Date Received: 2023-04-11
Issue: Communication tactics
Subissue: You told them to stop contacting you, but they keep trying
Consumer Complaint: Portfolio Recovery Solutions constantly calls harassing me about paying an old debt.
Company Response:
State: OH
Zip: 43223
Submitted Via: Web
Date Sent: 2023-04-11
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-04-12
Issue: Unexpected or other fees
Subissue:
Consumer Complaint: I tried talking with them but they did not listen.
Company Response:
State: IL
Zip: 60804
Submitted Via: Web
Date Sent: 2023-04-12
Company Response to Consumer: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-04-11
Issue: Took or threatened to take negative or legal action
Subissue: Threatened to arrest you or take you to jail if you do not pay
Consumer Complaint: Filed XXXX XXXX Bankruptcy XX/XX/2017 that included Portfolio Recovery Associates ( PRA ), LLC., under the threats of lawsuits and employment damage. 1 account amount {$4200.00} ; 2 account amount {$3800.00} ; 3 account amount {$2600.00}.
Company Response:
State: TN
Zip: XXXXX
Submitted Via: Web
Date Sent: 2023-04-11
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-04-10
Issue: Took or threatened to take negative or legal action
Subissue: Threatened or suggested your credit would be damaged
Consumer Complaint: I was contacted repeatedly by Portfolio Recovery Associates. They continued to threaten me about my credit, even after I told them to verify the debt. I continued to receive calls and it caused stress on my end. I really did not know what to do. This was back in 2018 and I thought it was legal what they were doing so I never complained. The times they reached out to me were XX/XX/2018, XX/XX/2018, & XX/XX/2018. I continued to try to get more information but I was met with bad attitudes and more threats. The issue was eventually taken care of because I felt like I was forced to pay them.
Company Response:
State: GA
Zip: 30281
Submitted Via: Web
Date Sent: 2023-04-10
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-04-10
Issue: Communication tactics
Subissue: Frequent or repeated calls
Consumer Complaint: I receive daily phone calls from different phone numbers I Do Not Owe THESE PEOPLE PLEASE LEAVE ME ALONE They Have Harrassed And Tried To manipulate me into believing that I owe them for years and tarnished my credit I dont dont think its fair I am XXXX and I triggers me emotionally because i cant even block them because they call from so many different numbers please stop these people they are notorious at and manipulative and they use trickery and loopholes in laws to ruin my credit I have Never owed them Please investigate and delete from my credit
Company Response:
State: GA
Zip: 30058
Submitted Via: Web
Date Sent: 2023-04-10
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-04-10
Issue: Communication tactics
Subissue: You told them to stop contacting you, but they keep trying
Consumer Complaint: It was with portfoliorecovery they called me at work on my job I was threatened, yelled at. The calls never stopped. I asked them to stop calling me and they ignored me.
Company Response:
State: TX
Zip: 77414
Submitted Via: Web
Date Sent: 2023-04-10
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-04-10
Issue: False statements or representation
Subissue: Impersonated attorney, law enforcement, or government official
Consumer Complaint: XXXXXXXX XXXX XXXX, Portfolio recovery went to the courts with wrong information. Had a woman come to my last address XXXX XXXX XXXXXXXX XXXX XXXXXXXX Florida XXXX. I tried to dispute this matter and talk to someone. This company still call my phone and was sending threatening letters.
Company Response:
State: FL
Zip: 32244
Submitted Via: Web
Date Sent: 2023-05-11
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-04-10
Issue: Took or threatened to take negative or legal action
Subissue: Threatened or suggested your credit would be damaged
Consumer Complaint: My name is XXXX XXXX, a federally protected consumer, and I am making this complaint against Portfolio Recovery A. for committing identity theft. I have never given Portfolio recovery A. any permission to use my identifying information to commit mail fraud by contacting me about an alleged debt they claim I owe. Iam legally refusing to pay this debt pursuant to 1692c ( c ). Iam demanding a cease and desist of all illegal activity, any alleged debts until Portfolio Recovery A. can provide me with sufficient documentary evidence, such as a trilateral contact, that I have any legal obligation to pay them. If this documentary evidence can not be produced and company continues its collection efforts, I will file for litigation for actual damages caused and Portfolio Recovery A. Will be held criminally liable for aggravated identity theft pursuant to 18 USC 1028 A. extortion, theft by deception, security fraud, and mail fraud. Upon the receipt of documents herein and of this Notice, you are hereby notified Pursuant UCC 1 - 202f. Your prompt attention and response are both requested and required. Portfolio Recovery A. # : XXXX - XXXX
Company Response:
State: LA
Zip: 70001
Submitted Via: Web
Date Sent: 2023-04-10
Company Response to Consumer: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-04-10
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: Portfolio Recovery Associates ( XXXX ) called looking to collect a debt from my now ex-wife. I have absolutely no debt so I have no doubt that the calls are not for me. They have called me from local numbers and the one listed above. I have told all 3 callers who I am and to remove me from the call list. Today was the 3rd call. I do not associate with my ex-wife at all. None of this debt is mine. The number they call me on is one I had gotten after the divorce. This has to stop.
Company Response:
State: FL
Zip: 33614
Submitted Via: Web
Date Sent: 2023-04-10
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-04-10
Issue: Written notification about debt
Subissue: Didn't receive notice of right to dispute
Consumer Complaint: They continually harass me at work and home and have never provided me proof of debt or where I signed up for it. They have not provided account numbers or anything else required by law
Company Response:
State: TX
Zip: 765XX
Submitted Via: Web
Date Sent: 2023-04-10
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A