Date Received: 2019-04-29
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: I contacted the following company in XX/XX/2019 through a certified letter explaining that i have never done business with them but they would not cooperate with me, instead they insisted that the debt was mines. I have also contacted the credit bureaus repeatedly and they have refused to give me the results of there investigation. LVNV Funding in the amount of {$1800.00} that is on my XXXX and my XXXX report.
Company Response:
State: AL
Zip: 36695
Submitted Via: Web
Date Sent: 2019-04-29
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2019-04-26
Issue: Attempts to collect debt not owed
Subissue: Debt was result of identity theft
Consumer Complaint: This account is a result of identity theft and is not mine. It was fraudulently opened with the original creditor and I am now being harassed. This collector has received a copies of legal documentation from the credit bureaus confirming the account is a result of identity theft, yet they are still contacting me. I attempted to call them however the representative I spoke to today was rude and condescending. They are of no help and are attempting to collect on an account that is fraud.
Company Response:
State: GA
Zip: 30144
Submitted Via: Web
Date Sent: 2019-04-26
Company Response to Consumer: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2019-04-25
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: On XX/XX/XXXX I recieved a letter from LVNV Funding LLC stating I owe money for XXXX XXXX XXXX ( 2 accounts ) going back to to XXXX and XXXX. I was living with my parents in XXXX and they were established in their place way before I moved in XXXX. I was pregnant and a single mother. Resurgent has sent me another letter due to me contacting LVNV LLC. I do not owe either debts to XXXX XXXX XXXX.
Company Response:
State: CA
Zip: 954XX
Submitted Via: Web
Date Sent: 2019-04-25
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2019-04-23
Issue: Attempts to collect debt not owed
Subissue: Debt was result of identity theft
Consumer Complaint: Company has been notified a number of times that this account is a result of identity theft. I have reported this to police and the Federal Trade commission. Police report Done in XXXX PD case # XXXX officer XXXX Badge # XXXX. FTC report # XXXX. I also have screen shots of all the telephone numbers LVNV Funding LLC calls from. They call from various numbers all all the county trying to trick the consumer. They even make local numbers just to call me from. They will deny this but the phone log on the XXXX does not lie and when the numbers are called back they answer with their business name. I am going to turn this list of number and screen shots over to the Attorney Generals office for harassment and the fact they keep reporting this ID theft account on my credit reports. The account is reporting as XXXX XXXX XXXX for XXXX on XXXX etc. via LVNV Funding LLC
Company Response:
State: FL
Zip: XXXXX
Submitted Via: Web
Date Sent: 2019-04-23
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2019-04-23
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: I found out from the credit reporting bureaus XXXX, XXXX and XXXX XXXXhat there was a negative account under " LVNV Funding LLC '' under account number XXXX. Resurgent Capital Services/LVNV has failed to provide any legal validation or a dunning letter in accordance with the Fair Debt Collection Practices Act. I am seeking proof that this debt is mine and will require a copy of the original contract under which the credit account was obtained, as well as monthly statements since the debt was purchased. I have sent several letters, including notarized formal validation letters seeking this verification and to this date Resurgent/LVNV has failed to provide the information requested. Resurgent/LVNV is clearly in violation of the Fair Debt Collection Practices Act and I will seek legal action against this company for the practices if the issue isn't resolved immediately.Resurgent/LVNV Funding has not provided the undersigned with any evidence to substantiate its claims that this debt is a legitimate debt. Further, there has been neither proof that LVNV Funding has permission to collect this debt, nor have they provided previous verification of this debt. Finally, I have received no information that Resurgent currently possesses any documents of this debt. Since this company has failed to provide any evidence of the claims made in their response, I am led to believe that neither LVNV Funding or Resurgent Capital Services possesses adequate documentation to collect this alleged debt. In order to provide proof that this is a legitimate debt of over 7 years and they have the right to collect this debt.Until the above referenced documentation is provided, the undersigned 's position is that this debt does not exist and a reporting error has occurred. Finally, unless this documentation can be provided, Resurgent/LVNV Funding shall immediately remove this account from all three ( 3 ) credit reports and shall be subject to any and all costs, including attorneys fees, should I pursue this matter further.
Company Response:
State: GA
Zip: 30080
Submitted Via: Web
Date Sent: 2019-04-23
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2019-04-23
Issue: Attempts to collect debt not owed
Subissue: Debt was paid
Consumer Complaint: This complaint is in regards to a debt that has been on all three of my credit reports since XXXX. I have sent countless letters to LVNV Funding, LLC c/o Resurgent Capital Services asking them to provide me with a copy of a SIGNED copy of a contract exclusively between me, XXXX XXXX, and LVNV Funding c/o Resurgent Capital Services stating a payment contract for repayment. This debt was originally held by XXXX XXXX XXXX. The debt was then sold to several different collection agencies over the past few years before being transferred over to LVNV Funding LLC c/o/ Resurgent Capital Services. I have sent correspondence ( via certified mail ) asking this company to provide me with a written and signed contract. To this day, I still have not received these documents. Every time I request this documentation, they send me a statement. I have sent letters to this company on the following dates : XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX
Company Response:
State: TX
Zip: XXXXX
Submitted Via: Web
Date Sent: 2019-04-25
Company Response to Consumer: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2019-04-20
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: I was checking my credit report and I noticed a collection from LVNV company. I received no notifications from this company to validate debt, also I am Filing fraud with FTC due to numerous accounts being open in my name. I am a senior citizen and my information have apparently been issued out to strangers. I would like for them to validate the account is mine. I do not owe such debt.
Company Response:
State: FL
Zip: 32210
Submitted Via: Web
Date Sent: 2019-04-20
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2019-04-19
Issue: Took or threatened to take negative or legal action
Subissue: Threatened or suggested your credit would be damaged
Consumer Complaint: I requested the following information from this collection agency to support the alleged debt : name and address of the original creditor, a copy of the original signed contract, delegation of authority giving you the authority to collect the debt, and a complete accounting / statement of payments with interest and fees associated with this debt. I do not owe this company anything.
Company Response:
State: FL
Zip: 33322
Submitted Via: Web
Date Sent: 2019-04-19
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2019-04-19
Issue: Incorrect information on your report
Subissue: Account status incorrect
Consumer Complaint: My account was behind and I tried to make a payment plan with a debt consolidation company IN XX/XX/XXXX OR XX/XX/XXXX. XXXX XXXX REFUSED THIS OFFER and XX/XX/XXXX FIVE YEARS AGO my account was CHARGED OFF. This is still on my credit report and is causing me a lot of issues. With XXXXl XXXX REFUSING TO HELP ME PAY MY DEBT this needs to be removed immediately since it is over 5 YEARS OLD. TAKE THIS OFF OF MY CREDIT REPORT IMMEDIATELY.
Company Response:
State: GA
Zip: 307XX
Submitted Via: Web
Date Sent: 2019-04-19
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2019-04-17
Issue: Attempts to collect debt not owed
Subissue: Debt was result of identity theft
Consumer Complaint: I previously filed an identity theft compliant with the FTC. In that report the collection company LVNV was listed as a company that was reporting on my credit files fraudulently. I subsequently sent to the CRA 's the FTC filing including this company. I requested, as I'm afforded by law ; that because of this filing that several items be removed/blocked from my credit file. Somehow LVNV is still resporting and has allegedly been 'verified '. This can not be true or at all possible. LVNV have since sent me statements and bills from the original creditor, which in no way is valid proof that the debt belongs to me.
Company Response:
State: NV
Zip: 89141
Submitted Via: Web
Date Sent: 2019-04-17
Company Response to Consumer: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A