PAYPAL HOLDINGS, INC


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"Products" offered by PAYPAL HOLDINGS, INC with at least one, but usually more complaints:

Bank account or service - (CD) Certificate of deposit
Bank account or service - Cashing a check without an account
Bank account or service - Checking account
Bank account or service - Other bank product/service
Bank account or service - Savings account
Checking or savings account - CD (Certificate of Deposit)
Checking or savings account - Checking account
Checking or savings account - Other banking product or service
Checking or savings account - Savings account
Consumer Loan - Installment loan
Consumer Loan - Personal line of credit
Consumer Loan - Vehicle loan
Credit card -
Credit card - General-purpose credit card or charge card
Credit card - Store credit card
Credit card or prepaid card -
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose prepaid card
Credit card or prepaid card - Gift card
Credit card or prepaid card - Government benefit card
Credit card or prepaid card - Payroll card
Credit card or prepaid card - Store credit card
Credit card or prepaid card - Student prepaid card
Credit reporting -
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting or other personal consumer reports - Other personal consumer report
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Auto
Debt collection - Auto debt
Debt collection - Credit card
Debt collection - Credit card debt
Debt collection - I do not know
Debt collection - Medical
Debt collection - Other (i.e. phone, health club, etc.)
Debt collection - Other debt
Debt collection - Payday loan debt
Debt collection - Telecommunications debt
Debt or credit management - Credit repair services
Debt or credit management - Debt settlement
Money transfer, virtual currency, or money service - Check cashing service
Money transfer, virtual currency, or money service - Debt settlement
Money transfer, virtual currency, or money service - Domestic (US) money transfer
Money transfer, virtual currency, or money service - Foreign currency exchange
Money transfer, virtual currency, or money service - International money transfer
Money transfer, virtual currency, or money service - Mobile or digital wallet
Money transfer, virtual currency, or money service - Money order
Money transfer, virtual currency, or money service - Money order, traveler's check or cashier's
Money transfer, virtual currency, or money service - Refund anticipation check
Money transfer, virtual currency, or money service - Traveler's check or cashier's check
Money transfer, virtual currency, or money service - Virtual currency
Money transfers - Domestic (US) money transfer
Money transfers - International money transfer
Mortgage - Other mortgage
Other financial service - Check cashing
Other financial service - Debt settlement
Other financial service - Foreign currency exchange
Other financial service - Money order
Other financial service - Refund anticipation check
Payday loan -
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Payday loan
Payday loan, title loan, or personal loan - Personal line of credit
Payday loan, title loan, or personal loan - Title loan
Payday loan, title loan, personal loan, or advance loan - Installment loan
Payday loan, title loan, personal loan, or advance loan - Personal line of credit
Prepaid card - General purpose card
Prepaid card - General-purpose prepaid card
Prepaid card - Gift card
Prepaid card - Gift or merchant card
Prepaid card - Mobile wallet
Prepaid card - Other special purpose card
Prepaid card - Payroll card

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Complaint ID: 8080486

Date Received: 2023-12-29

Issue: Managing an account

Subissue: Deposits and withdrawals

Consumer Complaint: XX/XX/ Venmo froze my account for security verification. I sent in my identification and now it has been XXXX days and I still can not access my funds.

Company Response:

State: MS

Zip: 39702

Submitted Via: Web

Date Sent: 2023-12-29

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 8079706

Date Received: 2023-12-30

Issue: Problem caused by your funds being low

Subissue: Late or other fees

Consumer Complaint: On XX/XX/23, I sold a bed to a friend and she paid me via paypal. I was charged a {$5.00} fee by Paypal

Company Response:

State: UT

Zip: 84047

Submitted Via: Web

Date Sent: 2023-12-30

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 8078897

Date Received: 2023-12-29

Issue: Lost or stolen money order

Subissue:

Consumer Complaint: I ordered an art commission from XXXX XXXXXXXX on XXXX on XX/XX/2021. I sent this individual money by PayPal and never heard back from him. Found out I'm not the only XXXX. I was told that it takes years for product to be received. I tried contacting both twitter and PayPal, but they can't provide any information about the user due to privacy. I tried contacting the individual about my commission. Today I discovered that the individual 's account on XXXX has been XXXX, and I'm not sure what to do to get my money back. Attached is proof of contacting this individual ( censored as it has adult content. I'm XXXX ), unfortunately the XXXX messages aren't shown since the individual 's account is blocked.

Company Response:

State: UT

Zip: 84660

Submitted Via: Web

Date Sent: 2023-12-29

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 8078871

Date Received: 2023-12-29

Issue: Attempts to collect debt not owed

Subissue: Debt was result of identity theft

Consumer Complaint: I all started with a random payment on XXXX that wasnt me cause I never even had an account for that website. So then I was negative in my bank account. Then I reached out to PayPal and they said basically didnt help me out. So I contacted my bank and then PayPal refunded me and everything was good. Until my account went negative with the money they already had already paid out. So I dont get why my account went negative

Company Response:

State: CA

Zip: 92804

Submitted Via: Web

Date Sent: 2023-12-29

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 8076466

Date Received: 2023-12-29

Issue: Unexpected or other fees

Subissue:

Consumer Complaint: on XX/XX/13 I initiated a transfer of {$30.00} dollars. Two days later a {$30.00} charge was issued to my bank account, followed by a second {$30.00} charge. I was told the initial charge was due to a failure of funds. It is suspicious that they were able to claim a {$30.00} charge for lack of funds that was able to clear, and then claim a second {$30.00} charge for the original transaction. This behavior feels predatory and unethical.

