Date Received: 2020-05-23
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: LVNV FUNDING LLC I have never heard of this company, and have never received credit from them and they are reporting negative on my credit report.They refuse to delete the information.
Company Response:
State: AZ
Zip: 864XX
Submitted Via: Web
Date Sent: 2020-05-23
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-05-23
Issue: Incorrect information on your report
Subissue: Information belongs to someone else
Consumer Complaint: I have tried to dispute accounts with XXXX ( LVNV FUNDING LLC XXXX ) and I have not been successful in deleting accounts and XXXX is no compliant with FCRA 605B. My demand to present these records is a standard information demand in accordance with my rights honored within the fair credit billing act. If you fail to give these details per my civil rights petition, please make sure you quickly remove these specific wrong accounts.
Company Response:
State: FL
Zip: 32837
Submitted Via: Web
Date Sent: 2020-05-23
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-05-22
Issue: Written notification about debt
Subissue: Didn't receive enough information to verify debt
Consumer Complaint: XX/XX/20 Disputed An Item Been Reported By Collection Agency LVNV With The Amount {$610.00} Which I Was Requasting To Have This Item To Be Removed From All Of My Credit Bureau Since They Verified it [ Without Providing Any Proof, Bearing My Signature. ] See Attachment Below.
Company Response:
State: CA
Zip: 92019
Submitted Via: Web
Date Sent: 2020-05-22
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-05-22
Issue: Written notification about debt
Subissue: Didn't receive enough information to verify debt
Consumer Complaint: Please provide validation of the debt and method of verification for this account : LVNV FUNDING LLC / RESURGENCE CAPITAL , LLC # XXXX I'm not familiar with is account.
Company Response:
State: OH
Zip: 44087
Submitted Via: Web
Date Sent: 2020-05-22
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-05-21
Issue: Took or threatened to take negative or legal action
Subissue: Seized or attempted to seize your property
Consumer Complaint: I have never received any documentation from LVNV funding, and now during a pandemic I am getting my wages garnished by them, yet I have never ever ever been served with legal paperwork. I do not even know who LVNV funding is. This is the most awful thing to ever happen to me and it's happening during a pandemic! Please Help me! Please!
Company Response:
State: PA
Zip: 193XX
Submitted Via: Web
Date Sent: 2020-05-21
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-05-22
Issue: Communication tactics
Subissue: You told them to stop contacting you, but they keep trying
Consumer Complaint: This company is reporting inaccurately. I have no debt with them and they cant validate it. They closed the account on my credit but wont remove it off my credit. Very abusive and taking advantage of this time
Company Response:
State: CA
Zip: 91977
Submitted Via: Web
Date Sent: 2020-05-22
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-05-21
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: Per Section 609 ( a ) ( 1 ) of the the Fair Credit Reporting Act ( FCRA ), you are required by federal law to verify any and all accounts posted on my credit report, and only report accurate information. I request all verifiable proof you have on file for the late payment listed on the following account. This delinquent account record is inaccurate. I request that the following account be validated, or promptly removed : Lvnv Funding Llc for {$120.00} Original : XXXX XXXX XXXX
Company Response:
State: TX
Zip: 77584
Submitted Via: Web
Date Sent: 2020-05-21
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-05-21
Issue: Written notification about debt
Subissue: Didn't receive enough information to verify debt
Consumer Complaint: I have contacted the creditor/company many times, but they have failed to provide me with necessary documents that will prove this account or debt belongs to me and it has resulted in loss of credit rating.
Company Response:
State: MA
Zip: 02302
Submitted Via: Web
Date Sent: 2020-05-21
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-05-19
Issue: Written notification about debt
Subissue: Didn't receive notice of right to dispute
Consumer Complaint: LVNV Funding placed a new account on my credit report. However, they never sent me any notification according to GA state Laws. I never knew this debt existed with this company. They never sent a notice explains the account in collection owned by them, any balances, etc. This is illegal. When I contacted the company on XX/XX/2020 they placed me on hold and never came back to the phone. As if they knew this was illegal. I disputed this account with the credit bureau on XX/XX/2020. I request that LVNV Funding remove this account from my credit immediately and cease and desist all collection activity after theyve intentionally violated the law with their illegal debt collection practices.
Company Response:
State: GA
Zip: 30291
Submitted Via: Web
Date Sent: 2020-05-19
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-05-19
Issue: Attempts to collect debt not owed
Subissue: Debt was paid
Consumer Complaint: Theres a collection account in my XXXX credit report, recently uploaded around XX/XX/XXXX. Pertaining to RCS/ XXXX XXXX . In an attempt to collect {$2500.00}, that I had already paid in a contract with XXXX XXXX XXXX, the same contract was defaulted when XXXX XXXX sent back {$200.00} of payment to the company that brokered my payments with ( XXXX XXXX XXXX XXXX acc : # XXXX ). There was only {$100.00} left to pay to comply with the contract if they hadnt done that mistake. The collection account was previously reported in my XXXX credit report, after disputes and disputes of talking to this company and the other and credit reporting agencies and hiring credit repairing company to help me remove it with no results, I spent more than the amount owed in repairs. Finally I receive a letter from Resurgent, that the account had been closed in XX/XX/XXXX ; deleted from my XXXX credit report, but pasted and copied to my XXXX credit report to continue with their scam of stealing the fruit of my efforts. The report from RCS/XXXX XXXX on my XXXX credit report is deceptive with claims that the account has been reported since XX/XX/XXXX when in fact they reinserted the info from my XXXX credit report around XX/XX/XXXX. I made payments in a settlement with XXXX XXXX of {$1500.00} on XX/XX/XXXX. PAYMENTS : XXXX {$700.00}, XXXX {$100.00}, XXXX {$100.00}, XXXX {$100.00}, XXXX {$100.00}, XXXX {$100.00}, XXXX {$200.00}, already {$1400.00} paid to the settlement.On XXXX, {$200.00} was reversed to my XXXX XXXX savings account. I called XXXX XXXX to ask them why they returned the payment, they said that the payment reflected but then that the payment bounced because of no suffIcient funds. But that was a lie, because I saw the payment report to my XXXX XXXX account in my XXXX report, and later I noticed that they were only allowed to withdraw {$100.00} that month like the rest of the payments till the end, but they took out {$200.00} that XXXX, and wanted to return the money, making a default on my settlement contract, which says in the Terms that there may not be any alterations to my monthly payments until its completion or the results will be nulling and voiding the settlement.
Company Response:
State: NY
Zip: 11691
Submitted Via: Web
Date Sent: 2020-05-26
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A