Date Received: 2020-04-30
Issue: Took or threatened to take negative or legal action
Subissue: Threatened to sue you for very old debt
Consumer Complaint: LVNV FUNDING LLC IS REPORTING NEGATIVELY TO CREDIT REPORTING AGENCIES AND IS TRYING TO COLLECT A DEBT THAT HAS REACHED THE STATUE OF LIMITATIONS
Company Response:
State: NY
Zip: 10456
Submitted Via: Web
Date Sent: 2020-04-30
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-04-30
Issue: Attempts to collect debt not owed
Subissue: Debt was result of identity theft
Consumer Complaint: LVNV FUNDING LLC ( XXXX XXXX XXXX ) is a result of identity theft. I recently discovered through my new monitoring service this account being reported I made efforts to remove this account from my file as the amount of {$740.00} does not belong to me. This account was fraudulently opened through this company in XXXX of 2019 an has been reported to the FTC and authorities as Identity theft. I have submitted all of my information needed to resolve this matter in this complaint and through the FTC report attached and do not feel comfortable giving any further information in any way to any others at this time due to the further possibilities of identity theft.
Company Response:
State: NV
Zip: 89103
Submitted Via: Web
Date Sent: 2020-04-30
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-04-29
Issue: Incorrect information on your report
Subissue: Information belongs to someone else
Consumer Complaint: I find myself disputing this company every month. They are in properly reporting. On XXXX XXXX the derogatory remark was removed yet it is still present on XXXX. I explained to the company that I did not live at the address as well as my social security number was compromised on several occasions. Many purchases made I was not even present in that state. They also have an account from XXXX and I was only XXXX at the time that they are demanding payment. XX/XX/XXXX- XX/XX/XXXX I lived in XXXX and once I left XXXX I moved to XXXX . I have been living in XXXX since XXXX.
Company Response:
State: HI
Zip: 96782
Submitted Via: Web
Date Sent: 2020-04-29
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-04-29
Issue: Took or threatened to take negative or legal action
Subissue: Threatened or suggested your credit would be damaged
Consumer Complaint: Lvnv funding is a debt collector for I believe a jewelry store that I have had no contact with for over 7 years and they still are damaging my credit. They keep renewing a old debt claim from XXXX
Company Response:
State: CA
Zip: 90706
Submitted Via: Web
Date Sent: 2020-04-29
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-04-29
Issue: Incorrect information on your report
Subissue: Information belongs to someone else
Consumer Complaint: I have contacted LVNV Funding, XXXX, XXXX, and XXXX several times. I have sent multiple letters and made multiple phone calls. The account with LVNV Funding is invalid, and inaccurate. The account is not mine. My data was compromised in the XXXX data breech. XXXX, XXXX, XXXX have failed to verify this account. I have not received any document as what method was used to verify this account. The bureaus have willfully reported negligent information despite being informed serval times.
Company Response:
State: TX
Zip: 75149
Submitted Via: Web
Date Sent: 2020-04-29
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-04-29
Issue: Attempts to collect debt not owed
Subissue: Debt was result of identity theft
Consumer Complaint: WHEN I CHECKED MY CREDIT REPORT I SAW THIS ACCOUNT THAT DOES NOT BELONG TO ME
Company Response:
State: SC
Zip: XXXXX
Submitted Via: Web
Date Sent: 2020-04-29
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-04-27
Issue: Incorrect information on your report
Subissue: Information belongs to someone else
Consumer Complaint: LVNV FUNDING LLC continues to report that I owe them money for 2 accounts that I never had. I have sent letters of validation and they have yet to prove any validation for these debts. The dates these letters were sent, XX/XX/XXXX and XX/XX/XXXX I have disputed with the collection agency, as well as the credit bureaus. The credit bureaus are not doing their job, they are just allowing collection companies to say that these debts are validated and verified with no proof. These are the same credit bureaus that have compromised my personal information by selling it to people or not having an adequate security system to protect my information. The credit bureaus have already agreed that my information has been compromised, but still allows collection companies to report that I owe them money on bogus accounts. LVNV FUNDING LLC is in violation of my rights, because they are reporting and updating on a debt that they can not validate is even my debt. They also have called my phone numerous times after being told to stop calling and they have called before XXXX and after XXXX at times. They are also selling this bogus debt to other companies and they are harrassing me now. Then when I call the companies to verify and validate this information, they say that LVNV FUNDING LLC has taken the account back. Also, I am disputing the original debtors as well because I did not open the accounts and they have it showing as a charge off. The balances on these accounts are {$1100.00} and {$1000.00} last update was XX/XX/XXXX.
Company Response:
State: NC
Zip: 275XX
Submitted Via: Web
Date Sent: 2020-04-27
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-04-27
Issue: Problem with a credit reporting company's investigation into an existing problem
Subissue: Was not notified of investigation status or results
Consumer Complaint: Certified letters were mailed to LVNV Funding and Resurgent Capital Services on XX/XX/2020 to validate or provide proof of the debt.
Company Response:
State: TX
Zip: 76017
Submitted Via: Web
Date Sent: 2020-04-27
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-04-27
Issue: Took or threatened to take negative or legal action
Subissue: Threatened to sue you for very old debt
Consumer Complaint: I have been contacted by a firm located at XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX,, Georgia XXXX they first called themselves, XXXX, XXXX XXXX XXXX XXXX for a debit I could not have incurred as it was when my father was Ill and later died. Then with the same address a group called XXXX XXXX XXXX did the same thing, both representatives threatened to sue me for a firm LVNV.
Company Response:
State: GA
Zip: 30907
Submitted Via: Web
Date Sent: 2020-04-27
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-04-26
Issue: Incorrect information on your report
Subissue: Account status incorrect
Consumer Complaint: this account is showing as open on my credit report when its been settled by full payment on XX/XX/2020 in the amount of XXXX $
Company Response:
State: NV
Zip: 89119
Submitted Via: Web
Date Sent: 2020-04-26
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A