Date Received: 2022-02-23
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: LVNV Funding i have told this company multiple time that the debt is not mine i have disputed this deb multiple time still this company choses ti ignore and hold me with this debt with no written evidence
Company Response:
State: PA
Zip: 19120
Submitted Via: Web
Date Sent: 2022-02-23
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-02-23
Issue: Getting a credit card
Subissue: Card opened as result of identity theft or fraud
Consumer Complaint: I have the same complain with XXXX XXXX Bank XXXX who allowed a thief to open an account in my name without verifying their credentials. They in turn sold the debt to LVNV Funding LLC who I contacted and explain that this debt wasnt mine and that I was a victim of identity theft. However, they have refused to remove it from my credit report nor have they even attempted to investigate my claims of fraud and just ignored me. They also are using out-sourcing call center to shield the parent company from complaints.
Company Response:
State: AE
Zip: XXXXX
Submitted Via: Web
Date Sent: 2022-02-23
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-02-23
Issue: Incorrect information on your report
Subissue: Information belongs to someone else
Consumer Complaint: Accounts Creditor name: XXXX XXXX XXXX Amount: $29,518 Date Opened: SEP 11, 2016 Creditor name: XXXX XXXX XXXX Amount: $5,583 Date Opened: SEP 21, 2020 Creditor name: LVNV FUNDING LLC Amount: $323 Date Opened: AUG 20, 2019
Company Response:
State: NY
Zip: 11553
Submitted Via: Web
Date Sent: 2022-02-23
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-02-23
Issue: Written notification about debt
Subissue: Didn't receive enough information to verify debt
Consumer Complaint: Resurgent has been sending me collection notices in the amount of {$1100.00} the collection has been reported as a past due balance. I do not know this company. I have never done any business with this company. This company does not have a contract with my signature.
Company Response:
State: FL
Zip: 32073
Submitted Via: Web
Date Sent: 2022-02-23
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-02-23
Issue: Attempts to collect debt not owed
Subissue: Debt was result of identity theft
Consumer Complaint: A like 6years ago my purse whent missing along with my cards Bank cards cell phone and important paper work I.D and social security card ever seens then someone has been using my Identity for credit cards or to purchase things i login my XXXX XXXX and there is a debit collection on there for XXXX XXXXXXXX for credit card for XXXX dollars it's been there for a while it's effecting my credit and I can't buy a home or buy a car because of it
Company Response:
State: AZ
Zip: 850XX
Submitted Via: Web
Date Sent: 2022-02-23
Company Response to Consumer: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-02-22
Issue: Threatened to contact someone or share information improperly
Subissue: Contacted you after you asked them to stop
Consumer Complaint: On XX/XX/XXXX, I requested via certified # XXXX XXXX XXXX XXXX XXXX RESURGENT CAPITAL to cease communicating with me, after which I was contacted several times and I requested any documents bearing my signature that prove I have a legally binding obligation to pay the alleged amount. On XX/XX/XXXX, I received a fake print out and RESURGENT CAPITAL are stating the copies as evidence of my legal obligations. In accordance with the FTC opinion letter from Attorney XXXX XXXX XXXX, I would like to remind RESURGENT CAPITAL that a printout of a bill or itemized document does not constitute verification. A copy of any documents, bearing my signature, showing that I have a legal obligation to pay RESURGENT CAPITAL the alleged amount is again requested.
Company Response:
State: MA
Zip: 01960
Submitted Via: Web
Date Sent: 2022-03-09
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-02-22
Issue: Problem with a credit reporting company's investigation into an existing problem
Subissue: Difficulty submitting a dispute or getting information about a dispute over the phone
Consumer Complaint: I'm a victim of identity theft. I've been attempting to recover the damage and resolve the issues on my credit report by calling, faxing, and uploading the required documentations to the bureaus as requested by their agents. But the issue is that the website never completely lets me finish the account setup with usual errors ( ie " failed security check '' or " site error, try again '' ) on multiple occasions. Contacting IT department of the bureaus lead to nothing as the agent would " open a ticket '' and no resolution was reached. When the site actually does let me make an account, I can't submit any disputes due to further glitches and contacting IT again leads to nowhere. Last option remains to call their representatives and proceed to dispute through that but when I do call, the reps are too lazy to even properly initiate any disputes. FTC and police report numbers are not taken over the phone and are asked to mail instead. Even after mailing the said documentations over and over again via certified mail and having proofs that the bureau received it, the agents keep denying the receipt and keep hindering my attempts to fix any and all attempts to resolve this drastic information leaks on the bureaus end.
Company Response:
State: TX
Zip: 77373
Submitted Via: Web
Date Sent: 2022-02-22
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-02-22
Issue: False statements or representation
Subissue: Attempted to collect wrong amount
Consumer Complaint: The account LVNV FUNDING LLC with the account number XXXX is clearly a collection but why is this account reporting a " past due ''. This company has engaged in deceptive practices and violated the Fair Debt Collection Practices Act by reporting a balance on a paid in full and closed account. Please contact this company, verify as Paid, and change status immediately. Please note you are also reporting my private health information. To do so, you must provide your HIPAA clearance to me. Please provide documentation proving that you are not abrogating my rights by reporting.
Company Response:
State: MI
Zip: XXXXX
Submitted Via: Web
Date Sent: 2022-02-22
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-02-22
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: . They want to collect on a judgment from the year XXXX, and that is like over 14 years ago. The judgment from court had expired and it was never renewed by the creditor so the judgment is no longer collectable. The collector has failed to validate the debt and is trying to get me to pay on something they know i no longer legally owe. I have filed a previous complaint with CFPB ( XXXX ) and same debt was tried to be collected by another collector ( XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ) ) so it just seems they closed the file with XXXX collection company to make XXXX happy and 2 days later they had asked another collector to holler at me. This is harassment at this point to try to collect XXXX debt. The court judgement statue of limitations on collection o f it expired XX/XX/XXXX, that's like several years ago, so this debt collector has no shame in trying to collect invalid debt and produces a judgment in the mailed letter that is expired and was never renewed so they know statues of limitations but choose to ignore them. shame on this debt collector nothing but games games games
Company Response:
State: FL
Zip: 33619
Submitted Via: Web
Date Sent: 2022-02-22
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-02-22
Issue: Incorrect information on your report
Subissue: Information belongs to someone else
Consumer Complaint: There are several things wrong, but I was a victim of identity theft in 2017 and several accounts were opened in my name. One account in particular XXXX XXXX through the original creditor of XXXX XXXXXXXX is listed twice on my credit report. Once with the original and once with the debt buyer. I did not open this account first and foremost, but you can not legally show the same debt on my credit report twice with different open dates. The identity theft occurred in 2017 but the debt buyer listed a totally different open date years later.
Company Response:
State: MO
Zip: 64014
Submitted Via: Web
Date Sent: 2022-02-22
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A