Date Received: 2022-05-01
Issue: Attempts to collect debt not owed
Subissue: Debt was result of identity theft
Consumer Complaint: I am receiving letters and telephone calls of harassment, obscene and profane language, violence, harm and death from LVNV Funding/Resurgent Capital Services Debt Collector Representatives in regards to credit card accounts from XXXX XXXX XXXX which the debt was the result of identity theft. I sent a Federal Trade Commission identitytheft.gov form to XXXX XXXXXXXX XXXX and LVNV Funding/Resurgent Capital Services , but I continue to receive letters, court documents and telephone calls of harassment, abuse, obscene and profane language, violence, harm and death from Resurgent Capital Services Debt Collector Representatives . Resurgent Capital Services has violated and in violation of the Fair Debt Collection Practices Act ( FDCP ) under federal law.
Company Response:
State: MN
Zip: 55343
Submitted Via: Web
Date Sent: 2022-05-01
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-05-01
Issue: Attempts to collect debt not owed
Subissue: Debt was result of identity theft
Consumer Complaint: Collections account I have no knowledge of
Company Response:
State: NY
Zip: 11365
Submitted Via: Web
Date Sent: 2022-05-20
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-05-01
Issue: Improper use of your report
Subissue: Reporting company used your report improperly
Consumer Complaint: In accordance with the fair credit Reporting act XXXX Account # XXXX, has violated my rights. 15USC 1681 Section 602 States I have the right to privacy. 15 USC 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions. 15 USC 1666B : A creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for purpose.
Company Response:
State: OH
Zip: 443XX
Submitted Via: Web
Date Sent: 2022-05-01
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-05-01
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: Resurgent Capital keeps sending me letters to pay a debt that is not mine. I had filed a complaint on this site on XXXX, and they responded with a letter on XXXX stating they would not contact me again and had deleted my address. Today ( XXXX ) I received another letter from them with the same tactics.
Company Response:
State: VA
Zip: 20148
Submitted Via: Web
Date Sent: 2022-05-01
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-04-30
Issue: Took or threatened to take negative or legal action
Subissue: Threatened or suggested your credit would be damaged
Consumer Complaint: LVNG FundingXXXX XXXX has continually harassed me through calls & emails. When I tried to negotiate with them they would not negotiate. They keep saying they are threatening to sue me. They have sent me emails saying I have never gotten back to them when I absolutely have.
Company Response:
State: MO
Zip: 641XX
Submitted Via: Web
Date Sent: 2022-04-30
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-04-30
Issue: Attempts to collect debt not owed
Subissue: Debt was result of identity theft
Consumer Complaint: I am receiving telephone calls of harassment, annoyance, obscene and profane language and threats of harm, violence and death from LVNV Funding/ResurgenXXXX XXXX XXXX XXXX XXXX in regards to a fraudulent XXXX XXXX personal loan account ending in XXXX for {$5600.00} that is the result of identity theft. The XXXX XXXX Personal loan account is a fraudulent account and is the result of identity theft. Resurgent Capital Services has violated and is in complete violation of the Fair Debt Collection Practices Act ( FDCPA ) under federal law.
Company Response:
State: MN
Zip: 55343
Submitted Via: Web
Date Sent: 2022-04-30
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-04-30
Issue: Improper use of your report
Subissue: Reporting company used your report improperly
Consumer Complaint: In accordance with the fair credit reporting act XXXX Account # XXXX, has violated my rights. 15 USC 1681 Section 602 States I have the right to privacy, 15 USC 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish an account without my written instructions. 15 USC 1666B : A creditor may not treat a payment on a credit card account under an open-end consumer credit plan as late for and purpose
Company Response:
State: TX
Zip: 75104
Submitted Via: Web
Date Sent: 2022-04-30
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-04-29
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: I am requesting the verification of a negative item, in pursuit to the Fair Debt Collections Practices Act, 15USC 1692 Sec.809 ( b ). You are required under the above named titled and section, to show your lawful authority to collected on an alleged debt claim ; I am requesting the following items LVNV XXXX {$780.00} XXXX {$780.00} The name and address of the original creditor A copy of the original contract between myself and the original creditor. The original application for this account with my signature. A copy of the agreement authorizing your company to collected on their behalf of the original creditor. FULL detailed accounting history on the account and the calculations on how they reached the amount owe. Provide verification on any judgments connected to this account. Provide your license to collect in my state and your registered agent name with their address. Please show proof that the Statue of Limitations has not expired in my state for this account. Provide the date of the last payment on this account. Please provide the answer to this request in writing within 30 days or I will be forced to take legal actions. Thank you for your cooperation, XXXX XXXX
Company Response:
State: FL
Zip: 33319
Submitted Via: Web
Date Sent: 2022-04-29
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-04-29
Issue: Written notification about debt
Subissue: Didn't receive notice of right to dispute
Consumer Complaint: This was not sent in error XXXX XXXX XXXX consumer by law at XXXX XXXX XXXX XXXX XXXX misused at XXXX I have some false at not 100 % accurate XXXX XXXX XXXX. Unauthorized use of my credit report. Here again is the incorrect information being reported : FDCPA Section 807 Violation Misleading False Reporting Account Number : XXXX This Account is inaccurate and I'm seeking litigation. Please delete at once.
Company Response:
State: NJ
Zip: 08094
Submitted Via: Web
Date Sent: 2022-04-29
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-04-29
Issue: Improper use of your report
Subissue: Reporting company used your report improperly
Consumer Complaint: In accordance with the fair credit Reporting act XXXX Account # XXXX has violated my rights. 15 usc 1681 section 602 state i have the right to privacy. 15 usc 1681 section 604 A SECTION 2 : it also states a consumer reporting agency can not furnish a account without my written instruction. 15 usc 1666 B : A creditor may not treat a payment on a credit card account under an open end consumer credit plan as late & having no knowledge of that company or creditor by the name of XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, consumer credit plan as late for and purpose.
Company Response:
State: FL
Zip: 33026
Submitted Via: Web
Date Sent: 2022-04-29
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A