Date Received: 2020-07-20
Issue: Attempts to collect debt not owed
Subissue: Debt was paid
Consumer Complaint: I HAVE TRIED NUMEOUS TIMES TO RECEIVE MY SETTLEMENT PAID LETER FRO LVNV RESURCHANTS CAPITAL XXXX WHICH HIRED AN ATTORNEY XXXX XXXX XXXX TO COLLECT THE DEBT. I SETTLED THE ACCOUNT WITH THE ATTORNEY. THE ACCOUNT WAS REMOVED FROM MY CREDIT REPORTD AND ALSO REMOVED FROM ANY JUDGEMENTS. HOWEVER RESURGENTS CAPITOL REFUSES TO ISSUE ME MY SETTLED IN FULL LETTER 3 TIMES WHEN I CALLED THEM IN XXXX EVEN THOUGH THEIR OWN ATTORNEY HAS RELEASE OF ANY OBLIGATION From : XXXX XXXX XXXX Sent : Tuesday, XX/XX/2020 XXXX AM To : XXXX XXXX XXXX Subject : XXXX : XXXX matter # XXXX I JUST CONTACTES RESURGENTS CAPITOL AND THEY STILL REFUSE TO ISSUE MTE A SIF LETTER AND REPORT THIS TO MY CREDIT REPORTING AGENCIES BECAUSE THEY STATE THAT YOUR FIRM STILL DID NOT RELEASE MY INFORMATION TO THEM WHICH INTIL THEY DO THEY WILL NOT ISSUE ME ANYTHING AND THEY REFUSE TO CONTACT YOUR FIRM TO VERIFY THIS INFORMATION. I HAVE PAID AND DID MY JOB TO SETTLE THIS I SHOULD NOT BE GOING THRU ALL THIS AGGRAVATION FOR SOMETHING I TOOK CARE OF. I SENT A COMPALINT TO CFPB AND THE FTC BECAUSE NOTHING ID BEINF DONE TO RESOLVE THIS MATTER WHICH I HAVE DID MY PART TO FOLLOW.
Company Response:
State: NY
Zip: 14216
Submitted Via: Web
Date Sent: 2020-07-20
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-07-20
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: I received the attached communication from Resurgents Capital aka LVNV Funding dates XX/XX/2020 I then sent them a letter also attached asking for proof that this is my debt. You will see in the attached summary that they responded with there is nothing that proves this account was mine. I have contacted the original creditor on several occasions and they have no debt listed in my name.
Company Response:
State: OH
Zip: 45424
Submitted Via: Web
Date Sent: 2020-07-20
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-07-19
Issue: Attempts to collect debt not owed
Subissue: Debt was result of identity theft
Consumer Complaint: I am not the owner of the debt mentioned.
Company Response:
State: GA
Zip: 30016
Submitted Via: Web
Date Sent: 2020-07-28
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-07-17
Issue: Problem with a credit reporting company's investigation into an existing problem
Subissue: Their investigation did not fix an error on your report
Consumer Complaint: XXXX of XXXX, XXXX XXXX XXXX Voluntarily closed 2 of my accounts a visa and a mc that were in good standing with low balances. I was trying to make a payment and then agent overseas didnt want to take the payment from another bank account. She he said well its done. 30 Minutes later I received an email saying that they apologized that I wanted to close my account. I called back and they told me it was too late i cant open it back up. They put on my credit report right away, I disputed the account and they found that the company voluntarily closed account they removed. LVNV added the account back to my credit file. I disputed. Credit bureaus keep coming back saying verified, when it was not. It cant be verified because on XXXX its listed as XXXX XXXX XXXX XXXX on XXXX and XXXX it listed as LVNV Funding LLC. I disputed again, Credit stated that once again it was verified, but at the bottom says verified from last inquiry. I called in XXXX, no help. Called XX/XX/XXXX and told them to verify my debt. They mailed me to pages that just had a current amount, but nothing was itemized. I called again in XXXX to verify, they sent me a bill from XX/XX/XXXX that had revision to kinda match the price that they wanted me to pay. I advised them that I need the bill from XXXX when it was first closed. They refused. I called XXXX XXXX XXXX directly and was told that they can not help me. Lately I started receiving email, stating that they are going to forward to the local attorney.
