PAYPAL HOLDINGS, INC


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"Products" offered by PAYPAL HOLDINGS, INC with at least one, but usually more complaints:

Bank account or service - (CD) Certificate of deposit
Bank account or service - Cashing a check without an account
Bank account or service - Checking account
Bank account or service - Other bank product/service
Bank account or service - Savings account
Checking or savings account - CD (Certificate of Deposit)
Checking or savings account - Checking account
Checking or savings account - Other banking product or service
Checking or savings account - Savings account
Consumer Loan - Installment loan
Consumer Loan - Personal line of credit
Consumer Loan - Vehicle loan
Credit card -
Credit card - General-purpose credit card or charge card
Credit card - Store credit card
Credit card or prepaid card -
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose prepaid card
Credit card or prepaid card - Gift card
Credit card or prepaid card - Government benefit card
Credit card or prepaid card - Payroll card
Credit card or prepaid card - Store credit card
Credit card or prepaid card - Student prepaid card
Credit reporting -
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting or other personal consumer reports - Other personal consumer report
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Auto
Debt collection - Auto debt
Debt collection - Credit card
Debt collection - Credit card debt
Debt collection - I do not know
Debt collection - Medical
Debt collection - Other (i.e. phone, health club, etc.)
Debt collection - Other debt
Debt collection - Payday loan debt
Debt collection - Telecommunications debt
Debt or credit management - Credit repair services
Debt or credit management - Debt settlement
Money transfer, virtual currency, or money service - Check cashing service
Money transfer, virtual currency, or money service - Debt settlement
Money transfer, virtual currency, or money service - Domestic (US) money transfer
Money transfer, virtual currency, or money service - Foreign currency exchange
Money transfer, virtual currency, or money service - International money transfer
Money transfer, virtual currency, or money service - Mobile or digital wallet
Money transfer, virtual currency, or money service - Money order
Money transfer, virtual currency, or money service - Money order, traveler's check or cashier's
Money transfer, virtual currency, or money service - Refund anticipation check
Money transfer, virtual currency, or money service - Traveler's check or cashier's check
Money transfer, virtual currency, or money service - Virtual currency
Money transfers - Domestic (US) money transfer
Money transfers - International money transfer
Mortgage - Other mortgage
Other financial service - Check cashing
Other financial service - Debt settlement
Other financial service - Foreign currency exchange
Other financial service - Money order
Other financial service - Refund anticipation check
Payday loan -
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Payday loan
Payday loan, title loan, or personal loan - Personal line of credit
Payday loan, title loan, or personal loan - Title loan
Payday loan, title loan, personal loan, or advance loan - Installment loan
Payday loan, title loan, personal loan, or advance loan - Personal line of credit
Prepaid card - General purpose card
Prepaid card - General-purpose prepaid card
Prepaid card - Gift card
Prepaid card - Gift or merchant card
Prepaid card - Mobile wallet
Prepaid card - Other special purpose card
Prepaid card - Payroll card

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Complaint ID: 4255994

Date Received: 2021-03-30

Issue: Other transaction problem

Subissue:

Consumer Complaint: So opened up a PayPal account they my good friend sent me an amount for personal use. It was received on PayPal but was pending or on hold for reasons. I waited 3 days or so then woke up this morning with an email saying I'm permanently limited or disabled. And can't no longer access my account send withdraw or get the mo I urgently need from PayPal. Rather now will have to wait for 180 days before they will refund which is not my fault for the error of disabled without an explanation. I really need that hard earned money from my account.

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-03-30

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4255988

Date Received: 2021-03-29

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account for no reason and will not help me with getting it back up and going. I am not sure if this is some mistake as I assume it has to be. I have not been able to get help from them for months but I just remembered I could file a report on here as I feel they are not doing their job properly and it is effecting me a great deal as I used PayPal quite frequently. My email linked to my PayPal is " XXXX ''

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-03-29

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4255494

Date Received: 2021-03-30

Issue: Problem getting a card or closing an account

Subissue: Trouble getting, activating, or registering a card

Consumer Complaint: Opened a personal account with PAYPAL, entered all info, confirmed my email address then went to apply for a card, to access my account, a debit card, after doing so I got a nasty email saying my account was restricted and fraudulent etc. I confirmed my email, no other information was requested so how is it fraudulent?

