PAYPAL HOLDINGS, INC


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"Products" offered by PAYPAL HOLDINGS, INC with at least one, but usually more complaints:

Bank account or service - (CD) Certificate of deposit
Bank account or service - Cashing a check without an account
Bank account or service - Checking account
Bank account or service - Other bank product/service
Bank account or service - Savings account
Checking or savings account - CD (Certificate of Deposit)
Checking or savings account - Checking account
Checking or savings account - Other banking product or service
Checking or savings account - Savings account
Consumer Loan - Installment loan
Consumer Loan - Personal line of credit
Consumer Loan - Vehicle loan
Credit card -
Credit card - General-purpose credit card or charge card
Credit card - Store credit card
Credit card or prepaid card -
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose prepaid card
Credit card or prepaid card - Gift card
Credit card or prepaid card - Government benefit card
Credit card or prepaid card - Payroll card
Credit card or prepaid card - Store credit card
Credit card or prepaid card - Student prepaid card
Credit reporting -
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting or other personal consumer reports - Other personal consumer report
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Auto
Debt collection - Auto debt
Debt collection - Credit card
Debt collection - Credit card debt
Debt collection - I do not know
Debt collection - Medical
Debt collection - Other (i.e. phone, health club, etc.)
Debt collection - Other debt
Debt collection - Payday loan debt
Debt collection - Telecommunications debt
Debt or credit management - Credit repair services
Debt or credit management - Debt settlement
Money transfer, virtual currency, or money service - Check cashing service
Money transfer, virtual currency, or money service - Debt settlement
Money transfer, virtual currency, or money service - Domestic (US) money transfer
Money transfer, virtual currency, or money service - Foreign currency exchange
Money transfer, virtual currency, or money service - International money transfer
Money transfer, virtual currency, or money service - Mobile or digital wallet
Money transfer, virtual currency, or money service - Money order
Money transfer, virtual currency, or money service - Money order, traveler's check or cashier's
Money transfer, virtual currency, or money service - Refund anticipation check
Money transfer, virtual currency, or money service - Traveler's check or cashier's check
Money transfer, virtual currency, or money service - Virtual currency
Money transfers - Domestic (US) money transfer
Money transfers - International money transfer
Mortgage - Other mortgage
Other financial service - Check cashing
Other financial service - Debt settlement
Other financial service - Foreign currency exchange
Other financial service - Money order
Other financial service - Refund anticipation check
Payday loan -
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Payday loan
Payday loan, title loan, or personal loan - Personal line of credit
Payday loan, title loan, or personal loan - Title loan
Payday loan, title loan, personal loan, or advance loan - Installment loan
Payday loan, title loan, personal loan, or advance loan - Personal line of credit
Prepaid card - General purpose card
Prepaid card - General-purpose prepaid card
Prepaid card - Gift card
Prepaid card - Gift or merchant card
Prepaid card - Mobile wallet
Prepaid card - Other special purpose card
Prepaid card - Payroll card

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Complaint ID: 4277606

Date Received: 2021-04-06

Issue: Unexpected or other fees

Subissue:

Consumer Complaint: I'm reaching out as there was {$37000.00} taken from my Account by PayPal after I was promised my funds back after the 180 day hold Firstly my Account was put on a rolling reserve due to an increase in claim backs due to the significant delays for shipping caused by COVID Following this my Account was suddenly closed and funds were put on a 180 day hold without any information as to why this was done To my surprise after looking into it, I found this was a common issue and something PayPal has been doing for a while without any explanation I sent several emails to PayPal to find out why this hold was put in place but never received a response I was patient and waited the 180 which just ended today and to my surprise when I re opened my Account and the {$37.00}, XXXX was removed from my Account by PayPal. There was not a single email sent to me infrom me this has happened, let alone why! I called PayPal as quick as I could to be told by Paypal staff that I breached the Policies because I was selling drugs and cigarettes and PayPal has taken the {$37000.00} as compensation. " I had no need to be informed as I breached their policies '' and there was no allowance for any clarification on my end There has never been a trade of any of these types of products and I made it very clear what I was selling through PayPal with several conversations with their staff and through the initial application process where I provided my webiste which displayed the products and explained the nature of the products They classified the products we sold which were 'XXXX XXXX XXXX ' with cigarettes and drugs and thought they could just take the money I had in the Account under their simple answer of " you breached our policies '' I want to do everything in my power to have my money returned as just taking all my money without any indication, reasoning or any form of communication at all is absolutely wrong I really hope you 's can help me with this Thanks

