Date Received: 2022-03-22
Issue: Attempts to collect debt not owed
Subissue: Debt was result of identity theft
Consumer Complaint: They refused to to help me and told me that I did live in XXXX XXXX when I have never live there.I have tried to dispute this threw the credit Bearl to and they want except it
Company Response:
State: IN
Zip: 46205
Submitted Via: Web
Date Sent: 2022-03-22
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-03-22
Issue: Took or threatened to take negative or legal action
Subissue: Sued you without properly notifying you of lawsuit
Consumer Complaint: Open and closed dates were tampered with.Last date of default was changed.
Company Response:
State: AL
Zip: 35022
Submitted Via: Web
Date Sent: 2022-03-22
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-03-21
Issue: Threatened to contact someone or share information improperly
Subissue: Contacted your employer
Consumer Complaint: On XX/XX/2022 LVNV Funding contacted my place of employment where I do not have a direct line and spoke to the secretary about my debt. I do not have a direct line and am constantly driving trucks throughout the day. The secretary does not need to be bothered with information about my debts. This is unacceptable behavior.
Company Response:
State: IL
Zip: 60440
Submitted Via: Web
Date Sent: 2022-03-21
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-03-21
Issue: Took or threatened to take negative or legal action
Subissue: Threatened to arrest you or take you to jail if you do not pay
Consumer Complaint: For most of XXXX I have had to deal with LVNV FUNDING LLC making false statements that money is owed to them, I have been called and harassed at all hours of the day, they have called my then, XXXX year old son ( on phone he would use ) and threaten him, yell at him, accuse him of stealing $ from their company, telling him they knew it was really me. LVNV FUNDING LLC did not purchase any debt from the original creditor, they purchased it from the 3rd agency who bought a bunch of debt. When calling the original credit card issuer. they stated I do not have a balance with them. When trying to contact LVNV FUNDING LLC ( in chat they offer ) I was unable to get any important information, I was ignored, I was not given the original credit card agreement when I requested it. LVNV FUNDING LLC is not a loan company and did not issue any type of credit to me. They have lied saying I owe them when I did not sign any agreements and have not balance with the actual credit card company. I am not in a court battle with this group. This company needs to be held accountable for lying, bullying, and misleading people into paying or garnishing wages over debt they did not give. This company buys " debts '' for pennies ( XXXX : {$500.00} debt, LVNV FUNDING LLC pays {$25.00} ) They sue people stating they owe $ XXXX 's fees when they are not owed anything. I do not owe LVNV FUNDING LLC anything and I am being harassed, missing work when my kids needs to be taken care of, due to the lies of this company.
Company Response:
State: FL
Zip: 32233
Submitted Via: Web
Date Sent: 2022-03-21
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-03-21
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: I got to know the debt on my credit line of {$330.00} ( which I had no idea of, and a debt I did not have ) from XXXX that I owe LVNV Funding ( XXXX XXXX XXXX ). I raised disputes through XXXX, XXXX and XXXX. Although my XXXX credit got resolved through the dispute, the collection account has not been closed. I have no credit cards from XXXX as I only XXXX credit lines from XXXX and XXXX. I feel this is a fraudulent activity on my credit line and I would request you to look into this case as soon as possible as this is affecting my credit score and credit line. Attached in the complaint is the XXXX Report generated as of today ( XX/XX/2022 ) for accurate info on my credit.
