OCWEN FINANCIAL CORPORATION


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"Products" offered by OCWEN FINANCIAL CORPORATION with at least one, but usually more complaints:

Bank account or service - (CD) Certificate of deposit
Bank account or service - Checking account
Bank account or service - Other bank product/service
Bank account or service - Savings account
Checking or savings account - Checking account
Checking or savings account - Other banking product or service
Consumer Loan - Installment loan
Consumer Loan - Personal line of credit
Consumer Loan - Title loan
Consumer Loan - Vehicle lease
Consumer Loan - Vehicle loan
Credit card -
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - Government benefit card
Credit reporting -
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Auto
Debt collection - Auto debt
Debt collection - Credit card
Debt collection - Credit card debt
Debt collection - Federal student loan debt
Debt collection - I do not know
Debt collection - Medical
Debt collection - Mortgage
Debt collection - Mortgage debt
Debt collection - Other (i.e. phone, health club, etc.)
Debt collection - Other debt
Debt collection - Private student loan debt
Debt or credit management - Mortgage modification or foreclosure avoid
Money transfer, virtual currency, or money service - Debt settlement
Money transfer, virtual currency, or money service - Domestic (US) money transfer
Money transfer, virtual currency, or money service - International money transfer
Money transfer, virtual currency, or money service - Money order
Money transfer, virtual currency, or money service - Refund anticipation check
Money transfers - Domestic (US) money transfer
Mortgage - Conventional adjustable mortgage (ARM)
Mortgage - Conventional fixed mortgage
Mortgage - Conventional home mortgage
Mortgage - FHA mortgage
Mortgage - Home equity loan or line of credit
Mortgage - Home equity loan or line of credit (HELOC)
Mortgage - Other mortgage
Mortgage - Other type of mortgage
Mortgage - Reverse mortgage
Mortgage - Second mortgage
Mortgage - USDA mortgage
Mortgage - VA mortgage
Other financial service - Refund anticipation check
Payday loan -
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Personal line of credit
Student loan - Federal student loan servicing
Student loan - Non-federal student loan
Vehicle loan or lease - Loan

Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.
Complaint ID: 2465663

Date Received: 2017-04-25

Issue: Struggling to pay mortgage

Subissue:

Consumer Complaint: first after I tried to refi with them the set 1 paym ent schedule then they tried to withdraw that. as I am struggling to make payments they keep changing the amount due from what they originally said for my fixed rate. over the years they have filed foreclosure and forced me to file bankruptcy 4 times. every other month now since XXXX XXXX they send foreclosure papers out 45 days after a due date and a payment has been made even though it was more than what was set from the last refi. I made the requested payment every month even though it was more than what was set. they are the worst management company. they have service reps in XXXX that do not know what is goin g on in the US for days later.

Company Response:

State: MD

Zip: 21117

Submitted Via: Web

Date Sent: 2017-04-25

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 2465229

Date Received: 2017-04-24

Issue: Struggling to pay mortgage

Subissue:

