Date Received: 2022-03-18
Issue: Incorrect information on your report
Subissue: Information belongs to someone else
Consumer Complaint: I have sent verification showing the owner agrees that I was not a co-signer I have filed identity theft I have had this account removed several times and this account is no longer owned by the company that started this fraud
Company Response:
State: TX
Zip: 75231
Submitted Via: Web
Date Sent: 2022-04-11
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-03-17
Issue: Written notification about debt
Subissue: Didn't receive notice of right to dispute
Consumer Complaint: I received a text on XX/XX/XXXX from a number I didnt recognize that said; Welcome! You'll rcv msgs from XXXX XXXX Collector. Msgs vary by acct/pref. XXXXsg & DataRatesMayApply STOP to optout HELP for info. XXXX & XXXX 's : XXXX I assumed it was a scam text message as I get those quite often and they usually have a link attached to the message similar to how this message does. On XX/XX/XXXX I notice a collections account on my credit report from LVNV Funding that they reported as late on payment. I didnt recognize the name and I know I XXXX received any communications from a company called LVNV funding, after a bit of digging online I quickly was able to connect that resurgent capital and LVNV funding are the same company using a different name. Aside from what little information their text message relayed Ive received absolutely XXXX communication, in the mail or otherwise, validating or verifying the debt and I never was informed of my right to dispute the debt.
Company Response:
State: IN
Zip: 470XX
Submitted Via: Web
Date Sent: 2022-03-17
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-03-17
Issue: Incorrect information on your report
Subissue: Information is missing that should be on the report
Consumer Complaint: Consumer submitted a request for verification of debt and placed this debt into dispute. However, the companies are still reporting to report. Which constitutes defamation. Please see attached document that was sent to company, where the company has failed to produce such validation.
Company Response:
State: GA
Zip: 30080
Submitted Via: Web
Date Sent: 2022-03-17
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-03-17
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: I reached out to XXXX XXXX XXXX XXXX XXXX LVNV Funding LLC, in XXXX IL around the beginning of XX/XX/2022 to verify a debt and got a generic response that answered none of the questions that I requested to be answered via my conditional acceptance. The response I was given on XX/XX/2022 also has multiple FDCPA violations furnishing information on a consumer credit report without the consent of the consumer is a violation of the FCRA.
Company Response:
State: PA
Zip: 19401
Submitted Via: Web
Date Sent: 2022-03-17
Company Response to Consumer: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-03-17
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: MY identity has been stolen a police report was filed and the information has been mailed to the credit card companies on this report. As of today they remain on my credit report. This accounts are not mines are are the product of identity theft.
Company Response:
State: FL
Zip: 33172
Submitted Via: Web
Date Sent: 2022-03-17
Company Response to Consumer: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-03-16
Issue: Took or threatened to take negative or legal action
Subissue: Threatened to sue you for very old debt
Consumer Complaint: On XX/XX/XXXX I received two letters in the mail from a law firm by the name of XXXX XXXX XXXX. This is the first time for me to receive notice of SUMMONS OF CONTINUING GARNISMENT. Case no.XXXX Civil Action file no.XXXXLVNV Funding LLC is constantly filling lawsuits against me since the beginning of the Pandemic. Since my devoice in early XXXX, I have been struggling to pay off old past debts. The Pandemic started in XXXX and caused me to go under in debt even more. The account was under collection along with other accounts all under one collection company ( LVNV Funding LLC ). For each collection account they have on me, they are suing me. I can not breath for having to try to make court and try to negotiate, and now they want to garnish my only means of income, when I am still trying to recover from XXXX leave and unemployment benefits when Covid was at a all time high. I am currently working now but yet being targeted by the fear of loosing my job, because of garnishment.
Company Response:
State: GA
Zip: 30168
Submitted Via: Web
Date Sent: 2022-03-16
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-03-16
Issue: Incorrect information on your report
Subissue: Information belongs to someone else
Consumer Complaint: LVNV reported to all three credit bureaus that I owe them {$1300.00} I have asked them to please verify the debt by showing me the original signed application and statements they have not. I live and I'm multi-family triplex with unsecured mailboxes and packages are stolen. I have been denied credit and a place to live because of this inaccurate credit reporting by lvnv. Also I noticed that they have my name as XXXX XXXX HOWEVER my name is XXXX XXXX XXXX
Company Response:
State: PA
Zip: 19150
Submitted Via: Web
Date Sent: 2022-03-16
Company Response to Consumer: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-03-16
Issue: Incorrect information on your report
Subissue: Information belongs to someone else
Consumer Complaint: LVNV reported to all three credit bureaus that I owe them {$780.00}. I have asked them to please verify the debt by showing me the original signed application and statements they have not. I live and I'm multi-family triplex with unsecured mailboxes and packages are stolen. I have been denied credit and a place to live because of this inaccurate credit reporting by lvnv. Also I noticed that they have my name as XXXX XXXX HOWEVER my name is XXXX XXXX XXXX
Company Response:
State: PA
Zip: 19150
Submitted Via: Web
Date Sent: 2022-03-16
Company Response to Consumer: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-03-16
Issue: Attempts to collect debt not owed
Subissue: Debt was result of identity theft
Consumer Complaint: I did not give Resurgent Receivables LLC authorization to use anything whatsoever of my information. I have made a report against them the FTC. Resurgent Receivables LLC are in violation Pursuant to 18 U.S.C 1028A, This company Resurgent Receivables LLC are in violation. I never gave them the authorization to use my information. Pursuant to 42 U.S.C 408 Resurgent Receivables LLC are in violation. Pursuant to 18 U.S.C 1030 Resurgent Receivables LLC are in violation. Pursuant to 18 U.S.C 894. Pursuant to 15U.S.C 1693e pursuant to 15U.S.C 1681. Pursuant to 15U.S.C 1692d, Resurgent Receivables LLC are in violations.
Company Response:
State: FL
Zip: 33150
Submitted Via: Web
Date Sent: 2022-03-16
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-03-16
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: ACCOUNT NUMBER : XXXX ACCOUNT NAME : XXXX XXXX ACCOUNT NUMBER : XXXX ACCOUNT NAME : LVNV FUNDING LLC
Company Response:
State: CA
Zip: 915XX
Submitted Via: Web
Date Sent: 2022-03-16
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A