Company Response:
State: MA
Zip: 01854
Submitted Via: Web
Date Sent: 2022-03-21
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-03-21
Issue: Attempts to collect debt not owed
Subissue: Debt was result of identity theft
Consumer Complaint: I, XXXX XXXX, a federally protected consumer, is writing this complaint against LVNV funding LLC and XXXX XXXX XXXX. On XXXX I sent a letter regarding cease & desist, validation of debt, and AFFIDAVIT OF TRUTH. To this day more than 30 days later, I have not received a response to my request and I know it was received because I have certified XXXX receipts. I feel like my request have been completely disregarded and ignored. Sending copies of a bill does NOT validate a debt. I demand a complete audit trial and the journal and ledger of the debit and credit entries according to the IRS publication XXXX. I do not owe this alleged debt and I demand it be removed from all consumer reports, according to Section XXXX ( a ) it states that failure to investigate these items within 30 days gives reason to immediately remove these items from my credit report and it has been more than 30 days so they should be deleted promptly. I demand this inaccurate accounts be deleted immediately or I will file for litagation due to the stress and anxiety you have caused. My information was also impacted by the XXXX databreach as well and may have been exposed to the wrong person. Im not sure how LVNV funding or XXXX XXXX XXXX even obtained my all my personal information to contact me in the first place.
Company Response:
State: IL
Zip: 60411
Submitted Via: Web
Date Sent: 2022-03-21
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-03-20
Issue: Attempts to collect debt not owed
Subissue: Debt was result of identity theft
Consumer Complaint: Iwas apart of XXXX, XXXX and XXXX data breach from XXXX to XXXX also found my info on dark web in which my identity has been used to get credit and now in have collections.
Company Response:
State: NY
Zip: 10452
Submitted Via: Web
Date Sent: 2022-04-07
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-03-20
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: Lvnv funding LLC is claiming I owe {$1600.00} for a debt that I have no knowledge of I have sent them certified letters starting the first one sign for XX/XX/XXXX to validate this debt and they have yet to send me anything bearing my signature they sent me an itemized bill or something or another on that lines very very fine print that I don't believe that's acceptable is to verify they have not sent me anything and it's been over 30 days I want it removed from my credit report the other letter that I sent them they signed for on XX/XX/XXXX XXXX
Company Response:
State: TX
Zip: XXXXX
Submitted Via: Web
Date Sent: 2022-03-20
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-03-19
Issue: Incorrect information on your report
Subissue: Information belongs to someone else
Consumer Complaint: Dear XXXX, Fraudulent accounts are being listed and I believe these to be violating my personal report and I want them removed. i don't know who LVNV FUNDING LLC is but they don't even have a license to collect in my state so I'm confused as to why the are being listed on my stuff
Company Response:
State: PA
Zip: 19142
Submitted Via: Web
Date Sent: 2022-03-19
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-03-18
Issue: Took or threatened to take negative or legal action
Subissue: Threatened to sue you for very old debt
Consumer Complaint: LVNV, RESURGENT, XXXX, 1st Address XXXX XXXX XXXX, XXXX XXXX XXXX XXXX South Carolina Zip Code XXXX 2nd Address XXXX XXXXXXXX XXXX XXXXXXXX, SC XXXX LVNV FUNDING LLC XXXX {$640.00} LVNV FUNDING LLC XXXX {$400.00} I am filing this complaint today against LVNV FUNDING because they have constantly failed and ignored my request to send me accurate and verified documents proving these accounts belong to me. The company has yet to provide me the proper documents that there company is supposed to have on file. This company has exceeded the 30 day request mark to provide these documents, which means that the accounts couldnt be verified and under Section 611 ( 5 ) ( A ) of the FCRA- they are required to. Promptly delete all information which can not be verified. Please Remove these accounts from my credit report to ensure no further harm is added to the stress you all have caused to my life and credit report. Also, this is my fourth time having to dispute this negative account and their negative actions reporting on my credit report. These accounts do not belong to me and as a consumer I have a legal right to dispute inaccurate information on my credit report that was not authorized by me. Lvnv funding reported themselves as the original creditor also reporting as XXXX, and Resurgent. They have also threatened to sue me and take me to court with no intention of doing so because the debt is too old. LVNV Funding has reported this debt not only to me but to my mother as well stating it was her debt and we live in 2 separate states, and we have never acquired any credit together. I AM NOT AN ATTORNEY OR THIRD PARTY REP, Please remove these accounts from my credit report, Thank you in advance.
Company Response:
State: GA
Zip: 30294
Submitted Via: Web
Date Sent: 2022-03-18
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A