Consumer Complaint: To whom it may Con cern, I was a resident of XXXX Va. and My mother was a resident of XXXX Ga. My grandmother brought a home in XXXX Ga with her and my mom. My grandmother passed away and I started traveling back and forth from XXXX to Georgia a 6 hour drive both way to care for my mom after my daughter and her family left and relocated back to New York. By XX/XX/XXXX I became ill and hospitalized at the time I owned a business but due to my illness it became impossible to keep it opened~ I struggled to pay bills in both places and was paying Ocwen 2 -3 m onths payments at one time to catch up if payments were behin d, By XX/XX/XXXX I ha d several XXXX my mom had to be placed in a XXXX XXXX and I had to apply for XXXX , The house went into foreclosure after I miss ed XX/XX/XXXX XX/XX/XXXX and the XX/XX/XXXX XXXX gave me an advance payment but I was short of {$600.00} and Ocwen would not accept a partial payment so I went to a housing help center and was assigned to XXXX XXXX from the XXXX XXXX XXXX XXXX who started the process and paper work on the assumption and modification process, and assured me as soon as they finish the modification there is a program that they were going to get me approved for it is a program that helps pay the mortgage monthly for a few years. I did an assumption first and that is when the problem begins, The Owner which was my grandmother left a last will and testament which states the property is to be will out to My youngest Son who suffers from XXXX , She was very closed to him, I believe this was her way of making sure that no one could sell the property so that her daughter my mom and my Son who has XXXX would be okay because the area was a good place to be safe for them both~ So when I did the first assumption it was in my name and XXXX name I was not an expert at this at all, after I sent the assumption package they then immediately started on the modification first with my grandmother whom they got confused with my mom I think? Then when we got that situation straighten out we re-did the modification under My income and XXXX income and my grandson XXXX 's income Now that the Modification is all done and straighten out which took close to a year? is that normal? They are now requesting another assumption? well this has been going on sinc e XX/XX/XXXX , My mother was gravely ill and her only wish was to come back home and be with her family before she past but I was hesitant by the possibility of a foreclosure So I asked her to hang on we were almost done but it took far longer then I would have ever anticipated and she never got her chance to come back home she passed away XX/XX/XXXX a t XXXX XXXX XXXX Now I was at the courthouse trying to speed up t he process of probating the will which was being held up until my mother could be cleared mentally able to either accept or contest the will? which is just county procedure But once I told them my Mother was now deceased I now need to re-file the request in which there now is no living heir to contest or accept which now makes it less complicated Okay Now to the punch-line I am not saying that Ocwen is a bad c ompany at all they helped my family and they seem to have been working very hard to help me, But the Assumption Dept. has failed to send me another assumption package? which was requested by my Case manager XXXX XXXX a very nice lady and many other representatives and this has been going on for months? it ca n't be that hard to forward a package from the assumption dept. then they took my foreclosure status off of hold????? when I asked why they are telling me because I did n't send in the assumption package???? How can I send in a package that I have yet to receive? I have informed them that I have n't received the package they even requested that it be sent via email nothin yet I do n't like the feeling that they may be h olding this assumption package to deliberately cause me to foreclose on this property, XXXX XXXX has not contacted me and that alone is very unusual for her, she is very accurate and detailed at what she does. And seems to be a very honest person so if she knew they were not doing the right thing by at the assumption dept. level it would seem she would avoid speaking with me at least I would think so because she is so trust worthy and honest I would assume that would be hard for her to do I can tell by her demeanor~ Ocwen offered m e {$10.00} to relocate a few months ago I did n't take the offer because I was n't sure I could make a decision like that since I am not the heir of this estate, I felt it is not my will to do so My grandmother left this property in trust for XXXX and he will turns XXXX in 5 years Then the property can be put into a trust for XXXX I contacted home s for habitat and told them my situation before my mom died and they are willing to come and help renovate the house which is in pretty bad shape from poor maintenance and since my stay here I see that it must have been a task for my daughter with her hands full, But there is a 25x45 foot pool that is inoperable condition and it is 12 fe et deep and I do not swim smh~ There is electrical problems in and outside of the house the problem from the leak in the pool has started cracking the concrete surrounded by the pool~ there is water damaging inside the kitchen ceiling and familyroom a new fence is needed Code enforcement has came for numerous issues, it was unbelievable when I got here So to the point I had to sell my property just to get this property in order I put a new