PAYPAL HOLDINGS, INC


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"Products" offered by PAYPAL HOLDINGS, INC with at least one, but usually more complaints:

Bank account or service - (CD) Certificate of deposit
Bank account or service - Cashing a check without an account
Bank account or service - Checking account
Bank account or service - Other bank product/service
Bank account or service - Savings account
Checking or savings account - CD (Certificate of Deposit)
Checking or savings account - Checking account
Checking or savings account - Other banking product or service
Checking or savings account - Savings account
Consumer Loan - Installment loan
Consumer Loan - Personal line of credit
Consumer Loan - Vehicle loan
Credit card -
Credit card - General-purpose credit card or charge card
Credit card - Store credit card
Credit card or prepaid card -
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose prepaid card
Credit card or prepaid card - Gift card
Credit card or prepaid card - Government benefit card
Credit card or prepaid card - Payroll card
Credit card or prepaid card - Store credit card
Credit card or prepaid card - Student prepaid card
Credit reporting -
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting or other personal consumer reports - Other personal consumer report
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Auto
Debt collection - Auto debt
Debt collection - Credit card
Debt collection - Credit card debt
Debt collection - I do not know
Debt collection - Medical
Debt collection - Other (i.e. phone, health club, etc.)
Debt collection - Other debt
Debt collection - Payday loan debt
Debt collection - Telecommunications debt
Debt or credit management - Credit repair services
Debt or credit management - Debt settlement
Money transfer, virtual currency, or money service - Check cashing service
Money transfer, virtual currency, or money service - Debt settlement
Money transfer, virtual currency, or money service - Domestic (US) money transfer
Money transfer, virtual currency, or money service - Foreign currency exchange
Money transfer, virtual currency, or money service - International money transfer
Money transfer, virtual currency, or money service - Mobile or digital wallet
Money transfer, virtual currency, or money service - Money order
Money transfer, virtual currency, or money service - Money order, traveler's check or cashier's
Money transfer, virtual currency, or money service - Refund anticipation check
Money transfer, virtual currency, or money service - Traveler's check or cashier's check
Money transfer, virtual currency, or money service - Virtual currency
Money transfers - Domestic (US) money transfer
Money transfers - International money transfer
Mortgage - Other mortgage
Other financial service - Check cashing
Other financial service - Debt settlement
Other financial service - Foreign currency exchange
Other financial service - Money order
Other financial service - Refund anticipation check
Payday loan -
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Payday loan
Payday loan, title loan, or personal loan - Personal line of credit
Payday loan, title loan, or personal loan - Title loan
Payday loan, title loan, personal loan, or advance loan - Installment loan
Payday loan, title loan, personal loan, or advance loan - Personal line of credit
Prepaid card - General purpose card
Prepaid card - General-purpose prepaid card
Prepaid card - Gift card
Prepaid card - Gift or merchant card
Prepaid card - Mobile wallet
Prepaid card - Other special purpose card
Prepaid card - Payroll card

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Complaint ID: 4353029

Date Received: 2021-05-05

Issue: Other transaction problem

Subissue:

Consumer Complaint: I have had a PayPal account for many years and use it only infrequently for small purchases. I recently sold a surplus item on XXXX for about {$440.00} and the buyer paid via Paypal. That transaction closed successfully but I did not withdraw the funds and intended to " spend '' them on future small transactions. This week I sold another item on XXXX for a total of {$890.00} + tax. The buyer paid via PayPal but the transaction remained " pending '' for 2 days. I determined that the buyer had used my personal email account for the payment and that email address is not linked to my PayPal account. I added my personal email account and the payment completed within the hour. PayPal then immediately and permanently locked my account so that funds are not accessible and I am no longer permitted to use PayPal. I have made repeated attempts to find out why this was done or at least explain the circumstances leading to this but PayPal has only responded that my account is locked and their policy is not to disclose why. I'm told that PayPal will hold the funds in my account for 180 days and then contact me to tell me if the funds can be withdrawn. I was able to initiate a refund to my buyer but I'm concerned at PayPal 's ability to do this without warning or explanation. XXXX searches have revealed that this is not uncommon and other PayPal users have been similarly stonewalled.