Company Response:

State: MN

Zip: 554XX

Submitted Via: Web

Date Sent: 2023-12-29

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 8075599

Date Received: 2023-12-28

Issue: Attempts to collect debt not owed

Subissue: Debt is not yours

Consumer Complaint: I contacted the company and let them Im the registered owner of the certificated security and the amounts due is owed to me and that I dont allow them to collect anything on my behalf and they need to send the information back to PayPal Inc .

Company Response:

State: SC

Zip: 296XX

Submitted Via: Web

Date Sent: 2024-01-10

Company Response to Consumer: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 8074851

Date Received: 2023-12-28

Issue: Problem with a purchase shown on your statement

Subissue: Card was charged for something you did not purchase with the card

Consumer Complaint: I saw a charge for {$130.00} on my credit card that was made through PAYPAL on XXXX XXXX XXXX The phone number listed on the account went to PAYPAL. The first representative located the charge and transferred me to a different representative to dispute the charge. The second representative said she couldn't find the charge and then wanted additional personal information. I refused to provide any additional personal information> I don't have an account with PAYPAL and I don't want to open one. This isn't the first time charges have been made through PAYPAL to my credit card without my authorization and it has to stop. The charge was made on XXXX for {$130.00}, last 4 digits of my credit card are XXXX

Company Response:

State: PA

Zip: 170XX

Submitted Via: Web

Date Sent: 2023-12-28

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 8073788

Date Received: 2023-12-29

Issue: Managing an account

Subissue: Deposits and withdrawals

Consumer Complaint: My direct deposit was paid out by my employer into my Venmo checking account. On XX/XX/2023 I went to the ATM on this date to withdraw funds from the ATM. I was only able to withdraw {$800.00} instead of {$1600.00}. I contacted Venmo immediately to see if they could increase my daily limit hoping that was the issue. I was told they would not be able to increase my daily limit and I should try the next day or to try a transfer directly to my bank account which I did but it failed. I again reached out to Venmo about the failed bank transfer attempt. They said they were sorry for the failed attempt and could not explain why it happened. XXXX XX/XX/2023 I went back to the ATM after 24hrs. I tried to withdraw the remainder of the funds but could only withdraw {$300.00}. I reached out to Venmo again and was told that there is a security alert that blocked the transaction. I asked the reason for the security block and asked them to remove the block so I could proceed with my withdrawal. They said they do not understand the reason for the block as it relates to an automated system. As of right now I am unable to take out my money and they are not able to do anything about it. I need someone to help me! They really shouldnt be holding on to peoples money in such a way. Especially in an emergency situation. Please help!

Company Response:

State: TX

Zip: 76006

Submitted Via: Web

Date Sent: 2023-12-29

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 8073760

Date Received: 2023-12-29

Issue: Improper use of your report

Subissue: Credit inquiries on your report that you don't recognize

Consumer Complaint: Paypal unauthorized inquiry Used my information without my consent

Company Response:

State: CA

Zip: 90032

Submitted Via: Web

Date Sent: 2023-12-29

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 8071804

Date Received: 2023-12-28

Issue: Confusing or missing disclosures

Subissue:

Consumer Complaint: I sent some money to XXXX XXXX XXXX, via paypal, in XXXX of this year. At some point after that, I was reconciling my bank statement with all my other statements, including paypal. I saw a payment to paypal, in my credit card statement, so I checked my paypal account to ensure the charge was correct. However, there was no payment at all to XXXX XXXX XXXX, in the correct amount or otherwise, so I let the credit card company know. Eventually, my bank closed my card, issued another and credited my account. By then I'd seen XXXX different amounts showing in emails from paypal, so it looked like they didn't know what was going on either. See attached file for just XXXX example. How can I dispute {$100.00} AUD when the transaction amount ( this time ) is claimed to be {$94.00} AUD? In the XXXX attached screenshot the amount has changed to {$97.00} AUD. I resent the payment that had been returned to me before I was able to speak with the bank again. After speaking with the bank, I learned that they had reversed their repayment to XXXX XXXX XXXX via paypal, so naturally, I canceled the redundant payment. Paypal won't speak with me about this anymore as I continue to try and clear it up. It's affecting my friend 's account in XXXX and I feel like it's all my fault, when in fact, paypal still can't keep their figures straight. They left me on hold for XXXX minutes this morning so I decided I've had enough.

Company Response:

State: NY

Zip: 10512

Submitted Via: Web

Date Sent: 2023-12-28

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.