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-04-06

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4277031

Date Received: 2021-04-07

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: has limited my paypal account permanently.Although I reported that my products were delivered and I was ready to provide the necessary evidence, they did not help. it is terrible that they behave so biased and irresponsible I would like to report that I am negatively affected by this situation. my email linked to my paypal is XXXX XXXX

Company Response:

State: CA

Zip: 92407

Submitted Via: Web

Date Sent: 2021-04-07

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4277002

Date Received: 2021-04-06

Issue: Problem when making payments

Subissue: Problem during payment process

Consumer Complaint: I keep trying to pay my bill online but PayPal refused to help me fix my account issue I try to pay using my checking account that I have always used for the last 10 years but since COVID started Im not able to make any payments unless I call which is incredibly frustrating and is illegal. I will make my accounts current if they allow me to pay online not call it in wasting loads of my time. I have waited 2 hours just to make a payment because they cant fix the issue and keep passing the bucket this making it hard for me to make my payments on time I have a XXXX XXXXXXXX and this is causing lot of stress. Please see that this is fixed Im truly having a hard time its been going on for a year now please help

Company Response:

State: CA

Zip: 95376

Submitted Via: Web

Date Sent: 2021-04-06

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4276826

Date Received: 2021-04-06

Issue: Other transaction problem

Subissue:

Consumer Complaint: On XX/XX/XXXX, I received notice that my PayPal accounts have been permanently limited. I have two PayPal accounts which are XXXX and XXXX. Ref ID XXXX was issues for XXXX on XX/XX/XXXX at XXXX and Ref ID XXXX was issues for XXXX on XX/XX/XXXX at XXXX. I have {$1400.00} in XXXX and {$2100.00} in XXXX which totals to {$3600.00}. This is a large amount of money being withheld from me. Week of XX/XX/XXXX, I called PayPal customer service about why my accounts were permanently limited and why my money is being with held from me. The representatives response was that they have no obligation to disclose why my accounts are being permanently limited and my why my money is being withheld from me. On XX/XX/XXXX, I sent PayPal a letter requesting why my accounts were permanently limited and why my money is being withheld from me. On XX/XX/XXXX, PayPal responded saying that my accounts were reported to be involved in possible fraudulent or high risk behavior. I must want 180 days from the limitation to withdraw my money. On XX/XX/XXXX, the {$1400.00} in XXXX transaction ID XXXX and {$2100.00} in XXXX transaction ID XXXX which totals to {$3600.00} was transferred to PayPal citing PayPal 's damages caused by acceptable use policy violation.

Company Response:

State: NE

Zip: 68123

Submitted Via: Web

Date Sent: 2021-04-07

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4276714

Date Received: 2021-04-07

Issue: Unauthorized transactions or other transaction problem

Subissue:

Consumer Complaint: I sold goods on XXXX and put my money in PayPal, but PayPal stole my money without my permission. I have the formal invoice of purchase PayPal - negative {$10000.00} XX/XX/XXXX Transfer Loading transaction details for PayPal - negative {$10000.00} XX/XX/XXXX Transfer You reported a problem with this transaction. See the status of your case in the Resolution Center. Paid with Balance {$10000.00} Transaction ID XXXX Seller info Note {$10000.00} USD ; PayPal Posting Date : XX/XX/2019 ; Payment to : Paypal ; PayPal 's damages caused by Acceptable Use Policy violation

