Date Received: 2021-04-12
Issue: Incorrect information on your report
Subissue: Information belongs to someone else
Consumer Complaint: I settled this account with LVNV Funding, and they informed me that this account will be deleted from my credit. However, that hasnt taken place and the account is still reporting on XXXX. Please honor your end of the agreement and delete the account from my credit.
Company Response:
State: NY
Zip: 110XX
Submitted Via: Web
Date Sent: 2021-04-12
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2021-04-12
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: Collection debt is not mine
Company Response:
State: GA
Zip: 30228
Submitted Via: Web
Date Sent: 2021-04-12
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2021-04-12
Issue: Attempts to collect debt not owed
Subissue: Debt was result of identity theft
Consumer Complaint: someone used my info to open something i'm not aware of
Company Response:
State: NJ
Zip: 07111
Submitted Via: Web
Date Sent: 2021-04-12
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2021-04-11
Issue: Attempts to collect debt not owed
Subissue: Debt was result of identity theft
Consumer Complaint: I received a response in which they explained how their business was formed. In which the debt collection continues after a police report was fax to them.
Company Response:
State: TX
Zip: 75225
Submitted Via: Web
Date Sent: 2021-04-11
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2021-04-10
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: LVNV FUNDING is claiming that I owe them {$960.00} but I didn't recognize this debt. Please Remove this inaccurate collection from my report.
Company Response:
State: TX
Zip: 75216
Submitted Via: Web
Date Sent: 2021-04-10
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2021-04-10
Issue: Written notification about debt
Subissue: Didn't receive enough information to verify debt
Consumer Complaint: I have disputed this account and have reached out to the company/creditors MANY times but failed. This account is being reported inaccurately and incorrectly on my credit report.
Company Response:
State: MA
Zip: 02301
Submitted Via: Web
Date Sent: 2021-04-10
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2021-04-11
Issue: Incorrect information on your report
Subissue: Information belongs to someone else
Consumer Complaint: Lvnv Funding LLC has been reporting an account on my credit report in the amount of XXXX. The collection has been reported as a charge off. When I research this company it also comes up at Resurgent Correspondence at XXXX XXXX XXXX XXXX, SC XXXX. I have never done business with either of these companies and the company does not have a contract with my signature.
Company Response:
State: CT
Zip: 066XX
Submitted Via: Web
Date Sent: 2021-04-11
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2021-04-10
Issue: Attempts to collect debt not owed
Subissue: Debt was paid
Consumer Complaint: I received the letter dated XX/XX/XXXX, from XXXX XXXX XXXX XXXX XXXX regarding my current Creditor CACH , LLC in the amount of $ XXXX never have creditor CACH LLC, and the balance was a charge off on XX/XX/XXXX.
Company Response:
State: CA
Zip: 91325
Submitted Via: Web
Date Sent: 2021-04-10
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2021-04-09
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: Received an alert XX/XX/2021 of a derogatory account was listed on my credit report. Was removed by XXXX and XXXX immediately as it was an account deleted previously last year after company could not verify debt. Contacted company 3 times via certified mail after violation of FDCPA of not notifying right to dispute. Company refuses to provide documentation to verify debt by law or remove debt in accordance with FDCPA. 3 certified letters : XX/XX/2021 : USPS XXXX ; XX/XX/2021 : USPS XXXX and XX/XX/2021 : USPS XXXX
Company Response:
State: GA
Zip: 314XX
Submitted Via: Web
Date Sent: 2021-04-09
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2021-04-09
Issue: False statements or representation
Subissue: Indicated you were committing crime by not paying debt
Consumer Complaint: I asked LVNV Funding LLC to give me proof of the debt that they were trying to collect. I sent them a debt validation letter back in XX/XX/XXXX. I got a response letter on XX/XX/XXXX from a company called Resurgent capital LLC. The letter says that they are looking in to my inquiry about the debt. Nothing happened. I resent another debt validation letter to Resurgent Capital LLC on XX/XX/XXXX. Again I got the same exact letter with the same description. the only thing changed was the date.
Company Response:
State: CA
Zip: 90032
Submitted Via: Web
Date Sent: 2021-04-13
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A