Company Response:

State: NH

Zip: 034XX

Submitted Via: Web

Date Sent: 2021-05-05

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4352811

Date Received: 2021-05-05

Issue: Other transaction problem

Subissue:

Consumer Complaint: On XX/XX/XXXX I confirmed to make a new business PayPal account rather than using my personal account because i was confusing my transactions and not able to keep track of them. After a few days I begun receiving funds for my sales and sending invoices to some of my buyers, one is currently on a payment plan while the other paid in full. The transaction that was paid in full was around XXXX for a signed item. I added a tracking number for the product and the person who paid for it received it in the mail accordingly. The money was still on hold after a long time so I decided to enter more of my information into PayPal website to get my account a faster money transfer because its a high amount to have on hold. After adding my information into PayPal they said it would be under review after more than a week I hadnt heard back and emailed them. They said they would take a bit longer to confirm, later finally my account gets confirmed but then says theyve decided to permanently ban me for suspicious activity when I only have 3 transactions on my new business account with all the information needed and provided. They are holding more than XXXX of my money and I need to access this and be able to continue my business. Its a new account so I dont understand how theres been suspicious activity or breach of contract. I spoke to a PayPal representative and they said sometimes PayPal makes an error when banning accounts and I should call legal department but they did not answer or acknowledge my concerns. They can not provide proof of anything suspicious or illegal ive done because there IS nothing Ive done.

Company Response:

State: CA

Zip: 94043

Submitted Via: Web

Date Sent: 2021-05-05

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4352801

Date Received: 2021-05-05

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: Good Day Ma'am/Sir PayPal closed my account for no reason and will not help me with getting it back up and going. I am not sure if this is some mistake as I assume it has to be. I have not been able to get help from them but I just remembered I could file a report on here as I feel they are not doing their job properly and it is effecting me a great deal as I used PayPal quite frequently, and Paypal is accusing me for sale of unapproved file sharing services and monetery damages without any evidences, I'm asking them evidences but they just always answering me that the decision is already final. My email linked to my PayPal is XXXX and XXXX XXXX

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-05-05

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4352459

Date Received: 2021-05-05

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: hey my name is XXXX XXXX paypal closed my account is not keeps sending my my remanding balance to the wrong address and refuse to send it to my primary address and wont allow my to up date my debit infomarmation please help.my email is XXXX XXXX

Company Response:

State: NY

Zip: 12553

Submitted Via: Web

Date Sent: 2021-05-05

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4352347

Date Received: 2021-05-05

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal limited my account for no reason and will not help me with getting it back up even if i tried to resolve this already. I am not sure if this is some mistake as I assume it has to be. I have not been able to get help from them for days but I just remembered I could file a report on here as I feel they are not doing their job properly and it is effecting me a great deal as I used PayPal quite frequently. My email linked to my PayPal is XXXX XXXX

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-05-05

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4351680

Date Received: 2021-05-05

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account for no reason and will not help me with getting it back up and going. I am not sure if this is some mistake as I assume it has to be. I have not been able to get help from them but I just remembered I could file a report on here as I feel they are not doing their job properly and it is effecting me a great deal as I used PayPal quite frequently. My email linked to my PayPal is XXXX XXXX

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-05-05

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4351671

Date Received: 2021-05-05

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account for no reason and will not help me with getting it back up and going. I am not sure if this is some mistake as I assume it has to be. I have not been able to get help from them for months but I just remembered I could file a report on here as I feel they are not doing their job properly and it is affecting me a great deal, as I used PayPal quite frequently. My email linked to my PayPal is XXXX XXXX

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-05-05

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4350265

Date Received: 2021-05-04

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account for no reason and will not help me with getting it back up and going. I am not sure if this is some mistake as I assume it has to be. I have not been able to get help from them for months but I just remembered I could file a report on here as I feel they are not doing their job properly and it is effecting me a great deal as I used PayPal quite frequently. My email linked to my PayPal is XXXX XXXX

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-05-04

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4350129

Date Received: 2021-05-04

Issue: Fraud or scam

Subissue:

Consumer Complaint: I have an paypal account, that's linked to emails I've never had

Company Response:

State: OK

Zip: 746XX

Submitted Via: Web

Date Sent: 2021-05-04

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4349882

Date Received: 2021-05-04

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: the last year PayPal close my account for not reason and them will not help me with Getting it back up and going. Every time when I try to withdraw my money from my account PayPal hold my access. They just made all difficult for me. My account was already verified with all my personal information and I never made any mistake. I never had dispute or charge in my account. I do not know what the problem with PayPal is, but many Users have same problem, and the only answer of PayPal is said was Fraud activity. IF PayPal just hold money for everybody, I Guess PayPal must fix the problem. after 180 days i want take my money out but I still cant get access my money. please I need my money be release is pass 180 days. My email is XXXX XXXX

Company Response:

State: OH

Zip: 45801

Submitted Via: Web

Date Sent: 2021-05-04

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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