Date Received: 2019-12-22
Issue: False statements or representation
Subissue: Attempted to collect wrong amount
Consumer Complaint: settle for XXXX to XXXX XXXX XXXX collection agency by mistake send a check for XXXX contacted them and they will not send me back the amount over paid I am on XXXX tried several times they fraud told me a lower amount to settle my account and now what give me back the money that is due to me
Company Response:
State: CT
Zip: 064XX
Submitted Via: Web
Date Sent: 2019-12-22
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2019-12-19
Issue: Took or threatened to take negative or legal action
Subissue: Threatened to arrest you or take you to jail if you do not pay
Consumer Complaint: XXXX XXXX XXXX XXXX put my debt into collections it is wrong XX/XX/XXXX they gave it to LVN FUNDING LLC with a balance of {$640.00} they called my work multiple times everyday I could have lost my job they contacted my family they eventually got a hold of my mom and told her if I didn't pay this then I was going to jail within the week they threatened to put a lien on my car they threatened to garnish my wages and they threatened to put me in jail if I did not pay them my mom got so nervous they came to an agreement to pay off the account for {$400.00} and close it we have a paid in full letter from LVN FUNDING LLC For the Agreed amount to close the account for {$400.00}. I do not understand why it's still showing up on my credit report and I don't think they should be allowed to threaten people especially relatives my mom has a XXXX XXXX and that could cause really big problems
Company Response:
State: NY
Zip: 14120
Submitted Via: Web
Date Sent: 2019-12-19
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2019-12-19
Issue: Attempts to collect debt not owed
Subissue: Debt was result of identity theft
Consumer Complaint: This kind of account is placed as a charged off account, be sure to inform me precisely why there's a balance indicating on the document whetherit 's a charge off? The balance is in fact wrong, please make sure to reverseit to XXXX or remove the item fully. Please also producedocumentation toverify all the charges and credits in this supposed account that caused to theextremely high credit figure you might have displayed on my account. My demand to present these records is a standard information demand in accordance with myrights honored within the fair credit billing act. If you fail to give these detailsper my civil rights petition, please make sure you quickly remove this specificwrong posting.
Company Response:
State: FL
Zip: 33484
Submitted Via: Web
Date Sent: 2019-12-20
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2019-12-18
Issue: Incorrect information on your report
Subissue: Account information incorrect
Consumer Complaint: XXXX is still reporting information that they themselves told me they removed as fraud from my report on XX/XX/XXXX based on the dispute I opened and the FTC affidavit, Police report, and proof of identity I submitted. They state that since collection agencies purchased this information and opened these entries as new accounts - they are showing them. Even though they have retained the information that the Original Creditors and related accounts were deleted due to fraud. I submitted the exact same information to XXXX and they reinvestigated and immediately delete the information ( see attached ) I submitted my original dispute on XX/XX/XXXX and subsequent dispute on XX/XX/XXXX which I am attaching which has my detailed complaint. I also opened a complaint with you and you just closed it because they did a system review. This is wrong, they legal need to show proof that these accounts are mine and neither they nor the collection agency can show that proof - that is why XXXX had to delete the accounts in the first place. Please read my complete complaint attached and also review the documentation from XXXX that they deleted the collection agency 's information from my report. I also just received the same deletion information from XXXX as a result of Credit Dispute # XXXX
Company Response:
State: MA
Zip: 02703
Submitted Via: Web
Date Sent: 2019-12-18
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2019-12-18
Issue: Took or threatened to take negative or legal action
Subissue: Threatened or suggested your credit would be damaged
Consumer Complaint: So I have spoken with the debt collector in the past but am unable to pay on it. They have since reported a debt that is over 7 years old on my credit as a new debt. It is showing that it was opened in XXXX of 2019 on my credit report which is not the case.