Company Response:
State: MI
Zip: 480XX
Submitted Via: Web
Date Sent: 2020-07-17
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-07-17
Issue: False statements or representation
Subissue: Attempted to collect wrong amount
Consumer Complaint: I SEEN THIS NEGATIVE ACCOUNT ON MY REPORT AND SENT LVNV FUNDING LLC A LETTER ON XXXX XXXX ABOUT THIS ALLEGED DEBT THEY SAY THAT I OWE OF XXXX $ .I HAVE ATTACHED MY LETTER TO THIS COMPLAINT.
Company Response:
State: GA
Zip: 30041
Submitted Via: Web
Date Sent: 2020-07-17
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-07-17
Issue: False statements or representation
Subissue: Attempted to collect wrong amount
Consumer Complaint: LVNV - AKA Resurgent - Reporting XXXX XXXX - XXXX I have spoken to XXXX XXXX - There is NO ACCOUNT in collections - I have 5 XXXX XXXX Accounts all with perfect history LVNV - According to court records, This is not their name - They went Bankruptand have hundreds of complaints and lawsuits * They report NO acct number States acct opened in 2017 - I was hospitalized the entire year XXXX XXXX would not grant me credit if this was true * I asked LVNV to furnish me any and all documents IDS, SS Card or any other DOc - I would file ID THEFT if they provided This is NOT the 1st time they have reported fraudulent info on me and maybe someone inside their organization - Please delete this account from XXXX XXXX, XXXX immediatly
Company Response:
State: TX
Zip: XXXXX
Submitted Via: Web
Date Sent: 2020-07-17
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-07-17
Issue: Took or threatened to take negative or legal action
Subissue: Threatened to sue you for very old debt
Consumer Complaint: LVNV Funding has been attempting to collect a debt that was settled in 2018. They have tried to collect on this account through the use of incessant calls, threats of a judgement etc., and refuse to remove this account from my credit report.
Company Response:
State: PA
Zip: 15108
Submitted Via: Web
Date Sent: 2020-07-17
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-07-15
Issue: Attempts to collect debt not owed
Subissue: Debt was result of identity theft
Consumer Complaint: The following accounts has caused me financial ruin. Iam disputing the accounts, because the accounts are an result of identity theft. I have reached out to these following companies several times. no results has been made. LVNV FUNDING LLC {$1100.00} XXXX XXXX XXXX XXXX {$210.00} XXXX XXXX/XXXX {$200.00} XXXX
Company Response:
State: LA
Zip: 70127
Submitted Via: Web
Date Sent: 2020-07-15
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-07-15
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: LVNV Funding LLC is currently trying to collect on a debt that they have not and can not verify as my actual debt they took me to court and then stated that they couldnt verify it and would throw it out and that they would send papers allowing me to sign, i never received the paperwork and the information is still on my credit.
Company Response:
State: AL
Zip: 35205
Submitted Via: Web
Date Sent: 2020-07-15
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-07-15
Issue: Took or threatened to take negative or legal action
Subissue: Threatened to sue you for very old debt
Consumer Complaint: In XXXX XXXX XXXX issued me a credit card after having a secured credit card with them. I got injured in XX/XX/XXXX and was out of work to make the payments to them. I notified them of the issue and said I could make $ XXXX payments. They wanted more money on the payment. They constantly called and emailed me harassing me to pay them. Then a couple months it was quiete until my roommate was ambushed by a process server and she signed for it in XXXX. The lawyer office of XXXX XXXX XXXX XXXX kept sending letters with my name on their along with my roommate. I tried contacting the credit card company again to try work out a plan. No response. Now the attorney office is garnishing my roommates wages with no notification.
Company Response:
State: AZ
Zip: XXXXX
Submitted Via: Web
Date Sent: 2020-07-15
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A