roof on this house they nailed table mats in the attic where it was leaking? This house which was built in XX/XX/XXXX is old and I had to r eplace electrical appliances and sockets and the back side of the house has no working sockets so I had to run extension cords SMH~ I h ad to redo the kitchen floors but it is still somewhat uneven with a sort of a slop if that makes sense? then only to be told recently that the property needs excavating and with the unsuccessful work I paid for on the pool which now needs electrical work and it has to be re-cemented? it is an in ground Granite pool so much money spent already and I have all my receipts Thank Goodness I had to have the porch done over, panels replaced, grass done, trees done and carpet replaced in formal living room, and now if habitat of humanity helps they will replace the windows, close and seal the pool and fix the electric issues now as for the excavating? I am not sure because that was n't an issue in the original request for assistance the wood floor in the family room I had done over and there is mold in the basement all around the lower area near the floor and the outside lights does n't work The toilet in the middle bathroom needs repair though they came out already I have a home warranty but the tub in the master needs to be replaced and they do n't cover that and the door entries are swollen and need to be replace they keep getting stuck when you close them it is th e three d oors on the nd level, the cooling units went out while here and I had to have them replaced and the chimney is collapsing which I was told the insurance company should come out to replace but I was waiting for the modification because of the foreclosure, they say the insurance people will give me a hard way to go if I make a claim now?? The stair railing needs to be put in there is none? and the attic is a whole other situation So I figured if I can get the help to renovate the property get the loan modification which will be coming directly out of XXXX account into Ocwen 's a ccount and I can handle the utilities and now I have the insurance in my name and I am going to find a PMI insurance so that if anything happens to me the house will be paid off So XXXX will not have to go through this ever again and I understand the past situation seems like a failed attempt on this loan but you must understand there was no t one but two elderly people here and they did the best they could Now I do agree on one thing and t hat Is that This community is very nice and safe for XXXX and they all know him and look out for him, I would really prefer that he stays here~ Just in case something happens to me '' I am sure he will be just fine right here even if he has to be on his own. We are on a fixed income but once I turn XXXX I will get double my income and my retirement and my widows benefits and if anything happens to me XXXX is well off as the beneficiary I am not sure what is going on but I have sacrificed way to much Spent a fortune on property that was n't my own trying to save my Sons estate if Ocwen did not want to honor the Last will and testament they could have been honest about it but to lead me on for over a year and not even giving me time to seek housing after selling my own property trying to fix there 's up only to be taken away and sold behind my back is being deliberately cruel and inhumane And I just do n't see them as that way I think many complaint s may just come from people not understanding the procedures or not inquiring because my interaction with them seems to have been pleasant I just need for them to put the foreclosure back on hold as it should rightfully be and send me the assumption package as per requested months ago By my cas e Manager and othe r representative s Ocwen is not a re gular mortgage Company but they seem to be very kind and they seem to do well I have had to deal with worst, So no huge company goes without a complaint because you just cant please everyone that is understandable but this assumption situation has drawn some concern with me th at it may be some form of predatory practices and I hope this is truly not the case because I really think highly o f Ocwen and everyone I tell that too says I 'm crazy But they have already experienced foreclosure while I am still holding on So I guess that is my opinion. As they say one bad Apple does n't spoil the bunch as for one bad situation~ Ocwen d eals with millions of cases like this they get al these difficult situations if anything they should get good recognition for the hundreds of loans that they saved not the few that they did n't. It only takes one worker t o fail to do they 're job they were hired to do to cause someone to lose they 're home and it is not the whole company just the wrong staff member and another thing never leave young adults to do a job they are clearly not prepared for SMH~ So Please Help in this situation maybe if you contact the people in that dept. this will be all resolved Because why would they withhold documents needed for me to fill out and return and then hold me accountable? and putting my foreclosure status back on active when it was on hold? That does not sound like Ocwen so s omething is very wrong. I have sunk all that I have every dime including my savings to try and repair and fix this home up for my Son I have been ready to pay mortgage over 7 months now and I even offered to pay the taxes this year if they had n't done so YET '' So I am trying here please help if you can if you can Thank you and Be Blessed

Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response

State: GA

Zip: 30044

Submitted Via: Web

Date Sent: 2017-04-24

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 2465030

Date Received: 2017-04-24

Issue: Struggling to pay mortgage

Subissue:

Consumer Complaint: loan XXXX , per XXXX XXXX , wanted a " down payment '' made. A {$100000.00} down payment was made when purchased the home as of XXXX XXXX , 2017. In XXXX , 2017 O cwen came up with a " Shared Appreciation Modification '' was nothing but a great big joke ; Ocwen took my 2 pa yments of over {$6000.00} and wo n't return it ; the loan mod is and was dead ; the modification was for Ocwen 's benefit. Ocwen wanted to make the loan look current for themselves and investor. The loan mod was not signed properly, notarized or recorded. It was held over my head while a foreclosure was pending. Ocwen is trying to modify an interest only loan that 's been interest only from the first day I signed the note. T he Loan is DEAD ENDE D. This loan needs to be truly looked at because the originator is out of business and so is the company.

Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response

State: AZ

Zip: 85260

Submitted Via: Web

Date Sent: 2017-04-24

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 2465006

Date Received: 2017-04-24

Issue: Struggling to pay mortgage

Subissue:

Consumer Complaint: I had applied for a modification on my property and have received more than XXXX modifications in the pa st 7 + ye ars. I had applied 1 year ago and the process took the whole year to give an answer. In the meantime m y Condo Association has filed to foreclose on my Condo for past due fees. In NJ there can go ahead of the First Mortgage. In XXXX of XXXX I filled a Chapter XXXX Bankruptcy. I was asked by my mortgage company to continue submitting documents to hopefully get another modification. Since filing for the Chapter XXXX bankruptcy there have asked for documents in many many different forms that were very strange. They wanted proof of income but in XXXX XXXX they told me a XXXX was not proof of income. I was in the mortgage business 20 years ago and could not believe this was true. I did finally send an acceptable document and then they rejected my application but failed to send anything in writing to me or my attorney ( They have said many times they had sent documents. Never. ) I was told to apply again but The response which was also not sent was that that they could " not lower my payment by 20 % and therefore I was rejected ''. ( This only took 2 weeks. ) I spoke with my mortgage rep at the mortgage company and he was able to email me the letter. I then read my local newspaper XXXX XXXX XXXX XXXX and saw that you are suin g Ocwen Loan Servicing a nd that is my mortgage company. I also have had a add-on of property insurance and it took, me 18 months of fighting and just 3 week ago they agreed I was right and credited the money back to my escrow account. I can not get a copy of my escrow to see if there are any other add-ons that need correcting. I do n't know what can be done but this company will not talk to me. or my attorney. I am a recovered XXXX XXXX XXXX patient. My health is doing very well. I have been able to increase my income and I was told that was the reason for the last modification denial. Now the reason has changed. I do n't understand there current reason and do not know what to do to save my home. My chapter XXXX may be able to work but Ocwen 's reason is the modification denial is making that impossible. When I read the newspaper article I thought I should contact you for your help.

Company Response:

State: NJ

Zip: 07871

Submitted Via: Web

Date Sent: 2017-04-24

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 2464890

Date Received: 2017-04-24

Issue: Struggling to pay mortgage

Subissue:

Consumer Complaint: I requested a modification due to falling behind two pmts and have been dragging 60 days late when started a buisness, my property taxes increased created a big shortage, loan due to be adjust in XXXX to a higher rate. I received a modification package offer is ridiculous 2 % 1-5 then afterwards keeps adjust higher up until 10 years w/ a Balloon note of $ XXXX at the end of term and to top it off they added more years to my note when what I am looking for is less years roll my shortage and payments and reduce years fix rate ... this would put us @ 78 years of age and still have to pay $ XXXX Balloon note at the end of the term. from a loan of XXXX balance to pay off an average of $ XXXX which includes the XXXX I Honestly do think they are trying to help us? No I do not thinks so! we owe approximately 27 % XXXX . I DONT CARE IF MY LOAN PAYMENT IS {$2500.00} A MONTH BUT I WANT A FIX RATE XXXX OR 15 YEARS DONT WANT MORE YEARS TO MY NOTE. ***THEY HAVE ALL THE DOCUMENTATION THEY NEED FROM ME. YOUR ASSISTANCE IS MUCH APPRECIATED. XXXX XXXX XXXX XXXX