Company Response:

State: PA

Zip: 170XX

Submitted Via: Web

Date Sent: 2021-03-30

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4254292

Date Received: 2021-03-30

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: Paypal closed my account for no reason and will not help me with getting it back up and going. I am not sure if this is some mistake, as I assume it has to be. I have not been able to get help from them for weeks, but I remembered I can file a complaint on here because I feel that Paypal is not doing their job properly. This has taken a great affect on me, and my email associated with paypal is XXXX XXXX

Company Response:

State: MS

Zip: 395XX

Submitted Via: Web

Date Sent: 2021-03-30

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4254256

Date Received: 2021-03-30

Issue: Money was not available when promised

Subissue:

Consumer Complaint: Through PayPal I received a payment and initialized transfer to bank. Their standard procedure is up to 72 hours for review. After 72 hours they sent an email saying the payment was going into my bank account. Instead of sending to my bank account they moved it back into the PayPal. I had to re-request it to be sent to my bank account and wait another 72 hours ( in which they will keep this cycle going ). This is at least my 5th time dealing with PayPal with a similar issue across two accounts, one of which they held my money for 180 days. Calling customer service to talk to a representative takes hours, with the majority of the time them disconnecting the call or transferring you then disconnecting you. The absolute worst company I have ever dealt with and I am beyond tired of them holding people 's money like ransom so they can gain interest on it.

Company Response:

State: NY

Zip: 11050

Submitted Via: Web

Date Sent: 2021-03-30

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4252955

Date Received: 2021-03-29

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account for no reason and will not help me with getting it back up and going. I am not sure if this is some mistake as I assume it has to be. I have not been able to get help from them for months but I just remembered I could file a report on here as I feel they are not doing their job properly and it is effecting me a great deal as I used PayPal quite frequently. My email linked to my PayPal is " XXXX ''

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-03-29

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4252954

Date Received: 2021-03-29

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: Paypal closed my account without a clear reason. I have been trying to contact them but to no avail. I think they made a mistake but they are no longer trying to help me. I've been using Paypal for years now and it's affecting me because I can no longer access my account where I get my payments. I found out that I can file a complaint here and seek for your help. My email linked to Paypal is " XXXX ''

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-03-29

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4252953

Date Received: 2021-03-29

Issue: Fraud or scam

Subissue:

Consumer Complaint: PAYPAL Ive had my PayPal account for over 5 years. I decided to use my PayPal account to start receiving my online workshop admission during this pandemic. I had a large total coming in, {$4000.00} of my money PAYPAL decided to place on hold for 180 in case fraud or in case some one decides to request a refund. I was okay with that. XXXX XXXX XX/XX/2021, XXXX was made. Time for me to get my money back. PAYPAL decided to not help with transfer of my funds ( cant add new card or new bank information ). PAYPAL blocked my calls as well, No reply to emails. Im reporting PAYPAL because theres so many others in the same situation. PAYPAL, holding money or funds with no solution.

Company Response:

State: TX

Zip: 77521

Submitted Via: Web

Date Sent: 2021-03-29

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4252759

Date Received: 2021-03-29

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: Hi So this is about the US based company XXXX. I have been a XXXX customer for years and I never faced any issue with them as I work with all possible honesty. I hardly face disputes as I never take money for something l dont deserve and my clients are happy with me. One fine day XXXX says you no longer can use paypal and we are closing your account permanently. Money is stuck in there too. It is a pandemic time and even the slightest amount makes a difference to us. Money is not the problem. The problem is firsr paypal made us dependent on them and now when we have no other medium of receiving payments they have closed the account. The company acts like a bully as it is not ready or available to explain the reason of shutting down. There is no reason to shut it down as I have been using it with all honesty and all my customers love my work. I have always believed that honesty never ever put us down and honestly is rewarded across borders. My XXXX knows that I have been honest in my work and every XXXX I have earned denotes my hardwork and paypal has to understand this and not shut down on us like this. You have to check how they are behaving with the customers as there is no way to contact them at all. If there is XXXX in real and I have done good deeds in life then justice will prevail. XXXX account email : XXXX Regards XXXX XXXX XXXX XXXX XXXX XXXX

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-04-01

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4252372

Date Received: 2021-03-28

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: Paypal closed my account for no reason and they will not help me with getting me if back up and going I am not sure if this is some mistake as I assume it has to be. I have not able to get help from them for at least a month after I was told they will hold my money for at least 180 days. But I just remembered I could file a report on here as I feel they are not doing their job properly and it is affecting me a great deal as I used Paypal quite frequently. My email linked to my Paypal is XXXX XXXX

Company Response:

State: UNITED STATES MINOR OUTLYING ISLANDS

Zip: 98030

Submitted Via: Web

Date Sent: 2021-03-28

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.