Date Received: 2021-10-08
Issue: Incorrect information on your report
Subissue: Information belongs to someone else
Consumer Complaint: XXXX XXXX XXXXXXXX Original creditor : XXXX XXXX amount {$530.00} opened XX/XX/XXXX closed XX/XX/XXXX Acct # XXXX LVNV FUNDING LLC Original creditor : XXXX XXXX amount {$520.00} opened XX/XX/XXXX closed 90 days later Acct # XXXX LVNV FUNDING LLC Original creditor : XXXX XXXX XXXX XXXX. amount {$770.00} opened XX/XX/XXXX closed 90 days later due to non payment Acct # XXXX
Company Response:
State: GA
Zip: XXXXX
Submitted Via: Web
Date Sent: 2021-10-08
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2021-10-08
Issue: Problem with a credit reporting company's investigation into an existing problem
Subissue: Their investigation did not fix an error on your report
Consumer Complaint: Despite my previous query letters to your department, the most recent credit report I reviewed indicates that this record is being accounted for incorrectly and inaccurately. This file is used to keep track of various " infringement '' declarations. I don't believe the circumstances surrounding this record are accurate. Ensure that reliable, fair, and comprehensive reporting is done! In order to validate or refute my point, I demand proof that you followed all of the proper and fair procedures.
Company Response:
State: CA
Zip: 95838
Submitted Via: Web
Date Sent: 2021-10-08
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2021-10-07
Issue: Written notification about debt
Subissue: Didn't receive notice of right to dispute
Consumer Complaint: XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX {$580.00} I was emailed XXXX times from this company 'RESURGENT CAPITAL SERVICES '' I have no knowledge of who these people are they made a portal for me to pay them for a XXXX XXXX account that never has been validated. Nor did i give my consent to be emailed or my personal information to be given to this company, and stated as " a debt owed '',.
Company Response:
State: DE
Zip: 19709
Submitted Via: Web
Date Sent: 2021-10-08
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2021-10-07
Issue: Problem with a credit reporting company's investigation into an existing problem
Subissue: Their investigation did not fix an error on your report
Consumer Complaint: This is erroneous! Your agency failed to provide the monthly payment, terms, credit limit, past due, and date of last payment as it is missing from the report. It is your agencys job to investigate my dispute as it is severely affecting my scores negatively.
Company Response:
State: CA
Zip: 94590
Submitted Via: Web
Date Sent: 2021-10-07
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2021-10-06
Issue: Written notification about debt
Subissue: Didn't receive enough information to verify debt
Consumer Complaint: I received a letter dated XX/XX/2021 from XXXX XXXX XXXX XXXX claiming they are trying to collect an alleged debt of {$680.00} for the " current creditor, '' LVNV Funding LLC, which is a debt collector that is attempting to collect an alleged debt for another creditor, XXXX XXXX XXXX, XXXX. There has been no verification or validation of an alleged debt from LVNV Funding LLC, nor any proof that either company is legally allowed to collect debt in the State of Nebraska.
Company Response:
State: NE
Zip: 68046
Submitted Via: Web
Date Sent: 2021-10-06
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2021-10-06
Issue: Problem with a credit reporting company's investigation into an existing problem
Subissue: Investigation took more than 30 days
Consumer Complaint: I have sent out investigations request to XXXX, XXXX, AND XXXX and the investigation took well over 30 days.
Company Response:
State: CA
Zip: 95240
Submitted Via: Web
Date Sent: 2021-10-06
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2021-10-06
Issue: Problem with a credit reporting company's investigation into an existing problem
Subissue: Was not notified of investigation status or results
Consumer Complaint: What's the method used to verify this account? Please delete this account as it's in violation. Also, a collection account is by default of identity theft and therefore it can not be reported with collection/charge off. Please delete immediately from my credit report.
Company Response:
State: MA
Zip: 02122
Submitted Via: Web
Date Sent: 2021-10-06
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2021-10-06
Issue: Attempts to collect debt not owed
Subissue: Debt was result of identity theft
Consumer Complaint: I have tried to resolved this matter on 3 different occasions and nothing has been done, I have exhausted my resources and I demand this fraudulent account to be removed immediately. I have submitted an affidavit to back up my claim and to my understanding an affidavit stands as TRUTH if not rebutted. Please help me stop unfair debt practices from LVNV FUNDING LLC XXXX
Company Response:
State: CA
Zip: 952XX
Submitted Via: Web
Date Sent: 2021-10-06
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2021-10-06
Issue: Written notification about debt
Subissue: Didn't receive notice of right to dispute
Consumer Complaint: XXXX has ( 2 ) Credit Cards open up in my name from the same company. The company is LVNV. One total amount is {$1000.00} and the second amount is {$360.00}. I also have ( 10 ) Hard Inquires on my Credit Report. All of the Hard Inquires were unverified and unauthorized and I want the Hard Inquires removed. I have submitted a copy of my Drivers License and a Copy of my Social Security Card along with a Cover Letter stating the Hard Inquires were not authorized by me and ( 2 ) Credit Cards from the same company were open in my name. I sent my crucial documents to XXXX on XX/XX/XXXX and XX/XX/XXXX and XXXX has yet to remove these items from my account. I called today XX/XX/XXXX 3 times and was informed by the representative for me to resubmit my personal information via mail again. I sent my personal information twice to XXXX XXXX XXXX, XXXX PA XXXX. Now I'm feeling like one of the representatives in XXXX is using my documents.
Company Response:
State: NJ
Zip: 07103
Submitted Via: Web
Date Sent: 2021-10-06
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2021-10-05
Issue: Problem with a credit reporting company's investigation into an existing problem
Subissue: Investigation took more than 30 days
Consumer Complaint: XX/XX/2021 I mailed a certified dispute letter to LVNV and they never responded nor sent back any correspondence. it has been more than 30 days! there is multiple inaccuracies on my credit report. XX/XX/2021 I mailed a new dispute in hopes my deletion request is honored. this company is violating my rights and they have over 1200 complaints on CFPB they also have over 100 complaints with the XXXX.
Company Response:
State: FL
Zip: 33021
Submitted Via: Web
Date Sent: 2021-10-05
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A