Date Received: 2021-03-16
Issue: Incorrect information on your report
Subissue: Account information incorrect
Consumer Complaint: Duplicate accounts on credit report
Company Response:
State: PA
Zip: 17042
Submitted Via: Web
Date Sent: 2021-03-16
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2021-03-16
Issue: Problem with a credit reporting company's investigation into an existing problem
Subissue: Investigation took more than 30 days
Consumer Complaint: I have filed a dispute in regards to the incorrect items on my credit report. It has been well over 30 days and I haven't received any investigation results.
Company Response:
State: OH
Zip: 43614
Submitted Via: Web
Date Sent: 2021-03-16
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2021-03-15
Issue: Problem with a credit reporting company's investigation into an existing problem
Subissue: Investigation took more than 30 days
Consumer Complaint: I have filed a dispute in regards to the incorrect items on my credit report. It has been well over 30 days and I haven't received any investigation results.
Company Response:
State: OH
Zip: 43607
Submitted Via: Web
Date Sent: 2021-03-15
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2021-03-15
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: This appeared on my credit on XX/XX/2017. I however did not have XXXX at the time. I have tried disputing it and asking for proof etc and they are unable to provide me any. I
Company Response:
State: TX
Zip: 75204
Submitted Via: Web
Date Sent: 2021-03-15
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2021-03-15
Issue: Attempts to collect debt not owed
Subissue: Debt was paid
Consumer Complaint: the main reason for this complaint is to let our state attorney and the ftc before it go to federal court ; two collection companies is reporting accounts that's been reported by the original creditor as paid in full.as you can see by the reports that's sent with this complaints the company ; lvnv funding is reporting a paid in full account # XXXX by XXXX XXXX XXXX.which stated a paid in full account.amount XXXX The company ; XXXX XXXX asso.is reporting account XXXX in the amount {$390.00} amount paid XXXX XXXX.the only reason those two collectors is reporting false billing on a XXXX years old person is hate and that will go into court with me.If those companies is not willing to move this trash from my credit report.this date.
Company Response:
State: FL
Zip: XXXXX
Submitted Via: Web
Date Sent: 2021-03-15
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2021-03-15
Issue: Incorrect information on your report
Subissue: Account status incorrect
Consumer Complaint: XXXX XXXX and Resurgent are sending me emails to collect a debt from a card which is fraudulent. They are sending me a bill and inside the end Ill a person named XXXX attached a smiley face emoji to it which alerted me that this was most likely a scam. However, this is effecting my credit because there is a negative mark on my credit showing this is an outstanding collection. I also believe that once I paid out my XXXXXXXX XXXX debt recently someone took my information and used it to XXXX this fake bill. XXXX was bought by Resurgent and I believe that they are giving out information or unsecured. Please contact me to get this matter settled.
Company Response:
State: PA
Zip: 19067
Submitted Via: Web
Date Sent: 2021-03-15
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2021-03-15
Issue: Incorrect information on your report
Subissue: Information belongs to someone else
Consumer Complaint: On XX/XX/2021, I observed information on my credit report that was falsely put there by a company called LVDN funding which has falsely alleged that I owe them over {$1000.00} Dollars. This is not my debt and the information on my credit report is wrong.
Company Response:
State: GA
Zip: 30038
Submitted Via: Web
Date Sent: 2021-03-24
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2021-03-14
Issue: Took or threatened to take negative or legal action
Subissue: Collected or attempted to collect exempt funds
Consumer Complaint: Sent a letter to XXXXXXXX XXXX XXXX XXXX XXXX XXXXXXXX letting them know that XXXX XXXX is XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. She suffers from a XXXX XXXX and XXXX with XXXX XXXX in the right hand. In 2020, Mrs. XXXX lost an XXXX XXXX XXXX XXXX XXXXl. XXXX XXXX is only receiving social security and she is unable to pay any debt. This letter was ignored and no one responded to her/our letter. I am XXXX XXXX, her niece and I assist her with any correspondence. I can be reached at XXXX. Thank you.
Company Response:
State: SC
Zip: 295XX
Submitted Via: Web
Date Sent: 2021-03-14
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2021-03-14
Issue: False statements or representation
Subissue: Attempted to collect wrong amount
Consumer Complaint: I, XXXX XXXX XXXX, or XXXX XXXX, being one and the same person, am being sued by LVNV Funding, LLC, through a law firm c/o XXXX XXXX XXXX, XXXX, XXXX. XXXX XXXX, XXXX, MS , for a debt ending in account number XXXX. According to my records, I dont even have an account ending in XXXX. They are claiming that I owe {$980.00}, plus court costs of {$74.00}, which comes to {$1000.00}, plus post judgment interest at 8 %. The original debt they claim started with XXXX XXXX back in 2016. They havent provided a current statement to show exactly what bill this is ( supposedly an old XXXX account ). I dont, like I stated above, have any record or records of an account ending in XXXX. I believe this is a frivolous and possibly fraudulent claim to collect on either an old junk debt that the statute of limitations has expired on, or a debt that I dont owe. I feel like XXXXVNV Funding, LLC XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX. XXXX XXXX, XXXX, MS XXXX, is/are using intimidation tactics to collect on a debt that I dont owe. They ( XXXX XXXX XXXX ) only attached a Plaintiffs Affidavit of Indebtedness and Ownership of Account to the Summons and Declaration. There is no bill for me to look at to see exactly what the amount is they are suing me for, and like I have stated earlier, I have no record of an account ending in XXXX. I would like for someone to please look into this for me, because I refuse to pay a debt that I do not owe, and Im certainly not going to being intimidated into paying it, either.
Company Response:
State: MS
Zip: 393XX
Submitted Via: Web
Date Sent: 2021-03-14
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2021-03-14
Issue: Problem with a credit reporting company's investigation into an existing problem
Subissue: Investigation took more than 30 days
Consumer Complaint: I have filed a dispute in regards to the incorrect items on my credit report. It has been well over 30 days and I haven't received any investigation results.
Company Response:
State: OH
Zip: 43613
Submitted Via: Web
Date Sent: 2021-03-14
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A