Date Received: 2022-01-11
Issue: Problem with a credit reporting company's investigation into an existing problem
Subissue: Their investigation did not fix an error on your report
Consumer Complaint: My name is XXXX XXXX. I have Been dealing with unauthorized use of my personal information. Which results in unauthorized items on my credit report
Company Response:
State: FL
Zip: 34209
Submitted Via: Web
Date Sent: 2022-01-11
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-01-11
Issue: Problem with a credit reporting company's investigation into an existing problem
Subissue: Their investigation did not fix an error on your report
Consumer Complaint: My name is XXXX XXXX. I have Been dealing with unauthorized use of my personal information. Which results in unauthorized items on my credit report.
Company Response:
State: FL
Zip: 34234
Submitted Via: Web
Date Sent: 2022-01-11
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-01-10
Issue: Problem with a credit reporting company's investigation into an existing problem
Subissue: Was not notified of investigation status or results
Consumer Complaint: Hi, I can't believe you guys are taking advantage of me. I am really upset the credit bureaus have not responded back to me about my investigation. I sent a letters and it's more than 60days. I need this account deleted or updated. These are the items I demanding to be deleted immediately : Bankruptcy court name XXXXXXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX
Company Response:
State: OH
Zip: 45238
Submitted Via: Web
Date Sent: 2022-01-10
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-01-10
Issue: Problem with a credit reporting company's investigation into an existing problem
Subissue: Their investigation did not fix an error on your report
Consumer Complaint: My name is XXXX XXXX. There is no third party involved I attached my Id docs so you will know who I am. This is not someone else filing this complaint on behalf of me. Please do not mail me anything else saying I need ID docs I have Been dealing with unauthorized use of my personal information. Which results in unauthorized items on my credit report
Company Response:
State: FL
Zip: 338XX
Submitted Via: Web
Date Sent: 2022-01-10
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-01-09
Issue: Improper use of your report
Subissue: Reporting company used your report improperly
Consumer Complaint: I am the consumer, original creditor, and natural person. Pursuant to 15 USC 1681 ( a ) ( 4 ), Lexis Nexis infringed upon my right to privacy by publishing alleged negative information from third parties on my consumer report and sold it to XXXX, XXXX, XXXX, and XXXX. Pursuant to 15 USC 1681b ( a ) ( 2 ), Lexis Nexis never received written instructions from me, nor does it have permissible purpose to furnish a consumer report about my alleged credit accounts with XXXX, XXXX XXXX, XXXX, XXXX XXXX, XXXXXXXX XXXX XXXX XXXX XXXXXXXX XXXX or XXXX. I also never provided Lexis Nexis with written instructions to furnish alleged inquiries on my consumer report for : XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX
Company Response:
State: GA
Zip: 30083
Submitted Via: Web
Date Sent: 2022-01-09
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-01-09
Issue: Improper use of your report
Subissue: Reporting company used your report improperly
Consumer Complaint: Who do you file a bankruptcy with? A ) XXXX XXXX XXXX B ) sheriff department C ) XXXX XXXX D ) US bankruptcy court E ) none of the above Please answer the question to the best of your ability! Thank you!
Company Response:
State: MN
Zip: 55311
Submitted Via: Web
Date Sent: 2022-01-09
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-01-09
Issue: Improper use of your report
Subissue: Reporting company used your report improperly
Consumer Complaint: Since XXXX, I've requested reports on me and my children. Sending each company 4 forms of identification and either they stated they never received it or i get a letter stating in order to receive my report I have to send the forms of identification that I already sent in ( XXXX I've sent proof of identity for me and my kids XXXX times ) and here we are in XXXX and I still keep getting the same letter in the mail denying my report and my kids reports. The forms of IDENTIFICATION was my Drivers license, Birth Certificates for me and my kids, My daughters state ID, all of our social security cards, school records, and phone bill. In XXXX, when I called XXXX and provided the number on the top of page they told me that wasn't the number associated with the letter they sent out to me... .which make me believe my mail is being intercepted but they customer service couldn't even assist me due to the Report Number that I had on the piece mail they sent me wasn't the right number. Me and my kids were victims of Medicade Fraud and our full names were being using illegally for crimes involving financial crimes, and medical crimes. So our middle names were dropped which I stated detailed information in writing over XXXX times since XXXX and I've still gotten no where. The problem still persist and the criminals are using IP theft ( medical device ), Server Interception, and more things involving my cellphone ( purchased XXXX cell phones brand new since XXXX ) now on my XXXX account brand new it shows Multiple MSINDS ASSOCIATED WITH ONE CELLPHONE THAT I ORDER I called and filed a complaint