to verify debt
Consumer Complaint: I have contacted the creditor/company many times but they have failed to provide me with necessary documents that will prove this account or debt belongs to me and it has resulted in loss of credit rating.
Company Response:
State: MA
Zip: 02125
Submitted Via: Web
Date Sent: 2020-02-14
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-02-14
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: Hello, My name is XXXX XXXX. My fianc just recently purposed to me. We are ecstatic, and ready to start out dream wedding. Upon review of my credit report, there are an ample amount of Accounts, Collections, and inquiries that do not pertain to me and I are results of identity theft. Please remove these item as they our affecting my credit worthiness. Please remove these item from my report or legal action will be taken. Thanking you in advance.
Company Response:
State: NV
Zip: 89123
Submitted Via: Web
Date Sent: 2020-02-14
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-02-13
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: LVNV Funding Wont remove a debt it keep being removed and then put back company has no records. Reps called and were rude or called so many times I had to change my number. I called spoke with a rep told them I was filling dispute with I have 9 times. XXXX XXXX keeps inserting a old bright house bill past 10 years old. Once again it gets removed through the credit companies. And 2 year so maybe put back on which is dropping and surging my score. It creates hardships for me. I follow the rules I dispute but it doesnt matter because collections companies dont follow the rules they sell it and another collection company stars to harasses me.
Company Response:
State: FL
Zip: 33510
Submitted Via: Web
Date Sent: 2020-02-18
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-02-13
Issue: Incorrect information on your report
Subissue: Information belongs to someone else
Consumer Complaint: On XX/XX/2020 I pulled my report at XXXX XXXX to qualify for a new mortgage, upon review it was shown that multiple accounts on my report were not mine. These accounts are the result of identity theft and fraud that was done in my name. These accounts listed on this federal affidavit are fraud, are the result of fraud and have no merit in my name. This includes ; XXXX XXXX XXXX {$300.00}, XXXX XXXX {$2300.00}, LVNV FUNDING - XXXX XXXX {$410.00}, XXXX XXXX XXXX XXXX XXXX {$2900.00}.
Company Response:
State: CA
Zip: XXXXX
Submitted Via: Web
Date Sent: 2020-02-13
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-02-12
Issue: Written notification about debt
Subissue: Didn't receive enough information to verify debt
Consumer Complaint: I have contacted the creditor/company many times but they have failed to provide me with necessary documents that will prove this account or debt belongs to me and it has resulted in loss of credit rating.
Company Response:
State: MA
Zip: 027XX
Submitted Via: Web
Date Sent: 2020-02-12
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A