Date Received: 2019-04-10
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: According to 1681o. Civil liability for negligent noncompliance and 1692d. Harassment or abuse under federal law, Resurgent Capital Services is engaging in said violations of latter federal statutes. Resurgent Capital Services did not provide within 30 days of their notice of alleged debts which apparently goes back several years, and furthermore do not enclose a date of when this alleged debt occurred. There is no itemized receipt that was produced within the afforded time frame of 30 days, nor any evidence that I owe any money to XXXX XXXX. In fact I have never had XXXX XXXX service as my current provider is XXXX, and before that I had XXXX, I do not owe any money to this alleged account. Thus, I hereby refute the validity of this collection attempt, as null and void. This company needs to cease and desist and not communicate with me again on a debt I do not owe.
Company Response:
State: AZ
Zip: 850XX
Submitted Via: Web
Date Sent: 2019-04-10
Company Response to Consumer: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2019-04-09
Issue: False statements or representation
Subissue: Attempted to collect wrong amount
Consumer Complaint: they satd i own them XXXX i only own XXXX
Company Response:
State: MI
Zip: 48234
Submitted Via: Web
Date Sent: 2019-04-09
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2019-04-09
Issue: False statements or representation
Subissue: Attempted to collect wrong amount
Consumer Complaint: Received letter from XX/XX/2019 from LVNV Funding/resurgent whoever they are. This debt was a write off charge off on taxes with XXXX XXXX! Im tired of them contacting me not validating the proof that I owe them. This is a 3rd prty collector!
Company Response:
State: TX
Zip: XXXXX
Submitted Via: Web
Date Sent: 2019-04-09
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2019-04-09
Issue: Incorrect information on your report
Subissue: Information belongs to someone else
Consumer Complaint: Ok I started disputing LVNV funding llc back in XX/XX/XXXX I sent a affidavit sign and notarized that this was not my account. I then preceded to send police report and a dispute letter XX/XX/XXXX only for them to verify the account I then sent a 30 days validation of this account no respond about a month later I received another letter of validation without proof of identity no signature and also not the original documents I called the resurgent capital services and told them whats going on they ask me to fax affidavit in I did. I called back 48 hours only to be told they did not get it. Then the next morning I called them back and asked to check status on my dispute she then stated that they received the fax yesterday. But see the other person told me I never sent in no documents then I stated to them that I would like to send me the original documents on this account. I called again yesterday which was the XX/XX/XXXX the person said they mail out the verified account now as Im trying to get this matter taken care of they put a old account thats past the limit law now I have to dispute 2 accounts if my other account is past the time limit why did they added to my report I would like to please remove with positive feedback
Company Response:
State: CA
Zip: 90001
Submitted Via: Web
Date Sent: 2019-04-09
Company Response to Consumer: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2019-04-08
Issue: Attempts to collect debt not owed
Subissue: Debt was paid
Consumer Complaint: I settled this account with LVNV collections attorney XXXX XXXX XXXX in the amount of XXXX. I made 3 payments. last payment was received on XX/XX/XXXX. closing this account out. I am still seeing this account open. I was told by LVNV that they havent gotten anything information from XXXX XXXX XXXX. I called XXXX XXXX XXXX and they didn't have any information for me.
Company Response:
State: NV
Zip: XXXXX
Submitted Via: Web
Date Sent: 2019-04-08
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2019-04-08
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: LVNV Funding LLC has reported that I owe a debt to XXXX XXXX. I disputed this in XXXX and the company never responded to my complaint. I have contacted this company by phone at XXXX and by certified letter sent to LVNV Funding LLC, c/o Resurgent Capital Services, XXXX XXXX XXXX, XXXX, SC XXXX. I have never had an account or owed anything to a company called XXXX XXXX.
Company Response:
State: FL
Zip: 32746
Submitted Via: Web
Date Sent: 2019-04-08
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2019-04-08
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: LVNV Funding LLC has reported that I owe a debt to XXXX XXXX XXXXXXXX. I disputed this in XXXX and the company never responded to my complaint. I have contacted this company by phone at XXXX and by certified letter sent to LVNV Funding LLC c/o Resurgent Capital Services, XXXX XXXX XXXX, XXXX, SC XXXX. I have never had an account or owed anything to a company called XXXX XXXX XXXX.
Company Response:
State: FL
Zip: 32746
Submitted Via: Web
Date Sent: 2019-04-08
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2019-04-08
Issue: Improper use of your report
Subissue: Reporting company used your report improperly
Consumer Complaint: XXXX XXXX XXXX, XXXX sold my debt to LVNV LLC which I do not owe anything. XXXX XXXX sold my debt and my sensitive information such as my social security number to XXXX XXXX XXXX , XXXX . Without my explicit either written/oral permission I never gave my Social Security Number to LVNV FUNDING LLC which it used my sensitive information and report me to XXXX. I'm responsible for the amount XXXX to XXXX XXXX. XXXX XXXX invaded my credit report 10 times starting from XX/XX/2018 to XX/XX/2018. I assume once is good enough but not 10 times. They placed my account as derogatory account. They sold out my debt to XXXX XXXX XXXX XXXX which they used LVNV LLC to invade my credit report and report me as Derogatory account. I'm responsible for such amount but I don't know how much interests they added that's another thing, however, what makes me vulnerable is the fact my personal information was sold to third parties and they can invade my credit report as much as they like. There is no records of phone calls either permission gave to LVNV FUNDING LLC. LVNV FUNDING LLC XXXX XXXX XXXX XXXX SC XXXX XXXX PHONE NUMBER XXXX XXXX XXXX XXXX XXXX , XXXX XXXX XXXX XXXX XXXX IL XXXX PHONE NUMBER XXXX XXXX XXXX XXXX I can prove providing to the Federal Agency this information which is accurate. I can provide my credit report through XXXX XXXX.
Company Response:
State: NY
Zip: XXXXX
Submitted Via: Web
Date Sent: 2019-04-08
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2019-04-08
Issue: Incorrect information on your report
Subissue: Information belongs to someone else
Consumer Complaint: THESE ARE THE ACCOUNTS ACCOUNTS 1 ) XXXX XXXX XXXX -AMOUNT {$810.00} 2 ) XXXX XXXX - XX/XX/XXXX -AMOUNT {$250.00} 3 ) XXXX XXXX -DATE XX/XX/XXXX -AMOUNT {$650.00} 4 ) XXXX -DATE XX/XX/XXXX -AMOUNT {$260.00}
Company Response:
State: NY
Zip: 10469
Submitted Via: Web
Date Sent: 2019-04-11
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2019-04-06
Issue: Written notification about debt
Subissue: Didn't receive notice of right to dispute
Consumer Complaint: I received a update on my credit report from this company call LVNV FUNDING. I was not notified of this debt from this company nor given a 30 day notice to dispute. This a violation to my credit report. The debt, that this company is collecting is debt from XXXX XXXX credit card that has already been removed from my XXXX credit report due to the company not providing proof of this debt. I request this company provide proof of debt an address that I was informed of this debt. I have no financial obligations to this debt an I will show proof that it was removed from my credit report. An this was sold to another company without knowing the implications of the debt that was already disputed.
Company Response:
State: UT
Zip: 84405
Submitted Via: Web
Date Sent: 2019-04-12
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A