Company Response:

State: CA

Zip: 95821

Submitted Via: Web

Date Sent: 2021-04-07

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4276673

Date Received: 2021-04-07

Issue: Other service problem

Subissue:

Consumer Complaint: PayPal closed my account for no reason and will not help me with getting it back up and going. I am not sure if this is some mistake as I assume it has to be. I have not been able to get help from them for months but I just remembered I could file a report on here as I feel they are not doing their job properly and it is effecting me a great deal as I used PayPal quite frequently. My email linked to my PayPal is XXXX XXXX

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-04-07

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4276559

Date Received: 2021-04-06

Issue: Other service problem

Subissue:

Consumer Complaint: Paypal is holding my money without reason and the other is because they said I can not confirm the identity but that does not make sense because they have my ID and banking details and when I try to give them another additional ID or billing statement it routes me to a blank page. One of my accounts XXXX I can not withdraw the money because they said I can not confirm the identity but that does not make sense because they have my ID and banking details and when I try to give them other additional ID or billing statement it routes me to a blank page. So how do you want me to give you those details if your platform does not allow me to give you the details. I've talked to different representatives before and they didn't help me at all. My other account, XXXX they put the money on hold. I am a XXXX and they are holding all my funds without any valid reason.

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-04-06

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4276305

Date Received: 2021-04-06

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: My agency send me my salary in paypal for almost 5months now and last month XX/XX/2021 i was expecting that i get my salary again but when i checked my balance i have XXXX balance in my paypal. That's why i checked my email and its say 's that my money is been hold. Then i provide the information they asked. Then they emailed me again after a week. And it's say that i can't no longer use my paypal account and wait for 180 days to get my money. But i don't have balance in my paypal account, nothings indicate there that i have money on hold in 180 days. I am not sure if this is some mistake that i assume it has to be. I have not been able to get help from them for a month and someone tell me that i could file a report here as i feel that they not doing there job properly and it's effecting me a great deal as i used Paypal to get my salary from my work. Paypal closed my account for no reason. Please help me get my salary. My email linked to my Paypal is XXXX. please thankyou and Godbless. I hope that everything will be ok.

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-04-06

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4276271

Date Received: 2021-04-06

Issue: Attempts to collect debt not owed

Subissue: Debt was result of identity theft

Consumer Complaint: In XX/XX/2021, I learned that two things had happened that appear to be the result of identity theft : - An account for which I did not apply was opened in my name with XXXX. No charges had been made. However, XXXX refuses to close the account. -I learned Paypal had reported me to collections for an account opened with my name and address, but with a fake email address. A {$200.00} charge is owed on this account. Paypal refuses to close the account while it is under investigation with their collections company, XXXX XXXX. ** Strangely both XXXX XXXX and XXXX are based in the same zip code in XXXX XXXX, Minnesota. Is there some connection between these two entities related to these fraudulent activities? ** Could I please get your help with : - closing the fraudulent XXXX account before any charges are made - closing the fraudulent Paypal account before MORE charges are made and helping me deal with their suspicious collections agency which is in the same zip code as XXXX. Thank you so much!

Company Response:

State: GA

Zip: 30345

Submitted Via: Web

Date Sent: 2021-04-06

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4275862

Date Received: 2021-04-06

Issue: Unexpected or other fees

Subissue:

Consumer Complaint: On XX/XX/XXXX Paypal suspended my account and froze my fund of {$2400.00}. They alleged a violation of their terms of service however would not disclose what that was. They emailed me that day and informed me they would be holding my funds for 180 days in case of fraud and would message me about how to access my funds after that. On XX/XX/XXXX they transferred all {$2400.00} out of my account with the description of : '' Payment to : Paypal ; PayPal 's damages caused by Acceptable Use Policy violation ''

Company Response:

State: FL

Zip: 33584

Submitted Via: Web

Date Sent: 2021-04-20

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.