nothing is being done. All my callare being routed to foreigners. The following inquiries that I didn't do on my credit report INQUIRES GUIDE TO XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX - XXXX XXXX XXXX XXXX VIA XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX CONSUMER INFO XXXX XXXX XXXX XXXX XXXX VIA CONSUMER INFO XXXX XXXX XXXX XXXX XXXX VIA CONSUMER INFO XXXX XXXX XXXX XXXX XXXX XXXX XXXX VIA XXXX XXXX XXXX XXXX XXXX XXXX XXXX VIA XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX VIA XXXX XXXX XXXX CONSUMER INFO VIA XXXX XXXX XXXX XXXX XXXX XXXX XXXX OF XXXX XXXX XXXX XXXX XXXX. ALSO it shows inquires for these credit reporting agencies being pulled up to 4 times a day and I can't even. Acces XXXX XXXX report. The following names, addresses, phone numbers needs to be removed : WRONG ADDRESSES XXXX XXXX XXXX XXXX SC XXXX XXXX XXXX XXXX XXXX SC XXXX XXXX XXXX CT XXXX XXXX XXXX SC WRONG PHONE NUMBER XXXX XXXX NAMES XXXX XXXX XXXX False DEBT XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Yes that is my middle name but honestly I've never used my middle name for anything. Looking my at my tax records someone has swapped them out as well. I never used XXXX XXXX XXXX XXXX SC XXXX Shows XXXX party XXXX XXXX I gave permission to discuss my taxes with the XXXX her phone number is XXXX with a PIN XXXX. I NEVER GAVE ANYONE PERMISSION TO TALK TO THE IRS FOR ME. SHOWS FARM INCOME THATS FRAUD. SHOWS A DIRECT DEPOSIT THATS FALSE SHOWS RAIL ROAD RETIREMENT THATS FRAUD. MISSING FEDERAL WITH HELD. SHOWS INVESTMENT INCOME AND ME FILING MARRIED AND FILING JOINTLY THATS FRAUD ... THERES MORE ERRORS AS WELL. SOMEONE IS FRAMING ME FOR FINANCIAL FRAUD. ON MY BANK STATEMENTS ITS SHOWING FOREIGN ATM CHARGES ALL OF SUDDEN. WHEN CALLING TO CHECK MY BALANCE IT PROMPTS ME 3 TIMES REQUESTING MY MEMBER ID AND PIN ESCH TIMES I USED THE SAME NUMBER AND IT STATED IT WAS WRONG WHEN IT WAS RIGHT. IM GETTING MAIL WITH FAMILY MEMBERS NAMES ON IT WHEN NOBODY ISNT SUPPOSE TO HAVE MY PRIVATE XXXX XXXX XXXX I WAS ACCUSED OF SNAP TRAFFICKING BACK IN XXXX WHEN REALLY THATS FALSE. SOMEONBODY IS AND HAVE BEEN FOR ATLEAST 10 YEARS BEFORE I EVEM REALIZED IT. CREDIT BUREAUS I MAILED WERE : XXXX XXXX XXXX LEXIS NEXIS XXXX XXXX GLOBAL PAYMENTS WARNING SIGNS XXXX XXXX XXXX XXXX XXXX XXXX XXXX IM PRETTY SURE MAIL FRAUD IS THE BIGGEST ISSUE HERE BECAUSE THE PAPER DOESNT FEEL OR LOOK REAL
Company Response:
State: SC
Zip: 296XX
Submitted Via: Web
Date Sent: 2022-01-09
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-01-09
Issue: Incorrect information on your report
Subissue: Personal information incorrect
Consumer Complaint: XXXX XXXX XXXX XXXX XXXX XXXX XXXX, OH XXXX XXXX XXXX SS XXXX I am trying to correct the error XXXX my credit profile that is really causing mea lot of setbacks. I have someone else 's name on my credit that DOES NOT belong to me.My legal and full name is XXXX XXXX XXXX please DELETE any other variation of myname ( XXXX XXXX, XXXX XXXX, XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX, XXXX XXXX, XXXX XXXX, XXXX XXXX XXXX ). I amemployed at XXXX XXXX XXXX. My current and only address is XXXX XXXX XXXX, OH XXXX. I was a victim of fraud and I am trying to protect the integrityof my profile. Please delete the following fraudulent addresse : XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXXXXXX XXXXXXXX XXXX XXXX XXXX XXXXXXXX XXXXXXXX, XXXX XXXX XXXX XXXX XXXXXXXX, XXXX XXXX XXXXXXXX XXXXXXXX, XXXX XXXX XXXX XXXXXXXX, XXXX XXXX XXXX XXXXXXXX, XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX, XXXX XXXX XXXX # XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX # XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX.
Company Response:
State: OH
Zip: 43231
Submitted Via: Web
Date Sent: 2022-01-09
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-01-08
Issue: Incorrect information on your report
Subissue: Public record information inaccurate
Consumer Complaint: On XX/XX/21, XX/XX/21 and XX/XX/21 and XX/XX/21, I requested that XXXX provide my with the name and information of the reporting agency who provided them with a verification for a bankruptcy that they have listed on my XXXX credit report. All 4 times XXXX responded that LexisNexis Solutions provided them with such information. I then ask LexisNexis whether they provided XXXX with a method of verification and LexisNexis does not have any record of a bankruptcy on my report. I then requested that XXXX removed the inaccurate bankruptcy on my report and XXXX refuses to do so. Per the Fair Credit Reporting Act XXXX has to remove any inaccurate information and must be able to provide me with the information of me having a bankruptcy on my report. I would like an investigation to LexisNexis and XXXX and request that LexisNexis dispute that they verified a bankruptcy to XXXX.
Company Response:
State: AL
Zip: 350XX
Submitted Via: Web
Date Sent: 2022-01-08
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-01-08
Issue: Problem with a credit reporting company's investigation into an existing problem
Subissue: Their investigation did not fix an error on your report
Consumer Complaint: My name is XXXX XXXX. I have Been dealing with unauthorized use of my personal information. Which results in unauthorized items on my credit report
Company Response:
State: FL
Zip: 34205
Submitted Via: Web
Date Sent: 2022-01-08
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A