Company Response:

State: TX

Zip: 76087

Submitted Via: Web

Date Sent: 2017-04-24

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 2464805

Date Received: 2017-04-24

Issue: Trouble during payment process

Subissue:

Consumer Complaint: in XXXX we refinanced our property with XXXX XXXX apparently they were a little broker firm dow n the street we a ctually were setup to sign with XXXX XXXX coming from XXXX same little broker down the street came a year after the first refinance, the loan was a XXXX loan at 30 year fixed we paid all the payments on time to various loan servicers throughout the loan, in XXXX ahmsi american home mortgage made massive mistakes in accounting we should have never been in foreclosure, they refused the payments ultimately at one point and r efused to take any more payments insisting we had not paid one, in XXXX we filed a federal lawsuit with ah msi and XXXX and XXXX power default resolution, the assignments of mortgages were filed with XXXX XXXX XXXX XXXX which is the same signature as the foreclosing trustee XXXX XXXX , XXXX they are supposedly the newest trustees working for ocwen, in XXXX before ocwen started servicing the loan ahmsi had changed their name to homeward residential our payments were refused in XXXX XXXX in XXXX XXXX we borrowed a hard money loan to pay the payments they claimed we had not paid but were again paying the demanded amount over again the quote was for XXXX on XXXX the same day we got the faxed quote we went to out bank as instructed by power default services homewards subbed in trustee s and sent same day air fed ex a cashiers check for XXXX after i came home from sending that payment out i did n't know if it counted for XXXX XXXX so i wrote a check to homeward in the amount of XXXX a regular mortgage payment including late fees, they at that time transferred the loan to ocwen loan servicing, still no money was placed against the loan balance and it definitely did not reinstate our loan in XXXX i received the XXXX XXXX payment in the mail saying the excuse they no longer serviced the loan and returned my check, during the last 3 years after everyday making complaints with them, you and every other state local office bureau and attorney general, comp of currency sec, fdic federal trade office of thrift super and the list goes on bbb doj doc, consumers affairs i got nowhere our money had been stolen over 300,000.00 in actual payments had been paid yet the house remained in foreclosure, they took the house at trustee sale which is again robo signed and the same signature as the notary and sales assistant at XXXX XXXX , my husband has since died and we struggled to save his life during this time he was XXXX XXXX XXXX XXXX XXXX XXXX XXXX for three years being XXXX XXXX XXXX XXXX , and still fighting to get some resolution feeling totally ripped off ocwen has tacked on XXXX in foreclosure costs and property inspections, as well as we were charged for property maintainence fees when they didnt do any maintainence on the property, it was like totally amazing i couldnt get my point across i have numerous complaints with your company since you opened, still the same complaint except nothing entirely got looked at, any response was bogus and untrue, when the foreclosure sale happened we were not made aware of it actually i wasnt made aware of it they foreclosed when they found out my husband had died not two weeks later. no notices were served as to a date or time of sale or where, i ran a title search and found out weeks later of the sale, and when the eviction came they served a lady who answered the door who took the paperwork on my husbands behalf and did n't tell us until they filed for default from no response, i hired a lawyer to sue for wrongful foreclosure and to fight the unlawful detainer cause we 've owned the property since XXXX and have a machine shop in the rear portion of the property that i have almost killed myself trying to move it out before we get kicked out, in fear they would seize my personal belongings and all our equipment or my dead husbands XXXX XXXX XXXX and construction machinery, frantic about it i filed this lawsuit and since the foreclosure the sham attorney has charged me almost XXXX in fees and is demanding an nother XXXX this month im going broke and my borrowed money to save the property is balloon payment is due this year in XXXX of XXXX i am now faced with the loss of that property because the money was stolen by homeward and o cwen. ocwen has sent me a statement that shows they tacked on XXXX in unpaid interest this amount is so incorrect XXXX in back escrow amounts and i paid the insurance but they charged me for it anyways, they came to the attorney i retained with a settlement offer pending i retract my complaint with your company, its total blackmail saying if i dont take back my complaint from you my offer in settlement wo n't look so good, today i got the offer they proposed and its far from my original XXXX loan amount now the offer is im to pay XXXX principal and interest ( ( get it interest on the unpaid interest ) ) monthly payments of XXXX which is far more than the normal payment of XXXX not including late fees and at the end of my 30 year fixed rate of XXXX im to pay a balloon payment of XXXX and they will not finance that for me so my loan refinance ha s turned into well overt 1.5 million dol lars at the end of a 30 year duration this is so way beyond forgiving some principal they are liars and fraudulent now blackmailing me to withdrawl my complaints to reach some kind of offer, and because i did n't do it and retract the complaint that was my XXXX off blackmail and now here 's another complaint. fraud and forgery is continuing within the ocwen company still after all the lawsuits and filings of bogus paperwork fabricated within their business and still california or any state regulator tu rns a blind eye and a dea f ear to this happening why is this happening and why are you letting them get away with it? it is unbelievable. so here 's another complaint for ocwen to not choke on actually how many complaints come from people pertaining to forgery and theft and predatory blackmail before you close them down i guess it does n't matter i certainly have lost all faith in justice and our california government doing anything about it is it you people get kick backs from this company that you would let it continue to harm california neighborhoods and kick people on the street making hard earned dollars get stolen and fraudulent paperwork go by the wayside to help the ocwen family out after all XXXX XXXX still owns 100 % stock shares in ocwen as does his brother who operates in florida, XXXX now just owns 100 % of XXXX which is the management company of all the stolen houses and he owns the XXXX website that sells them and the t rustees XXXX XXXX is also owned 100 % by XXXX XXXX how are you people lettin this theft and fraud to continue.?? more questions that will never be answered another stupid complaint cause i wanted to tell the story again can you even imagine