Company Response:
State: TX
Zip: 75067
Submitted Via: Web
Date Sent: 2019-12-18
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2019-12-18
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: last year about this time i checked my credit report and i discovered that this unknow acct was placed on my credit report on all credit bureaus, apparentley it has been there since XX/XX/2016 i immediatley contacted all 3 major bureaus and explained i have no knowledge of said account i was prompted to dispute the inaccurate information and to contact the company i did explained that i dont even know anything about a XXXX XXXX XXXX, and this reporting is inaccurate and negativley impacting my credit score by placing a derogatory mark on my credit score. needless to say all info was verified by data furnisher. I have tried to dispute this over and over and the results are still the same.I would like to file a complaint with CFBP because i feel i have exhausted all measures to get this inaccuracy remove permanently from my credit report and history as well.. The Name of this company and address is LVNV FUNDING LLC C/O RESURGENT CAPITAL SERVICES XXXX XXXX XXXX XXXX, SC XXXX USA I would really like to get this issue resolved and deleted immediatley from all credit bureaus.. Thank you
Company Response:
State: LA
Zip: 700XX
Submitted Via: Web
Date Sent: 2019-12-19
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2019-12-18
Issue: Took or threatened to take negative or legal action
Subissue: Threatened or suggested your credit would be damaged
Consumer Complaint: I had service with them in XXXX but theyre reporting that I had it in XXXX and reported it again to my credit in XXXX. XXXX is the service for {$100.00}. I want this removed forever!
Company Response:
State: OK
Zip: 730XX
Submitted Via: Web
Date Sent: 2019-12-18
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2019-12-17
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: Sent multiple certified letters in the last 6 months, disputed with reporting agencies, and verbally asked for report to be deleted because of failure to provide documentation within 30 days of receipt of the letter. Started getting emails for the past month, which I have filled out dispute forms and tried to call company. Nothing has been successful in my attempts to delete the inaccurate report and stop the communication
Company Response:
State: WA
Zip: 98133
Submitted Via: Web
Date Sent: 2020-01-21
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2019-12-17
Issue: Attempts to collect debt not owed
Subissue: Debt was result of identity theft
Consumer Complaint: This kind of account is placed as a charged off account, be sure to inform me precisely why there's a balance indicating on the document whetherit 's a charge off? The balance is in fact wrong, please make sure to reverseit to XXXX or remove the item fully. Please also producedocumentation toverify all the charges and credits in this supposed account that caused to theextremely high credit figure you might have displayed on my account. My demand to present these records is a standard information demand in accordance with myrights honored within the fair credit billing act. If you fail to give these detailsper my civil rights petition, please make sure you quickly remove this specificwrong posting.
Company Response:
State: NV
Zip: 89014
Submitted Via: Web
Date Sent: 2019-12-17
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2019-12-15
Issue: Attempts to collect debt not owed
Subissue: Debt was result of identity theft
Consumer Complaint: LVNV FUNDING LLC is reporting a FRAUDGLENT colletion account on my credit reports! Ive reached out to them and requested proof this account is mine and sent in supportting documents proving this account there reporting is indeed fraud. As to date i have not gotten any response. They have not sent me anything via mail,phone calls or even tryed collecting this debt untill recently. They just recently reported it to my credit reports! Ive called and tryed speaking to someone who was less then helpfull. Ive sent supportting docments to the address provided by one of there agents i spoke to. The address given was XXXX XXXX XXXX XXXX SC XXXX. I have overwhelimg documents to prove 100% this is a fraud account! The following is what is showing on my credit reports LVNV FUNDING LLC Original creditor: XXXX Account number XXXX Collection opened XX/XX/2019 Account type Factoring Company Balance Loan Amount $XXXX $XXXX Payment Info Original loan amount $XXXX Balance $XXXX Updated on XX/XX/2019 Contact XXXX XXXX XXXX XXXX, SCXXXX (XXXX) XXXX
Company Response:
State: LA
Zip: 705XX
Submitted Via: Web
Date Sent: 2019-12-17
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A