Date Received: 2021-09-03
Issue: False statements or representation
Subissue: Impersonated attorney, law enforcement, or government official
Consumer Complaint: I am XXXX XXXX and I am submitting this complaint myself and there is no third party involve.The particular account LVNV FUNDING LLC position that is recently filing on this credit document has a seriously unfavorable impact on my capacity to attain guarantee on the latest loan request, be sure to present facts that this is being reported efficiently as per the Fair Credit Reporting Act regulations. I have done many attempts to reach out to 3 Credit Bureaus but they failed to give me any results or feedback about this concern. Please investigate and remove it from my personal credit file. Thank you.
Company Response:
State: PA
Zip: 19139
Submitted Via: Web
Date Sent: 2021-09-03
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2021-09-03
Issue: Written notification about debt
Subissue: Didn't receive enough information to verify debt
Consumer Complaint: I have contacted the creditor/company many times, but they have failed to provide me with necessary documents that will prove this account or debt belongs to me and it has resulted in loss of credit rating.
Company Response:
State: MA
Zip: 02124
Submitted Via: Web
Date Sent: 2021-09-03
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2021-09-02
Issue: Problem with a credit reporting company's investigation into an existing problem
Subissue: Investigation took more than 30 days
Consumer Complaint: I sent out a letter for this company " LVNV Funding '' injuring my credit with this inaccurate information being on my XXXX credit file. Investigation that took place did nothing and did not respond and remove this inaccurate, unverifiable information. They were not compliant and answer when i reached out to this company. Somehow it's saying i owe this when i did not know what they this was. This is my second attempt, please remove this. This has hurt my ability to obtain new credit.
Company Response:
State: FL
Zip: 33442
Submitted Via: Web
Date Sent: 2021-09-02
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2021-09-02
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: this company trying to collect money from me and i told them its identity theft
Company Response:
State: NY
Zip: 10977
Submitted Via: Web
Date Sent: 2021-09-02
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2021-09-02
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: LVNV FUNDING LLC C/O RESURGENT CAPITAL SERVICES XXXX XXXX XXXX XXXX, SC XXXX has been sending me collection notice in the amount of {$980.00} the collection has been reported as pass due. I do not know this company. I never have did any business with this company, this company this not have a contract with my signature.
Company Response:
State: CA
Zip: 94578
Submitted Via: Web
Date Sent: 2021-09-02
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2021-09-02
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: I have no acknowledgement of the account with " LVNV FUNDING LLC ''. I already disputed with them and I still see the account on my profile. I do Not Owe a debt of {$390.00} and also each bureau is stating something different for the account. XXXX is stating that this account is a collection, while XXXX is stating this account as 120 days late. Also XXXX is stating the last date active is XXXX while XXXX is stating XXXX and XXXX stating XXXX. This is a false inaccurate account that is not mine.
Company Response:
State: OH
Zip: 45424
Submitted Via: Web
Date Sent: 2021-09-02
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2021-09-01
Issue: Attempts to collect debt not owed
Subissue: Debt was paid
Consumer Complaint: On XX/XX/2021 I received a letter in the mail from XXXX XXXX XXXX XXXX requesting payment of a {$250.00} debt. The original debt was from a XXXX/XXXX XXXX XXXX account ( # XXXX ). XXXX XXXX XXXX was offering a settlement of 50 % of the balance ( {$120.00} ) to satisfy the debt. They instructed me to make the payment at XXXX XXXX XXXX On XX/XX/2021, I made a payment in the amount of {$120.00} at XXXX XXXX XXXX to satisfy the debt. On XX/XX/2021, I received a notice from Resurgent Capital Services/LVNV Funding that the payment was processed and posted to my account ( See attached proof of payment ). The debt is still listed on my credit report and is negatively impacting my credit score. Not only is the debt still listed, it is reported multiple times by XXXX/XXXX XXXX and RESURGENT/LVNV FUNDING with the same account number, and for the same amount.
Company Response:
State: NY
Zip: 14845
Submitted Via: Web
Date Sent: 2021-09-01
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2021-09-01
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: I was contacted by email by LVNV Funding LLC, .of XXXX XXXX XXXX, XXXX XXXX, XXXX , KS XXXX, claiming that i owe {$760.00} to a financial institution named XXXX , i have never had any kind of credit/debit or loan accounts with this company.
Company Response:
State: GA
Zip: 30022
Submitted Via: Web
Date Sent: 2021-09-21
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2021-09-01
Issue: Problem with a credit reporting company's investigation into an existing problem
Subissue: Was not notified of investigation status or results
Consumer Complaint: This account is being reported as Collection/Charge-Off.
Company Response:
State: MA
Zip: 02301
Submitted Via: Web
Date Sent: 2021-09-01
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2021-09-01
Issue: Attempts to collect debt not owed
Subissue: Debt was paid
Consumer Complaint: I was notified by another collection about an account previously with XXXX XXXX XXXX. The account was settled on XX/XX/2021. I have the receipt to show the account being paid off.
Company Response:
State: TN
Zip: 381XX
Submitted Via: Web
Date Sent: 2021-09-01
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A