Date Received: 2021-08-11
Issue: Written notification about debt
Subissue: Didn't receive enough information to verify debt
Consumer Complaint: there is a collection account found on my credit report and i have no idea about it and i wasnt given a chance to remedy the situation before hand. i have no idea of this account and i did contacted the credit bureaus and was told the account was verified but i was not given any method of verification even though i requested it on numerous occasion this is damaging my character. i want to find out more info so if it belongs i can remedy the situation. but as it stands my reputation is being damage. thank you.
Company Response:
State: GA
Zip: 31907
Submitted Via: Web
Date Sent: 2021-08-11
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2021-08-11
Issue: False statements or representation
Subissue: Attempted to collect wrong amount
Consumer Complaint: XXXX did not verify debt after multiple letters sent to them
Company Response:
State: OH
Zip: 45503
Submitted Via: Web
Date Sent: 2021-08-11
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2021-08-11
Issue: Incorrect information on your report
Subissue: Information belongs to someone else
Consumer Complaint: To Whom This May Concern, This my second reaching out to these company 's through your Company .Both of the accounts have been deemed closed by your Company. I demand for the company 's to reach out to the credit bureaus on removing the Closed accounts and updating my credit report.
Company Response:
State: NY
Zip: 10452
Submitted Via: Web
Date Sent: 2021-08-11
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2021-08-11
Issue: Incorrect information on your report
Subissue: Information belongs to someone else
Consumer Complaint: These accounts don't belong to me. Please remove them form all 3 credit reporting agencies. please see below the list of accounts that are reporting derogatory on all 3 credit reporting agencies : 1. Identity Theft XXXX Account Number : XXXX This is not mine. 2. Identity Theft XXXX XXXX XXXX XXXXXXXX XXXX Account Number : XXXX This is not mine. 3. Identity Theft XXXX XXXXXXXX XXXX Account Number : Inquiry Date XX/XX/2020 This is not mine. 4. Identity Theft XXXX XXXX XXXX- Account Number : Inquiry Date XX/XX/2020 This is not mine. 5. Identity Theft XXXX XXXX Account Number : Inquiry Date XX/XX/2020 This is not mine. 6. Identity Theft XXXX XXXXXXXX XXXX Account Number : Inquiry Date XX/XX/2020 This is not mine. 6. Identity Theft US SM BUS ADMIN ODA Account Number : Inquiry Date XX/XX/2020 This is not mine. 7. Identity Theft XXXX XXXX Account Number : Inquiry Date XX/XX/2020 This is not mine. 8. Identity Theft US SM BUS ADMIN ODA Account Number : Inquiry Date XX/XX/2020 This is not mine. 9. Identity Theft XXXX XXXX Account Number : Inquiry Date XX/XX/2020 This is not mine.
Company Response:
State: NY
Zip: 10303
Submitted Via: Web
Date Sent: 2021-08-11
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2021-08-11
Issue: Problem with a credit reporting company's investigation into an existing problem
Subissue: Was not notified of investigation status or results
Consumer Complaint: I am submitting a complaint in reference to this company knowingly reporting inaccurate data. My credit profile is affected by these penalties. This looks SUSPICIOUS AND DECEPTIVE ; I demand proof TO SEE valid authorization/proof of alleged debt. Reporting without valid proper disclosure requirements is in direct violation of my consumer rights. I XXXX XXXX, legally requested a description of the details of the verification process used to verify this alleged account. Federal law requires you to respond in thirty ( 30 ) days to failure to comply with these regulations by the FTC U.S C41, et Esq. I am maintaining a careful record of my communication with your company.
Company Response:
State: TN
Zip: 38018
Submitted Via: Web
Date Sent: 2021-08-11
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2021-08-10
Issue: Incorrect information on your report
Subissue: Information belongs to someone else
Consumer Complaint: I have these accounts that are not mine and i want them to be removed from my credit report asap. 1. Identity Theft XXXX XXXXXXXX Account Number : XXXX This is not mine. 2. Identity Theft XXXX Account Number : XXXX This is not mine. 3. Identity Theft LVNV FUNDING LLC Account Number : XXXX This is not mine. 4. Identity Theft XXXX Account Number : XXXX This is not mine. 5. Identity Theft XXXXXXXX XXXX XXXX XXXX Account Number : XXXX This is not mine. 6. Identity Theft XXXXXXXX XXXX XXXX XXXX XXXX XXXX Account Number : XXXX This is not mine. 7. Identity Theft XXXX XXXX XXXX XXXXXXXX Account Number : XXXX This is not mine. 8. Identity Theft XXXX XXXX XXXX XXXX XXXX XXXX Account Number : XXXX This is not mine.
Company Response:
State: NJ
Zip: XXXXX
Submitted Via: Web
Date Sent: 2021-08-10
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2021-08-10
Issue: Attempts to collect debt not owed
Subissue: Debt was paid
Consumer Complaint: On XX/XX/XXXX I proceeded to send a letter requesting the verification of a credit card debt that Resurgent Capital bought, the credit card was paid, however, Resurgent Capital is reporting that I still owe a balance. By XX/XX/XXXX the company responded sending a simple bill without any signatures from my end, so I proceeded to send a follow-up letter requesting an actual verification of the debt. By XX/XX/XXXX the company sends a letter stating that I was sending duplicative correspondence and that they would not respond to my letters without additional information. On that same day ( XX/XX/XXXX ), I sent a letter that stated that the company was in Violation and that I was requesting an actual Verification of the debt. By XX/XX/XXXX the company decided to send me the exact same letter saying that they would not respond to my letters, once again I asked them for verification of the debt, but on XX/XX/XXXX they sent me the exact same letter without any verification of the debt.
Company Response:
State: TX
Zip: 78717
Submitted Via: Web
Date Sent: 2021-08-10
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2021-08-10
Issue: Attempts to collect debt not owed
Subissue: Debt was result of identity theft
Consumer Complaint: Per tracking, Its been 2-3 months. No information given. Accounts unknown. Ignored investigation. Violates 15 USC 1692efg and 1681a never authorized or given permission for accounts report. On Copy, XXXX, Attorney General and FTC
Company Response:
State: SC
Zip: 29418
Submitted Via: Web
Date Sent: 2021-08-10
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2021-08-09
Issue: Problem with a credit reporting company's investigation into an existing problem
Subissue: Their investigation did not fix an error on your report
Consumer Complaint: I am contacting you because I found some information that is inaccurate on my credit report. The date of last active you are reporting for the below accounts dont match my records. I request that you verify the information and remove any inaccurate information from my credit report as quickly as possible. The items in question are : Account Name : LVNV Funding LLC Account Number : XXXX Remove above mentioned accounts from my credit report due to reporting past due and for inaccuracy. This report is also has a late payment status of 120 days and its in collection, and high credit limit is missing on XXXX.
Company Response:
State: OK
Zip: XXXXX
Submitted Via: Web
Date Sent: 2021-08-09
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2021-08-09
Issue: Attempts to collect debt not owed
Subissue: Debt was result of identity theft
Consumer Complaint: I m a victim of identity theft and fraud, I tried for so many times to contact every companies and bureau of credit for report fraud and still those collections appear in my credit report. I do not know what to do anymore.
Company Response:
State: FL
Zip: 32746
Submitted Via: Web
Date Sent: 2021-08-09
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A