Company Response:

State: CA

Zip: XXXXX

Submitted Via: Web

Date Sent: 2017-04-25

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 2464763

Date Received: 2017-04-24

Issue: Struggling to pay mortgage

Subissue:

Consumer Complaint: Ocwen XXXX I was told they many time that they sent information to there legal department to pay them I had s ent Ocwen documents Check Stud, Tax and banking documents via fax without any success Owens the n keep telling me that they did not get those documents for months Then I had contacted XXXX XXXX XXXX XXXX to send those documents via fax they said that they did not get those documents Then I had co ntacted my VA REP to send those documents after about four days Ocwen sent me a Mod Pack It about that time I got feed up with Owen I contac ted a third-party for help The fresh Start Ocwen an told that they The Fresh Start would be my th ird day contact XXXX XXXX XXXX XXXX deman letter *Specific QWR was sent to Owen with they dismissed it by Ocwen ( Request every aspect of the loan transactions ) Real State Settlement Procedures Act Ocwen still have not resond with any answ er to the XXXX Demand document or the QWR XXXX - XXXX XXXX XXXX XXXX Service- Connection M issouri non Judical forcloser CFPB Case number XXXX

Company Response:

State: MO

Zip: 64052

Submitted Via: Web

Date Sent: 2017-04-24

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 2464728

Date Received: 2017-04-24

Issue: Struggling to pay mortgage

Subissue:

Consumer Complaint: I own a condominium unit in XXXX , Illinois .I have owned it since XXXX . Approxiamaately 9 years ago the mortage was sold to Ocwen Mortage loan Servicing. During that time it has been a total mess trying to deal with them. They raise the mortage whenever they want to, charge me whenever they want to. I have a speech impediament, Stuttering, so when I talk to them its always a problem. Normally its a person from a foreign country that I am talking to.I am XXXX years of age with serious health issues. I have XXXX XXXX XXXX , XXXX , XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Prescribed by my doctor. I weigh XXXX lbs. and when I walk up the stairs at the condo, '' XXXX floor '', XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX . There is no elevator in the building.I had to stop working because of my health! I was a XXXX XXXX XXXX for 37 years. I ca n't do that anymore. According to Ocwen, I am behind {$4300.00}. Loan # XXXX . And the mortage is not going down! The principal balance is still at {$63000.00}. I sent them a letter explaining my situation. And they keep sending me BILLS!! The latest is Delinquency Information. dated XX/XX/XXXX .

Company Response:

State: IL

Zip: 60438

Submitted Via: Web

Date Sent: 2017-04-25

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 2464689

Date Received: 2017-04-24

Issue: Struggling to pay mortgage

Subissue:

Consumer Complaint: I HAVE MADE SEVERAL ATTEMPTS TO SE ND OCWEN FINANCIAL CORPORATION A LOAN MODIFICATION PACKET. EACH METHOD OF DELIVERY THEY CLAIM TO NOT RECIEVE THE DOCUMENTS TO COMPLETE THE LOAN MODIFICATION. AND WHEN THEY ASKED FOR ADDITIONAL INFORMATION IT IS ALMOST IMPOSSIBLE TO GET THEM ANY DOCUMENTS. IT ALMOST SEEMS AS THEY ARE TRYING TO FORCE ME INTO FORECLOSURE. I AM SENDING THEM A COMPLETED LOAN MODIFICATION PACKET TODAY AND ATTACHING THIS COMPLAINT TO THE PACKET. I WILL SEND IT CERTIFIED MAIL ON X/XX/2017 BY WAY OF US POSTAL SERVICE AND WILL SECURE A COMFIRMATION OF DELIVERY. I HAVE FAXED DOCUMENT TO THEM, MAILED THEM CERTIFIED, AND EMAILED THEM TO THE COMPANY. THEY HAVE SUPPLIED ME WITH A LOAN CONSELOR BUT HE IS NEVER AVAILABLE FOR 2 MONTHS I HAVE NEVER SPOKEN WITH HIM AND HE NEVER RETURNS ANY OF MY CALLS ... ..

Company Response:

State: MO

Zip: 63136

Submitted Via: Web

Date Sent: 2017-04-24

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 2464660

Date Received: 2017-04-24

Issue: Trouble during payment process

Subissue:

Consumer Complaint: Loan o riginated in XXXX XXXX with XXXX XXXX XXXX . Loan number XXXX Located in XXXX XXXX Ca XXXX XXXX XXXX XXXX HUD loan # XXXX XXXX XXXX PHONE XXXX XXXX XXXX XXXX I was told. I was told to write to the freedom of information act to get documents. We lost ours in a fire. I did and was told they could n't come up with them. Securitized interest balance was XXXX I was told to ask Ocwen for : Transaction history from prior Servicers. Never received. Account history. Was received XXXX Could n't make sense of It. Then the loan was bought out by XXXX in XXXX XXXX I had a forbearance of XXXX per month for a year to make my payment and clear then XXXX . Ocwen bought XXXX and the ended up with the loan. We have used the forbearance plan with Ocwen but always did as required to get out account current. We never refinanced the loan was XXXX and at the end they say we will owe XXXX . How does that happen when you have paid monthly fo r thirty ye ars. Hope for California helped us clear up a few back payments after I became XXXX . They where told everything was current and on my statement it still says maturity date XXXX . This was to be the hcappiest day of our lives. I have federal tax returns showing the interest that was paid on the loan and to whom and how much. They are consistent except when the forbearance came into play with hud. I hope I a m remembering everything.

Company Response:

State: CA

Zip: 95401

Submitted Via: Web

Date Sent: 2017-04-24

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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